- Bedrooms
- 2
- Bathrooms
- 3
- Size
- 1,400–1,599sq ft
- Per sq ft
- $297at the range’s middle
- Tax a year
- $3,6972026 tax year
- Parking
- 2none
- Days on market
- Members
The brief
About 197-3900 Savoy St
197-3900 Savoy St is a 2-bedroom, 3-bathroom condo townhouse in South V, London South, listed for sale at an asking price of $444,900 (MLS® X13855902).
Looking for modern condo? Welcome to this beautifully designed 2-bedroom, 2.5-bathroom stacked townhome in the sought-after Foxwood Crossing community in lovely Lambeth! Offering over 1,500 sq. ft. of stylish living space, this contemporary home features a bright, open-concept layout with quality finishes and plenty of natural light throughout. The second level is the heart of the home, featuring a spacious open-concept kitchen, dining, and living area. The modern kitchen is complete with stainless steel appliances, stone countertops, and a large island, creating the perfect space for everyday living and entertaining. The bright living room features a Juliet balcony, adding to the home's airy and open feel. Upstairs, you'll find two spacious bedrooms, each offering its own private ensuite bathroom. The primary bedroom features a generous walk-in closet and a stylish 3-piece ensuite, while the second bedroom also includes a walk-in closet and 4-piece ensuite. Convenient upper-level laundry adds to the home's functionality. Love to entertain or enjoy your morning coffee outdoors? The private rooftop terrace (499 sq ft) overlooks the neighbourhood and provides the perfect setting for summer gatherings, evening drinks, or a quiet start to the day. Additional features include large windows with modern black interior vinyl finishes, luxury vinyl plank flooring, neutral designer tones, and two parking spaces (54&95) situated on condo entrance side, no need to go around building to access entrance. Included appliances are the refrigerator, stove, dishwasher, built-in microwave, washer, and dryer. Ideally located close to shopping, schools, the community centre, and library, with easy access to both Highway 401 and Highway 402,Amazon facility, Future EV factory in St Thomas and proposed Mega Walmart Centre minutes away, this home offers the perfect combination of modern style, convenience, and low-maintenance living.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall33/100−$715/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 homes with 2 bedrooms for lease in South V right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,697 / 2026
- MLS® number
- X13855902
- Board
- TRREB MLS®
- Property Type
- Condo Townhouse
- Days on market
- Size
- 1400-1599 sqft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Condo Townhouse
- Style
- Stacked Townhouse
- Community
- South V
- Municipality
- London South
Building
- Size
- 1400-1599 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc 2nd, 1 × 3pc 3rd, 1 × 4pc 3rd
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer
- Condo maint.
- $302
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.65 × 4.72 m | — | 2nd |
| Living | 3.35 × 5.82 m | Combined W/Dining | 2nd |
| Primary | 2.98 × 4.45 m | — | 3rd |
| 2nd Br | 2.98 × 3.41 m | — | 3rd |
Listing history
Buy/sell history for 197-3900 Savoy St, London South, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $444,900 | N/A | Pc | X13855902 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $88,980
- Total mortgage amount
- $355,920
- Total interest payment
- $253,080
- Total purchase cost
- $697,980
- Mortgage payment
- $2,030/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
48%Monthly carrying cost
$2,640- Rent $1,925
- Shortfall $715
Rental income opens at $1,925, the median asking rent of 8 comparable homes for lease in South V. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,373
- Total land transfer tax
- $5,373
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,373
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $444,900
- $898
- Ontario total
- $5,373
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 2 water-supply wells recorded within 250 mAll were drilled for domestic use; 7 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 11.9 m.250 m
- Groundwater recorded about 6.1 m below ground nearbyThe middle water level in the well records within 500 m (42 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by London Hydro Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, TekSavvy, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in South V right now
- For sale now
- 14
- Median asking price
- $551K
- New in 7 days
- 0
- Price cuts
- 14%
Middle half: $491K to $595K
0 in 28 days
2 listings
This home is asking 19% below the median, lower than three quarters of them.
See all homes in South VAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Lambeth Public SchoolThames Valley DSB | Public · grades JK–8 | 1.1 km | 90%Grade 6 average |
| White Pine Public SchoolThames Valley DSB | Public · grades K–8 | 1.6 km | — |
| École élémentaire La PommeraieConseil scolaire Viamonde | French-language public · grades JK–6 | 2.1 km | 77%Grade 6 average |
| St. Rose of Lima Separate SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 3 km | 81%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Saunders Secondary SchoolThames Valley DSB | Public · grades 9–12 | 3 km | 46%Grade 9 math |
| Westminster Secondary SchoolThames Valley DSB | Public · grades 9–12 | 4.4 km | 38%Grade 9 math |
| London South Collegiate InstituteThames Valley DSB | Public · grades 9–12 · French Immersion | 6.6 km | 49%Grade 9 math |
| St Thomas Aquinas Secondary SchoolLondon District Catholic School Board | Catholic · grades 9–12 | 6.8 km | 64%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in South V are shown to signed-in members.