27 Gerald Cres
South J, London South, Ontario N5Z 5A3
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,100–1,500sq ft
- Per sq ft
- $442at the range’s middle
- Lot
- 33.99 x 98.43 ft
- Tax a year
- $3,7822026 tax year
- Parking
- 31 attached
- Days on market
- Members
The brief
About 27 Gerald Cres
27 Gerald Cres is a 3-bedroom, 3-bathroom detached house in South J, London South, listed for sale at an asking price of $574,900 (MLS® X14127544).
Attention First Time Buyers and investors! Welcome to 27 Gerald Crescent! This very affordable and nicely maintained 3 bedrooms, 2.5 bathrooms two-storey home is located in the desirable Pond Mills neighbourhood. Enjoy living on a quiet crescent just minutes to many amenities including Victoria hospital, downtown, shopping, parks and schools. Appreciate your carpet-free main and second floors for easy maintenance! Walk into your bright main floor featuring well appointed living room with pot lights, dinning room and spacious chef kitchen with stainless steel appliances and back splash. The 2nd floor offers a large primary bedroom with a private ensuite and walk-in closet. Other 2 bedrooms and full bathroom completes the 2nd level. Finished basement includes a spacious recreation room, roughed-in bathroom, storage and laundry rooms. Relish fresh air in your front porch. Sliding doors leads to a large deck where you can enjoy your quiet and fully-fenced backyard, flanked by mature trees, perfect for relaxing or entertaining. Parking for 3 vehicles with an attached single garage and double driveway. Recent updates include the furnace and A/C unit, some windows and shingles (Nov. 2020). Six (6) appliances included in the sale in 'as is' condition. Easy access to airport, Hwy 401/402. A move-in-ready home offering excellent value and space!
Insights
Condition Score
Fair56/100Listing notes possible renovation needs
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall41/100−$563/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 3 bedrooms for lease in South J right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,782 / 2026
- MLS® number
- X14127544
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 33.99 x 98.43 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- South J
- Municipality
- London South
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 3pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 33.99 ft
- Depth
- 98.43 ft
- Lot Size
- 33.99 x 98.43 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Build-in microwave, fridge, Brand new stove, dishwasher, washer, dryer, furnace and A/C unit (all appliances as is).
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.83 × 3.67 m | — | Main |
| Kitchen | 3.05 × 3.05 m | — | Main |
| Dining | 3.05 × 3.68 m | — | Main |
| Living | 3.07 × 4.28 m | Pot Lights | Main |
| Primary | 3.68 × 4.59 m | 3 Pc Ensuite, W/I Closet | 2nd |
| 2nd Br | 3.06 × 3.38 m | — | 2nd |
| 3rd Br | 2.77 × 3.6 m | — | 2nd |
| Rec | 3.99 × 5.19 m | — | Bsmt |
| Bathroom | 1.22 × 1.25 m | 2 Pc Bath | Main |
| Bathroom | 1.83 × 2.15 m | 3 Pc Ensuite | 2nd |
| Bathroom | 1.25 × 2.77 m | 4 Pc Bath | 2nd |
Listing history
Buy/sell history for 27 Gerald Cres, London South, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $574,900 | N/A | For Sale | X14127544 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $114,980
- Total mortgage amount
- $459,920
- Total interest payment
- $326,980
- Total purchase cost
- $901,880
- Mortgage payment
- $2,623/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
37%Monthly carrying cost
$2,938- Rent $2,375
- Shortfall $563
Rental income opens at $2,375, the median asking rent of 6 comparable homes for lease in South J. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,973
- Total land transfer tax
- $7,973
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,973
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $574,900
- $3,498
- Ontario total
- $7,973
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,346 sq ft311 m²
- Street frontage
- 33.99 ft10.4 m
- Depth
- 98.43 ft30 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 7.6 m.250 m
- Groundwater recorded about 6.4 m below ground nearbyThe middle water level in the well records within 500 m (34 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.3 km7.3 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Corporation of the City of London — Vauxhall Pollution Control Plant, 920 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by London Hydro Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in South J right now
- For sale now
- 20
- Median asking price
- $565K
- New in 7 days
- 3
- Price cuts
- 20%
Middle half: $499K to $682K
6 in 28 days
4 listings
This home is asking 2% above the median.
See all homes in South JAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Sebastian Separate SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 400 m | 68%Grade 6 average |
| C C Carrothers Public SchoolThames Valley DSB | Public · grades JK–8 | 750 m | 46%Grade 6 average |
| Glen Cairn Public SchoolThames Valley DSB | Public · grades JK–8 | 1 km | 46%Grade 6 average |
| École élémentaire catholique Saint-Jean-de-BrébeufConseil scolaire catholique Providence | French-language Catholic · grades JK–6 | 2.2 km | 73%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| G A Wheable Secondary SchoolThames Valley DSB | Public · grades 9–12 | 1.7 km | — |
| B Davison Secondary School Secondary SchoolThames Valley DSB | Public · grades 9–12 | 2 km | — |
| École secondaire Gabriel-DumontConseil scolaire Viamonde | French-language public · grades 9–12 | 2.9 km | 77%Grade 9 math |
| Catholic Central High SchoolLondon District Catholic School Board | Catholic · grades 9–12 | 4 km | 57%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in South J are shown to signed-in members.