- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 900–999sq ft
- Per sq ft
- $663at the range’s middle
- Tax a year
- $4,0342026 tax year
- Built
- 11-15
- Parking
- 11 underground
- Days on market
- Members
The brief
About 413-128 Garden Dr
413-128 Garden Dr is a 2-bedroom, 2-bathroom condo in Central, Oakville, listed for sale at an asking price of $629,900 (MLS® W14029024).
Boutique penthouse living in South Oakville! Welcome to Unit 413 at 128 Garden Drive. This bright, top-floor unit boasts 900 square feet of beautifully upgraded living space, 9-foot ceilings, engineered hardwood flooring, and the rare privacy of having only one neighbouring unit. From the moment you enter, you'll note the open-concept layout is ideal for both everyday living and entertaining. Step outside to your private balcony, complete with a gas line for your BBQ (a rare find in a condo!), and take in the clear, west-facing views. It's your front-row seat to spectacular evening sunsets. The kitchen is highly functional and loaded with upgrades, featuring quartz countertops, a full-length pantry, a convenient breakfast bar, and upgraded stainless steel appliances (including an induction stove and double-drawer dishwasher). The spacious primary bedroom serves as a quiet retreat, offering a walk-in closet and an upgraded 4-piece ensuite bath with a glass shower and a large, marble-topped vanity. The second bedroom is versatile, with double closet, and would make for an ideal guest room or home office. A second full 4-piece bathroom with upgraded countertop, and a convenient in-suite laundry room with full size appliances complete the residence. Step right down the hall to access your owned storage locker, as well as the building's premium amenities. Enjoy a beautifully appointed lounge, a stylish party room, and a spectacular rooftop terrace - ideal for hosting gatherings right on your floor. A state-of-the-art fitness centre, visitor parking, bike storage, secure underground parking, and EV charging stations add to the fantastic perks of this building. Situated in a highly desirable pocket, you are just a short stroll from the trendy shops and restaurants of Kerr Village, lakeside trails and viewpoints, and the charm of Downtown Oakville. Daily errands & commuting are a breeze with the GO station 5 mins away, easy QEW access, and amenities just around the corner!
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall28/100−$1,257/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 83 condos with 2 bedrooms for lease in Oakville right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,034 / 2026
- MLS® number
- W14029024
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 11-15
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 1 Storey/Apt
- Community
- Central
- Municipality
- Oakville
Building
- Size
- 900-999 sqft
- Building Age
- 11-15
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Flat, 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $722
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.34 × 3.86 m | — | Flat |
| Living | 3.86 × 3.38 m | — | Flat |
| Dining | 2.64 × 2.06 m | — | Flat |
| Primary | 2.87 × 5.36 m | — | Flat |
| Bathroom | 0.0 × 0.0 m | 3 Pc Ensuite | Flat |
| Br | 2.95 × 2.77 m | — | Flat |
| Bathroom | 0.0 × 0.0 m | 4 Pc Bath | Flat |
Listing history
Buy/sell history for 413-128 Garden Dr, Oakville, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $629,900 | N/A | For Sale | W14029024 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $125,980
- Total mortgage amount
- $503,920
- Total interest payment
- $358,280
- Total purchase cost
- $988,180
- Mortgage payment
- $2,874/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
55%Monthly carrying cost
$3,932- Rent $2,675
- Shortfall $1,257
Rental income opens at $2,675, the median asking rent of 83 comparable homes for lease in Oakville. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,073
- Total land transfer tax
- $9,073
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,073
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $629,900
- $4,598
- Ontario total
- $9,073
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Condos for sale in Central right now
- For sale now
- 27
- Median asking price
- $600K
- New in 7 days
- 0
- Price cuts
- 11%
Middle half: $455K to $1.2M
9 in 28 days
3 listings
This home is asking 5% above the median.
See all homes in CentralAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Oakville GO | GO Transit train: Lakeshore West | 2.1 km |
| Bronte GO | GO Transit train: Lakeshore West | 4.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| W H Morden Public SchoolHalton DSB | Public · grades JK–8 | 550 m | 86%Grade 6 average |
| ÉÉC Sainte-Marie-OakvilleConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 800 m | 91%Grade 6 average |
| Oakwood Public SchoolHalton DSB | Public · grades JK–6 | 1.2 km | 45%Grade 3 average |
| St. Nicholas Catholic Elementary SchoolHalton CDSB | Catholic · grades JK–8 | 2.5 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St. Thomas Aquinas Catholic Secondary SchoolHalton CDSB | Catholic · grades 9–12 | 50 m | 72%Grade 9 math |
| Thomas A Blakelock High SchoolHalton DSB | Public · grades 9–12 · French Immersion | 2.2 km | 79%Grade 9 math |
| Gary Allan High School - STEPHalton DSB | Public · grades 9–12 | 3.4 km | — |
| École secondaire Gaétan GervaisConseil scolaire Viamonde | French-language public · grades 9–12 | 3.7 km | 85%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central are shown to signed-in members.