- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $799at the range’s middle
- Lot
- 58 x 66 ft
- Tax a year
- $7,8162026 tax year
- Parking
- 2carport
- Days on market
- Members
The brief
About 38 John St
38 John St is a 3-bedroom, 2-bathroom detached house in Port Credit, Mississauga, listed for sale at an asking price of $1,399,000 (MLS® W13585370).
Freshly dressed in a bold navy blue colour and brimming with curb appeal, this stunning Port Credit character home is where timeless charm meets modern luxury by the lake. Fully transformed with over $100K in stylish upgrades, this move-in ready 3-bedroom, 2-bath gem delivers designer finishes, inviting living spaces, and the ultimate lakeside lifestyle just a short walk from the vibrant energy of Port Credit Village. Step inside to bright & refreshed interiors featuring new hardwood floors, new baseboards, and a warm, inviting layout made for both entertaining and everyday comfort. The cozy living room with fireplace flows effortlessly into a spacious dining area with walk-out access to the deck, while the updated eat-in kitchen boasts a large island, stainless steel appliances, and endless pantry storage. A versatile front room overlooking the charming front porch makes the perfect home office, den, or guest suite. Upstairs, you'll find three inviting bedrooms, including a flexible Murphy bed room ideal for a second office space. The sun-filled primary retreat features two oversized skylights that capture gorgeous sunset skies, while the beautifully renovated bathroom with a cast-iron clawfoot tub delivers the perfect touch of vintage-inspired luxury. Outside, the lifestyle only gets better. Enjoy slow mornings on the welcoming front porch, summer dinners on the expansive two-tier deck, and sunset evenings with wine in hand on the upper lounge deck. Ideal for downsizers craving an alternative to condo living or young families looking to plant roots in a vibrant lakeside community. This home is perfectly located steps to trendy Port Credit Village with boutique shopping, restaurants, marinas, waterfront trails, wine clubs & art tours with close access to public transit, GO station, highways, and the airport. Freshly transformed, full of personality, and move-in ready - this is Port Credit living at its best!
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall18/100−$2,984/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 3 bedrooms for lease in Port Credit right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $7,816 / 2026
- MLS® number
- W13585370
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 58 x 66 ft
- Listed on
- Parking
- Carport, 2 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Port Credit
- Municipality
- Mississauga
Building
- Size
- 1500-2000 sqft
- Construction
- Wood
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 4pc Upper
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Garage Type
- Carport
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Radiant
Land
- Sewer
- Sewers
- Frontage
- 58 ft
- Depth
- 66 ft
- Lot Size
- 58 x 66 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- S/S Fridge, S/S stove, Microwave, Dishwasher, All window coverings, ELF's, Washer, Dryer, Bar fridge, Murphy Bed, Shed, Ceiling fans, Wardrobes in foyer & 3 bedrooms, Kitchen TV & bracket.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Sitting | 3.37 × 3.8 m | hardwood floor, O/Looks Frontyard, Glass Doors | Main |
| Dining | 3.48 × 5.66 m | hardwood floor, Combined W/Office, O/Looks Frontyard | Main |
| Living | 3.48 × 4.39 m | hardwood floor, W/O To Deck, Gas Fireplace | Main |
| Kitchen | 5.26 × 3.79 m | hardwood floor, Stainless Steel Appl, Eat-In Kitchen | Main |
| Laundry | 2.01 × 2.22 m | Combined W/Laundry, W/O To Deck, B/I Shelves | Main |
| Bathroom | 2.03 × 2.27 m | 3 Pc Ensuite, O/Looks Backyard | Main |
| Br | 3.56 × 5.29 m | hardwood floor, Skylight, B/I Shelves | Upper |
| 2nd Br | 2.74 × 4.34 m | hardwood floor, Murphy Bed, B/I Shelves | Upper |
| 3rd Br | 3.38 × 3.29 m | hardwood floor, B/I Shelves, O/Looks Backyard | Upper |
| Bathroom | 2.34 × 2.3 m | 4 Pc Bath, Ceramic Floor, Panelled | Upper |
Listing history
Buy/sell history for 38 John St, Mississauga, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,399,000 | N/A | Sce | W13585370 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $279,800
- Total mortgage amount
- $1,119,200
- Total interest payment
- $795,700
- Total purchase cost
- $2,194,700
- Mortgage payment
- $6,383/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
57%Monthly carrying cost
$7,034- Rent $4,050
- Shortfall $2,984
Rental income opens at $4,050, the median asking rent of 6 comparable homes for lease in Port Credit. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $24,455
- Total land transfer tax
- $24,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $20,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,399,000
- $19,980
- Ontario total
- $24,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,828 sq ft356 m²
- Street frontage
- 58 ft17.7 m
- Depth
- 66 ft20.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Credit Valley Conservation’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m18 test or monitoring holes also recorded.250 m
- Groundwater recorded about 1.5 m below ground nearbyThe middle water level in the well records within 500 m (153 records). It changes with the season and from spot to spot.500 m
Credit Valley Conservation · Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home2
- Nearest rail line: 680 m680 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Ontario Clean Water Agency — Lorne Park Water Treatment Plant, 2.9 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 5 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Credit Valley Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under Credit Valley Conservation Open Data Licence v1.0.
The market
Detached homes for sale in Port Credit right now
- For sale now
- 26
- Median asking price
- $1.87M
- New in 7 days
- 2
- Price cuts
- 23%
Middle half: $1.46M to $2.95M
7 in 28 days
6 listings
This home is asking 25% below the median, lower than three quarters of them.
See all homes in Port CreditAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Port Credit GO | GO Transit train: Lakeshore West | 950 m |
| Cooksville GO | GO Transit train: Milton | 5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Riverside Public SchoolPeel DSB | Public · grades JK–8 · French Immersion | 500 m | 46%Grade 6 average |
| Forest Avenue Public SchoolPeel DSB | Public · grades JK–6 | 1.2 km | 64%Grade 6 average |
| St Luke Catholic Elementary SchoolDufferin-Peel CDSB | Catholic · grades JK–8 | 1.6 km | 81%Grade 6 average |
| École élémentaire Micheline-Saint-CyrConseil scolaire Viamonde | French-language public · grades JK–6 | 5.8 km | 76%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Port Credit Secondary SchoolPeel DSB | Public · grades 9–12 | 1.7 km | 70%Grade 9 math |
| Cawthra Park Secondary SchoolPeel DSB | Public · grades 9–12 | 3.3 km | 65%Grade 9 math |
| St Paul Secondary SchoolDufferin-Peel CDSB | Catholic · grades 9–12 | 3.5 km | 72%Grade 9 math |
| Lorne Park Secondary SchoolPeel DSB | Public · grades 9–12 | 3.7 km | 74%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Port Credit are shown to signed-in members.