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Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
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MLS® X14092832For SaleDetached

297 Stephen St

South B, London South, Ontario N6K 2M9

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297 Stephen St, London South, photo 1
Asking$524,900
Bedrooms
4
Bathrooms
2
Size
1,100–1,500sq ft
Per sq ft
$404at the range’s middle
Lot
60 x 188 ft
Tax a year
$4,0902025 tax year
Built
51-99
Parking
51 detached
Days on market
Members

The brief

About 297 Stephen St

297 Stephen St is a 4-bedroom, 2-bathroom detached house in South B, London South, listed for sale at an asking price of $524,900 (MLS® X14092832).

Welcome to 297 Stephen Street, a home full of character and possibilities, situated on a beautiful, mature lot in one of London's most sought after neighbourhoods. Just steps from Byron Northview P.S., this property offers an incredible opportunity for buyers looking to put their own stamp on a home in a fantastic location. The main floor features a spacious living room, separate dining area, kitchen, two bedrooms, a full bathroom and a sunroom/mudroom overlooking the backyard. Upstairs, you'll find two additional bedrooms, a convenient home den and a second bathroom, offering flexibility for families or those working from home. Outside is where this property really shines! The generous, fully fenced backyard is surrounded by mature trees, offering privacy, plenty of green space and room to enjoy the outdoors. A large deck and detached garage add to the appeal. With its charming curb appeal, versatile layout and exceptional lot, this home offers a wonderful opportunity to make something truly your own. Bring your ideas and imagination and discover the potential of 297 Stephen Street. A chance to get into desirable Byron and create a home you'll love for years to come!

Insights

  • Condition Score

    Good

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Covers costs

    +$114/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 23 detached homes with 4 bedrooms for lease in London South right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

The home

Key facts

Tax
$4,090 / 2025
MLS® number
X14092832
Board
TRREB MLS®
Property Type
Detached
Building Age
51-99
Days on market
Size
1100-1500 sqft
Lot Size
60 x 188 ft
Listed on
Parking
1 Detached, 5 Parking
Listing brokerage: KELLER WILLIAMS LIFESTYLESData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Detached
Style
1 1/2 Storey
Community
South B
Municipality
London South

Building

Size
1100-1500 sqft
Building Age
51-99
Construction
Alum Siding

Inside

Bedrooms
4
Bathrooms
2
Bathroom Details
1 × 4pc Main, 1 × 3pc 2nd
Basement Type
Unfinished
Kitchens
1

Parking

Driveway
Private
Garage Type
Detached
Garage
1
Additional Parking
4
Total Parking
5

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
60 ft
Depth
188 ft
Lot Size
60 x 188 ft

Additional

Foundation
Block
Roof
Shingles
Fireplace
No
Pool
None
Den
Yes
Family room
Yes
Extras
Fridge, Stove, Washer, Dryer

Rooms

RoomSizeFeaturesLevel
Foyer1.92 × 2.9 m—Main
Room 23.58 × 5.11 m—Main
Dining3.49 × 2.79 m—Main
Kitchen3.67 × 3.88 m—Main
Primary3.58 × 4.05 m—Main
2nd Br3.37 × 2.46 m—Main
Sunroom3.7 × 6.79 m—Main
3rd Br4.03 × 2.79 m—2nd
4th Br3.9 × 4.74 m—2nd
Den2.6 × 2.11 m—2nd

Listing history

Buy/sell history for 297 Stephen St, London South, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$524,900N/AFor SaleX14092832

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $104,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$104,980
Total mortgage amount
$419,920
Total interest payment
$298,580
Total purchase cost
$823,480
Mortgage payment
$2,395/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

16%

Monthly carrying cost

$2,736
$114per month
  • Carrying cost $2,736
  • Surplus $114

Rental income opens at $2,850, the median asking rent of 23 comparable homes for lease in London South. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$6,973
Total land transfer tax
$6,973
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$2,973
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $524,900
$2,498
Ontario total
$6,973

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The land

Lot

Lot area
11,280 sq ft1,048 m²
Street frontage
60 ft18.3 m
Depth
188 ft57.3 m
60 × 188 ftSTEPHEN ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

11 records · 5 on fileRead 2026-11-01
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasA trail on the Ontario trail network within 1 km1 licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by London Hydro Inc.Wired internet 50/10 Mbps or faster is listed at a household 50 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m250 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home1

  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • 1 licensed pit or quarry within 2 kmThe nearest is 1.7 km away, as mapped.2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Corporation of the City of London — Oxford Pollution Control Plant, 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by London Hydro Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, TekSavvy, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

The market

Detached homes for sale in South B right now

For sale now
35
Median asking price
$1.05M

Middle half: $914K to $1.1M

New in 7 days
5

10 in 28 days

Price cuts
40%

14 listings

This home is asking 50% below the median, lower than three quarters of them.

See all homes in South B

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Byron Northview Public SchoolThames Valley DSBPublic · grades JK–8300 m74%Grade 6 average
Byron Southwood Public SchoolThames Valley DSBPublic · grades JK–81 km89%Grade 6 average
St George Separate SchoolLondon District Catholic School BoardCatholic · grades JK–81.1 km94%Grade 6 average
École élémentaire Marie-CurieConseil scolaire ViamondeFrench-language public · grades JK–62 km88%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
St Thomas Aquinas Secondary SchoolLondon District Catholic School BoardCatholic · grades 9–121.2 km64%Grade 9 math
Oakridge Secondary SchoolThames Valley DSBPublic · grades 9–12 · French Immersion2.8 km64%Grade 9 math
Saunders Secondary SchoolThames Valley DSBPublic · grades 9–124.1 km46%Grade 9 math
Westminster Secondary SchoolThames Valley DSBPublic · grades 9–125 km38%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

Similar Active Listings

Recently sold nearby

Sold prices in South B are shown to signed-in members.

Email Kassaundra Dobson, Broker of Record