- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $611at the range’s middle
- Lot
- 56 x 55 ft
- Tax a year
- $4,3872026 tax year
- Built
- 100+
- Parking
- 3none
- Days on market
- Members
The brief
About 42 Bruce St
42 Bruce St is a 4-bedroom, 2-bathroom duplex in South F, London South, listed for sale at an asking price of $549,900 (MLS® X13880364).
Two self-contained units, $42,000 in projected annual rent in the heart of Wortley Village! 42 Bruce Street is a renovated Old South duplex ready to rent or house-hack. Walk to the shops, cafes and restaurants on Wortley Road, and downtown is minutes away. The main floor unit has 2 bedrooms, a living room, dining area and kitchen across about 1,183 sq ft, projected at $1,800 per month. The lower unit has 2 bedrooms, a large kitchen and its own separate entrance, projected at $1,700 per month. Each unit has in-suite laundry, a private backyard and its own parking, with 3 spaces in total. The work buyers usually inherit on a century home has already been handled: new PEX plumbing, furnace, central air, eavestroughs, soffits and fascia, a flat roof over the Juliette window, and a water barrier and drainage system with sump pump. Vinyl plank flooring runs through both units. Annual taxes are only $4,386.86. The 56 ft frontage and generous main floor give a buyer room to explore a third unit with the City. Inclusions: dishwasher, two washers, two dryers, two fridges, two stoves and two microwaves. Flexible possession.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even57/100−$75/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 40 homes with 4 bedrooms for lease in London South right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,387 / 2026
- MLS® number
- X13880364
- Board
- TRREB MLS®
- Property Type
- Duplex
- Building Age
- 100+
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 56 x 55 ft
- Listed on
- Parking
- None, 3 Parking
Property details
Property
- Property Type
- Duplex
- Style
- Bungalow
- Community
- South F
- Municipality
- London South
Building
- Size
- 700-1100 sqft
- Building Age
- 100+
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 4
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 2
Parking
- Driveway
- Lane, Private
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 56 ft
- Depth
- 55 ft
- Lot Size
- 56 x 55 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Upper Unit: Dishwasher, Washer, Dryer, Fridge, Stove, Microwave. Lower Unit: Washer, Dryer,Fridge, Stove, Microwave.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 6.74 × 4.65 m | — | Main |
| Dining | 3.12 × 3.46 m | — | Main |
| Kitchen | 3.36 × 3.6 m | — | Main |
| Primary | 3.36 × 5.66 m | — | Main |
| Br | 2.87 × 2.88 m | — | Main |
| Bathroom | 2.02 × 1.66 m | 3 Pc Bath | Main |
| Other | 2.39 × 5.36 m | — | Main |
| Laundry | 0.72 × 2.38 m | — | Main |
| Foyer | 1.57 × 1.1 m | — | Main |
| Kitchen | 5.73 × 3.16 m | — | Bsmt |
| Br | 4.46 × 3.79 m | — | Bsmt |
| Other | 2.39 × 3.35 m | — | Bsmt |
| Bathroom | 2.38 × 1.71 m | 3 Pc Bath | Bsmt |
| Laundry | 2.39 × 1.66 m | — | Bsmt |
| Utility | 6.14 × 6.47 m | — | Bsmt |
Listing history
Buy/sell history for 42 Bruce St, London South, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $549,900 | N/A | Pc | X13880364 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $109,980
- Total mortgage amount
- $439,920
- Total interest payment
- $312,780
- Total purchase cost
- $862,680
- Mortgage payment
- $2,509/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
22%Monthly carrying cost
$2,875- Rent $2,800
- Shortfall $75
Rental income opens at $2,800, the median asking rent of 40 comparable homes for lease in London South. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,473
- Total land transfer tax
- $7,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $549,900
- $2,998
- Ontario total
- $7,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,080 sq ft286 m²
- Street frontage
- 56 ft17.1 m
- Depth
- 55 ft16.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m4 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home2
- Nearest rail line: 580 m580 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Labatt Brewing Company Ltd, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 km1 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by London Hydro Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers, Start Communications. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Execulink, Falcon Internet Services, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Upper Thames River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Multiplexes for sale in South F right now
- For sale now
- 6
- Median asking price
- $699K
- New in 7 days
- 0
- Price cuts
- 50%
Middle half: $601K to $812K
1 in 28 days
3 listings
This home is asking 21% below the median, lower than three quarters of them.
See all homes in South FAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Victoria Public SchoolThames Valley DSB | Public · grades JK–8 | 200 m | 31%Grade 6 average |
| St Martin Separate SchoolLondon District Catholic School Board | Catholic · grades JK–8 | 550 m | 73%Grade 6 average |
| Wortley Road Public SchoolThames Valley DSB | Public · grades JK–8 | 950 m | 74%Grade 6 average |
| École élémentaire catholique Frère AndréConseil scolaire catholique Providence | French-language Catholic · grades JK–6 | 1.9 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| London South Collegiate InstituteThames Valley DSB | Public · grades 9–12 · French Immersion | 1.4 km | 49%Grade 9 math |
| Westminster Secondary SchoolThames Valley DSB | Public · grades 9–12 | 2.1 km | 38%Grade 9 math |
| Catholic Central High SchoolLondon District Catholic School Board | Catholic · grades 9–12 | 2.4 km | 57%Grade 9 math |
| École secondaire catholique Monseigneur-BruyèreConseil scolaire catholique Providence | French-language Catholic · grades 9–12 | 5.3 km | 57%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in South F are shown to signed-in members.