- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $376at the range’s middle
- Lot
- 40.07 x 112.18 ft
- Tax a year
- $5,1462026 tax year
- Parking
- 31 detached
- Days on market
- Members
The brief
About 64 Chapel St
64 Chapel St is a 4-bedroom, 2-bathroom detached house in Kitchener, listed for sale at an asking price of $658,000 (MLS® X14100220).
Welcome to 64 Chapel Street! A fresh start awaits in this beautifully refreshed freehold detached home, offering approximately 1,689 sq. ft. of living space plus a finished basement in a convenient Kitchener location. Freshly painted throughout, with brand-new flooring and a completely redone staircase, this home offers a clean, modern feel and is ready for its next chapter.Enjoy the freedom of freehold ownership and the flexibility to make this home your own. Whether you're a first-time buyer looking to step into homeownership, a growing household seeking more space, or an investor exploring opportunities in a central location, this property offers plenty of potential.Step outside and enjoy the best of downtown living, with local restaurants, cafés, shops, the Kitchener Public Library, Centre In The Square, and the Kitchener-Waterloo Art Gallery all nearby. With everyday conveniences, cultural attractions, and public transit close at hand, you'll have more opportunities to enjoy the city and less time spent getting around.Fresh updates, freehold ownership, and a connected urban lifestyle make this an exciting opportunity to put down roots and make it your own. Don't miss your chance to discover the possibilities at 64 Chapel Street!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even53/100−$231/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 24 detached homes with 4 bedrooms for lease in Kitchener right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,146 / 2026
- MLS® number
- X14100220
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 40.07 x 112.18 ft
- Listed on
- Parking
- 1 Detached, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2 1/2 Storey
- Municipality
- Kitchener
Building
- Size
- 1500-2000 sqft
- Construction
- Board & Batten
Inside
- Bedrooms
- 4
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 40.07 ft
- Depth
- 112.18 ft
- Lot Size
- 40.07 x 112.18 ft
Additional
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.5 × 5.2 m | Stainless Steel Appl, Combined W/Dining | Main |
| Living | 6.0 × 5.68 m | Large Window | Main |
| Family | 5.5 × 5.9 m | Fireplace, W/O To Yard, Large Window | Main |
| Br | 5.5 × 3.75 m | Closet, Window | 2nd |
| 2nd Br | 3.0 × 3.4 m | Window, Closet | 2nd |
| 3rd Br | 3.4 × 2.8 m | Window, Balcony | 2nd |
| Bathroom | 1.1 × 2.2 m | 3 Pc Ensuite | 2nd |
| 4th Br | 6.7 × 7.6 m | Window, Large Closet | Upper |
| Rec | 5.5 × 5.8 m | Combined W/Laundry, 3 Pc Ensuite | Bsmt |
Listing history
Buy/sell history for 64 Chapel St, Kitchener, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $658,000 | N/A | Pc | X14100220 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $131,600
- Total mortgage amount
- $526,400
- Total interest payment
- $374,200
- Total purchase cost
- $1,032,200
- Mortgage payment
- $3,002/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
26%Monthly carrying cost
$3,431- Rent $3,200
- Shortfall $231
Rental income opens at $3,200, the median asking rent of 24 comparable homes for lease in Kitchener. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,635
- Total land transfer tax
- $9,635
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,635
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $658,000
- $5,160
- Ontario total
- $9,635
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,495 sq ft418 m²
- Street frontage
- 40.07 ft12.2 m
- Depth
- 112.18 ft34.2 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
- Groundwater recorded about 10.7 m below ground nearbyThe middle water level in the well records within 500 m (33 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity3
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 1 open development application within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 6.4 km6.4 km
Province of Ontario open data · Municipal development applications
Around the home2
- Nearest rail line: 760 m760 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Wonder Brands Inc. — WonderBrands Kitchener, 860 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Enova Power Corp.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Kitchener. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Kitchener right now
- For sale now
- 337
- Median asking price
- $800K
- New in 7 days
- 45
- Price cuts
- 18%
Middle half: $670K to $1.04M
155 in 28 days
61 listings
This home is asking 18% below the median, lower than three quarters of them.
See all homes in KitchenerAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Frederick | GRT light rail: ION light rail | 800 m |
| Kitchener Market | GRT light rail: ION light rail | 850 m |
| Kitchener City Hall | GRT light rail: ION light rail | 1 km |
| Queen | GRT light rail: ION light rail | 1 km |
| Kitchener GO | GO Transit train: Kitchener | 1.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains information provided by the Regional Municipality of Waterloo under licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Suddaby Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 300 m | 79%Grade 6 average |
| St Anne Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 650 m | 72%Grade 6 average |
| Sheppard Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 900 m | 72%Grade 6 average |
| École élémentaire L'HarmonieConseil scolaire Viamonde | French-language public · grades JK–8 | 3.1 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cameron Heights Collegiate InstituteWaterloo Region DSB | Public · grades 9–12 | 950 m | 74%Grade 9 math |
| Rosemount - U Turn SchoolWaterloo Region DSB | Public · grades 9–12 | 2 km | — |
| St Mary's High SchoolWaterloo CDSB | Catholic · grades 9–12 | 3.8 km | 48%Grade 9 math |
| École secondaire David Saint-JacquesConseil scolaire Viamonde | French-language public · grades 9–12 | 5.7 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kitchener are shown to signed-in members.