- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 900–999sq ft
- Per sq ft
- $474at the range’s middle
- Tax a year
- $2,1532025 tax year
- Built
- 51-99
- Parking
- 11 underground
- Days on market
- Members
The brief
About 404-212 Kerr St
404-212 Kerr St is a 2-bedroom, 1-bathroom condo in Central, Oakville, listed for sale at an asking price of $449,900 (MLS® W14087902).
Bright, spacious, and full of personality, this stylish condo stands out with a smart, functional layout and an airy feel that's hard to find in the area. Best price in the building. Thoughtfully designed for comfortable everyday living and easy entertaining, the open-concept space flows seamlessly from the modern kitchen to the generous living area and private balcony, in one of the town's most vibrant neighbourhoods. Primary bedroom with walk-in closet. Surrounded by great dining, shopping, parks, transit, and everyday conveniences, this is an incredible opportunity for first-time buyers, downsizers or investors looking for value, lifestyle, and location. Don't miss your chance to get into one of Oakville's most dynamic communities. Includes 1 parking spot and 1 locker. Maintenance fees include heat, hydro, and water. Please note no dogs, no smoking building.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even50/100−$304/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 82 condos with 2 bedrooms for lease in Oakville right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,153 / 2025
- MLS® number
- W14087902
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 51-99
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 1 Storey/Apt
- Community
- Central
- Municipality
- Oakville
Building
- Size
- 900-999 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Window Unit
- Heating Type
- Water
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $747
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 2.86 × 4.01 m | Laminate, Combined W/Living | Main |
| Primary | 3.37 × 4.26 m | Laminate, W/I Closet, Window | Main |
| Kitchen | 2.08 × 3.32 m | Updated, Laminate, Double Sink | Main |
| Foyer | 0.838 × 3.937 m | Double Closet | Main |
| 2nd Br | 2.77 × 4.26 m | Laminate, Double Closet, Window | Main |
| Living | 4.05 × 4.59 m | Laminate, W/O To Balcony, Combined W/Dining | Main |
Listing history
Buy/sell history for 404-212 Kerr St, Oakville, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $449,900 | N/A | For Sale | W14087902 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $89,980
- Total mortgage amount
- $359,920
- Total interest payment
- $255,980
- Total purchase cost
- $705,880
- Mortgage payment
- $2,053/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
32%Monthly carrying cost
$2,979- Rent $2,675
- Shortfall $304
Rental income opens at $2,675, the median asking rent of 82 comparable homes for lease in Oakville. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,473
- Total land transfer tax
- $5,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $449,900
- $998
- Ontario total
- $5,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Condos for sale in Central right now
- For sale now
- 27
- Median asking price
- $600K
- New in 7 days
- 0
- Price cuts
- 11%
Middle half: $455K to $1.2M
9 in 28 days
3 listings
This home is asking 25% below the median, lower than three quarters of them.
See all homes in CentralAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Oakville GO | GO Transit train: Lakeshore West | 1.6 km |
| Bronte GO | GO Transit train: Lakeshore West | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| ÉÉC Sainte-Marie-OakvilleConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 650 m | 91%Grade 6 average |
| Oakwood Public SchoolHalton DSB | Public · grades JK–6 | 800 m | 45%Grade 3 average |
| W H Morden Public SchoolHalton DSB | Public · grades JK–8 | 1 km | 86%Grade 6 average |
| St. Michael Catholic Elementary SchoolHalton CDSB | Catholic · grades JK–8 | 2.8 km | 79%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St. Thomas Aquinas Catholic Secondary SchoolHalton CDSB | Catholic · grades 9–12 | 550 m | 72%Grade 9 math |
| Thomas A Blakelock High SchoolHalton DSB | Public · grades 9–12 · French Immersion | 2.7 km | 79%Grade 9 math |
| Gary Allan High School - STEPHalton DSB | Public · grades 9–12 | 3.1 km | — |
| École secondaire Gaétan GervaisConseil scolaire Viamonde | French-language public · grades 9–12 | 3.3 km | 85%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central are shown to signed-in members.