- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2,500–3,000sq ft
- Per sq ft
- $471at the range’s middle
- Lot
- 60 x 124 ft
- Built
- New
- Parking
- 42 attached
- Days on market
- Members
The brief
About 851 White Pine St
851 White Pine St is a 4-bedroom, 3-bathroom detached house in North S, London North, listed for sale at an asking price of $1,294,900 (MLS® X12971886).
Royal Oak Homes proudly presents The Luca, a thoughtfully designed 2-storey home featuring 4 bedrooms, 2.5 baths, and a spacious 2-car garage TO BE BUILT in the prestigious Sunningdale Crossings community in North London . With its smart layout and modern finishes, this model perfectly blends style, comfort, and functionality for todays families. The main floor offers a huge living area, dining room, and kitchen, highlighted by a large hidden pantry that extends the full length of the kitchen, a true showpiece for both entertaining and everyday living. A private office on the main floor provides the perfect space for working from home or managing household tasks. The upper level is home to all four bedrooms, including a generous primary suite with a luxurious 5-piece ensuite. A convenient laundry room completes the upstairs, designed to make daily routines easier. Thoughtfully designed with the perfect placement of windows throughout the home including along the staircase. The Luca is filled with natural light, creating a warm and inviting atmosphere in every space. Enjoy quick access to parks, scenic trails, top-rated schools, shopping, and major highways. More plans and lots are available. Photos are from previous models for illustrative purposes; each model differs in design and client selections. Price is inclusive of the enhanced HST rebate.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall6/100−$3,208/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 homes with 4 bedrooms for lease in North S right now. Cost of owning counts the mortgage. This record states no property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- MLS® number
- X12971886
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- New
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 60 x 124 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- North S
- Municipality
- London North
Building
- Size
- 2500-3000 sqft
- Building Age
- New
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc Upper, 1 × 5pc Upper
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60 ft
- Depth
- 124 ft
- Lot Size
- 60 x 124 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Office | 3.15 × 3.04 m | — | Main |
| Dining | 2.5 × 4.87 m | — | Main |
| Living | 4.52 × 4.87 m | Fireplace | Main |
| Kitchen | 3.35 × 4.87 m | — | Main |
| Pantry | 1.21 × 4.87 m | — | Main |
| Bathroom | 1.61 × 1.61 m | 2 Pc Bath | Main |
| Mudroom | 1.67 × 1.67 m | — | Main |
| Primary | 5.18 × 4.26 m | 5 Pc Ensuite, W/I Closet | Upper |
| 2nd Br | 3.04 × 3.47 m | — | Upper |
| 3rd Br | 3.5 × 3.04 m | — | Upper |
| 4th Br | 3.04 × 3.04 m | — | Upper |
| Laundry | 2.13 × 1.82 m | — | Upper |
| Bathroom | 3.65 × 3.65 m | 5 Pc Ensuite | Upper |
| Bathroom | 1.54 × 2.13 m | 4 Pc Bath | Upper |
Listing history
Buy/sell history for 851 White Pine St, London North, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,294,900 | N/A | For Sale | X12971886 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $258,980
- Total mortgage amount
- $1,035,920
- Total interest payment
- $736,480
- Total purchase cost
- $2,031,380
- Mortgage payment
- $5,908/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
63%Monthly carrying cost
$5,908- Rent $2,700
- Shortfall $3,208
Rental income opens at $2,700, the median asking rent of 5 comparable homes for lease in North S. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $22,373
- Total land transfer tax
- $22,373
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $18,373
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,294,900
- $17,898
- Ontario total
- $22,373
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 7,440 sq ft691 m²
- Street frontage
- 60 ft18.3 m
- Depth
- 124 ft37.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 6 water-supply wells recorded within 250 m3 of them were drilled for domestic use; 2 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 40.2 m.250 m
- Groundwater recorded about 16.8 m below ground nearbyThe middle water level in the well records within 500 m (42 records). It changes with the season and from spot to spot.500 m
- Bedrock about 49.1 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by London Hydro Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, TekSavvy, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in North S right now
- For sale now
- 80
- Median asking price
- $897K
- New in 7 days
- 6
- Price cuts
- 15%
Middle half: $798K to $1.12M
24 in 28 days
12 listings
This home is asking 44% above the median, higher than three quarters of them.
See all homes in North SAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sir Arthur Currie Public SchoolThames Valley DSB | Public · grades JK–8 | 700 m | 89%Grade 6 average |
| Northwest Public SchoolThames Valley DSB | Public · grades JK–8 | 1.5 km | — |
| St Marguerite d'Youville SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 2.1 km | 64%Grade 6 average |
| École élémentaire Marie-CurieConseil scolaire Viamonde | French-language public · grades JK–6 | 5.7 km | 88%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St. Andre Bessette Secondary SchoolLondon District Catholic School Board | Catholic · grades 9–12 | 1.5 km | 70%Grade 9 math |
| Sir Frederick Banting Secondary SchoolThames Valley DSB | Public · grades 9–12 · French Immersion | 2.7 km | 55%Grade 9 math |
| Medway High SchoolThames Valley DSB | Public · grades 9–12 | 3.7 km | 69%Grade 9 math |
| École secondaire catholique Monseigneur-BruyèreConseil scolaire catholique Providence | French-language Catholic · grades 9–12 | 6.9 km | 57%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in North S are shown to signed-in members.