305 Stephen St
South B, London South, Ontario N6K 2N2
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $477at the range’s middle
- Lot
- 60.15 x 188.48 ft
- Tax a year
- $4,7942025 tax year
- Built
- 51-99
- Parking
- 4carport
- Days on market
- Members
The brief
About 305 Stephen St
305 Stephen St is a 3-bedroom, 2-bathroom detached house in South B, London South, listed for sale at an asking price of $619,900 (MLS® X13884374).
Welcome home in Byron at 305 Stephen Street, situated on a quiet street on a quarter of an acre lot! This sweet bungalow boasts over 1900 square feet of finished living space from the spacious main floor to the bright & functional lower level. Thoroughly improved and maintained, the sunlit main floor includes a spacious Living room, Dining area, and a Kitchen that has been beautifully updated with a new backsplash, quartz surfaces, refreshed white cabinetry, a centre island and stainless steel appliances. The main floor and guest bedroom have also been repainted in a current, neutral off white tone, with gleaming hardwood and new tile flooring throughout. Three gracious bedrooms complete the main floor, including a sleek renovated 4 piece common bath. The lower level was refinished 2019 with new lighting, paint, and flooring, including new raised window wells, featuring a fantastic sized recreation room, a bonus room that could easily be made into an additional bedroom with an egress window, and a full 3 piece bathroom. Finished lower-level laundry and plenty of storage space completes the space. The yard includes a gated, heated in-ground pool that has been maintained and thoroughly enjoyed in warmer months, a stone seating area, deck and powered shed. A new and improved (2024) double-wide cement driveway and fence leads to the back of the home, offering a seating space under the overhang that doubles as a carport in winter months. Minutes to Byron Public School and the amenities and close-knit community of Byron Village, a complete package and perfect opportunity.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall32/100−$904/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 20 detached homes with 3 bedrooms for lease in London South right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,794 / 2025
- MLS® number
- X13884374
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 60.15 x 188.48 ft
- Listed on
- Parking
- Carport, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- South B
- Municipality
- London South
Building
- Size
- 1100-1500 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Lower
- Basement Type
- Full
- Kitchens
- 1
Parking
- Garage Type
- Carport
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60.15 ft
- Depth
- 188.48 ft
- Lot Size
- 60.15 x 188.48 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- Inground
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Dishwasher, Washer, Dryer, Window Coverings, Bathroom mirrors
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.22 × 6.28 m | Fireplace | Main |
| Dining | 2.89 × 3.1 m | — | Main |
| Room 3 | 3.64 × 3.75 m | — | Main |
| Primary | 3.04 × 3.49 m | — | Main |
| Br | 3.19 × 3.06 m | — | Main |
| Br | 3.18 × 2.95 m | — | Main |
| Family | 3.85 × 9.21 m | — | Lower |
| Other | 3.42 × 3.75 m | — | Lower |
| Laundry | 3.28 × 3.775 m | — | Lower |
| Other | 7.21 × 4.65 m | — | Lower |
Listing history
Buy/sell history for 305 Stephen St, London South, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $619,900 | N/A | For Sale | X13884374 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $123,980
- Total mortgage amount
- $495,920
- Total interest payment
- $352,780
- Total purchase cost
- $972,680
- Mortgage payment
- $2,829/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
46%Monthly carrying cost
$3,229- Rent $2,325
- Shortfall $904
Rental income opens at $2,325, the median asking rent of 20 comparable homes for lease in London South. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,873
- Total land transfer tax
- $8,873
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,873
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $619,900
- $4,398
- Ontario total
- $8,873
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 11,337 sq ft1,053 m²
- Street frontage
- 60.15 ft18.3 m
- Depth
- 188.48 ft57.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 1 licensed pit or quarry within 2 kmThe nearest is 1.7 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Corporation of the City of London — Oxford Pollution Control Plant, 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by London Hydro Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, TekSavvy, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in South B right now
- For sale now
- 35
- Median asking price
- $1.05M
- New in 7 days
- 5
- Price cuts
- 40%
Middle half: $914K to $1.1M
10 in 28 days
14 listings
This home is asking 41% below the median, lower than three quarters of them.
See all homes in South BAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Byron Northview Public SchoolThames Valley DSB | Public · grades JK–8 | 350 m | 74%Grade 6 average |
| Byron Southwood Public SchoolThames Valley DSB | Public · grades JK–8 | 900 m | 89%Grade 6 average |
| St George Separate SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 1 km | 94%Grade 6 average |
| École élémentaire Marie-CurieConseil scolaire Viamonde | French-language public · grades JK–6 | 2 km | 88%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Thomas Aquinas Secondary SchoolLondon District Catholic School Board | Catholic · grades 9–12 | 1.3 km | 64%Grade 9 math |
| Oakridge Secondary SchoolThames Valley DSB | Public · grades 9–12 · French Immersion | 2.9 km | 64%Grade 9 math |
| Saunders Secondary SchoolThames Valley DSB | Public · grades 9–12 | 4.1 km | 46%Grade 9 math |
| Westminster Secondary SchoolThames Valley DSB | Public · grades 9–12 | 5 km | 38%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in South B are shown to signed-in members.