2640 Heardcreek Tr
North S, London North, Ontario N6G 0Z8
- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 2,500–3,000sq ft
- Per sq ft
- $473at the range’s middle
- Lot
- 83.76 x 114.4 ft
- Tax a year
- $8,9522025 tax year
- Built
- 0-5
- Parking
- 62 attached
- Days on market
- Members
The brief
About 2640 Heardcreek Tr
2640 Heardcreek Tr is a 4-bedroom, 4-bathroom detached house in North S, London North, listed for sale at an asking price of $1,299,900 (MLS® X13671624).
Welcome to 2640 Heardcreek Trail, a beautifully designed 2,962 sq. ft. home in one of North London's most desirable communities. Thoughtfully built for modern family living, with Separate Entrance for future Granny Suite potential, this impressive residence features a main floor office, a gourmet kitchen with premium finishes, and a separate spice kitchen for added convenience. The bright open-concept layout creates a seamless flow between the living and dining areas, making everyday living and entertaining effortless.The second floor offers four generously sized bedrooms, providing comfort and privacy for the entire family, including a spacious primary retreat. Large windows throughout the home bring in plenty of natural light, adding warmth and elegance to every space.Ideally located close to top-rated schools, parks, shopping, restaurants, and everyday amenities, this exceptional home offers the perfect blend of luxury, comfort, and convenience in a highly sought-after North London neighbourhood.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$3,977/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 homes with 4 bedrooms for lease in North S right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,952 / 2025
- MLS® number
- X13671624
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 0-5
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 83.76 x 114.4 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- North S
- Municipality
- London North
Building
- Size
- 2500-3000 sqft
- Building Age
- 0-5
- Construction
- Stone
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 5pc 2nd, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 83.76 ft
- Depth
- 114.4 ft
- Lot Size
- 83.76 x 114.4 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, 2 x Stoves, 2xDishwashers, Washer, Dryer ,BuiltIn Wall Oven and Window Coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Office | 2.7 × 3.6 m | — | Main |
| Dining | 3.0 × 4.2 m | — | Main |
| Great Rm | 4.9 × 5.8 m | — | Main |
| Kitchen | 2.4 × 3.5 m | — | Main |
| Bathroom | 1.5 × 1.5 m | 2 Pc Bath | Main |
| Primary | 4.2 × 4.9 m | — | 2nd |
| 2nd Br | 3.35 × 3.6 m | — | 2nd |
| 3rd Br | 3.0 × 3.9 m | — | 2nd |
| 4th Br | 3.3 × 3.3 m | — | 2nd |
| Bathroom | 2.7 × 3.6 m | 5 Pc Ensuite | 2nd |
| Bathroom | 1.5 × 2.0 m | 4 Pc Bath | 2nd |
| Bathroom | 1.5 × 1.8 m | 3 Pc Ensuite | 2nd |
Listing history
Buy/sell history for 2640 Heardcreek Tr, London North, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,299,900 | N/A | For Sale | X13671624 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $259,980
- Total mortgage amount
- $1,039,920
- Total interest payment
- $739,380
- Total purchase cost
- $2,039,280
- Mortgage payment
- $5,931/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
74%Monthly carrying cost
$6,677- Rent $2,700
- Shortfall $3,977
Rental income opens at $2,700, the median asking rent of 5 comparable homes for lease in North S. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $22,473
- Total land transfer tax
- $22,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $18,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,299,900
- $17,998
- Ontario total
- $22,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 83.76 ft25.5 m
- Depth
- 114.4 ft34.9 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m5 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet2
- Electricity is distributed here by London Hydro Inc.At the address
- Fibre to the home, Cable, DSL internet listed for this areaFibre to the home: Bell, Execulink, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, TekSavvy, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.At the address
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in North S right now
- For sale now
- 80
- Median asking price
- $897K
- New in 7 days
- 6
- Price cuts
- 15%
Middle half: $798K to $1.12M
24 in 28 days
12 listings
This home is asking 45% above the median, higher than three quarters of them.
See all homes in North SAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Northwest Public SchoolThames Valley DSB | Public · grades JK–8 | 600 m | — |
| Sir Arthur Currie Public SchoolThames Valley DSB | Public · grades JK–8 | 650 m | 89%Grade 6 average |
| St. Gabriel Catholic Elementary School Catholic Elementary SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 1 km | 82%Grade 6 average |
| École élémentaire Marie-CurieConseil scolaire Viamonde | French-language public · grades JK–6 | 5 km | 88%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St. Andre Bessette Secondary SchoolLondon District Catholic School Board | Catholic · grades 9–12 | 500 m | 70%Grade 9 math |
| Sir Frederick Banting Secondary SchoolThames Valley DSB | Public · grades 9–12 · French Immersion | 2.7 km | 55%Grade 9 math |
| Medway High SchoolThames Valley DSB | Public · grades 9–12 | 4.8 km | 69%Grade 9 math |
| École secondaire catholique Monseigneur-BruyèreConseil scolaire catholique Providence | French-language Catholic · grades 9–12 | 7.8 km | 57%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in North S are shown to signed-in members.