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Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
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MLS® E13720930For SaleDetached

109 Elizabeth St

McLaughlin, Oshawa, Ontario L1J 8H3

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109 Elizabeth St, Oshawa, photo 1
Asking$1,299,000
Bedrooms
5
Bathrooms
3
Size
3,000–3,500sq ft
Per sq ft
$400at the range’s middle
Lot
50 x 179.6 ft
Tax a year
$9,1052026 tax year
Parking
62 built-in
Days on market
Members

The brief

About 109 Elizabeth St

109 Elizabeth St is a 5-bedroom, 3-bathroom detached house in McLaughlin, Oshawa, listed for sale at an asking price of $1,299,000 (MLS® E13720930).

You need to watch the video of this one. They simply don't build them like this anymore. Custom built in 1996 by its Italian owner, a skilled bricklayer, for his own family, 109 Elizabeth Street is a home where craftsmanship, space and quality were never compromised. Set on a spectacular 50 x 180 ft lot in Oshawa's quiet, mature and sought-after McLaughlin neighbourhood, this one-of-a-kind home offers approximately 3,400 sq. ft. above grade, 9 ft ceilings plus an incredible 2,100 sq. ft. basement with soaring 10 ft ceilings. The impressive indoor entrance atrium immediately sets the tone for a home built on a grand scale. Solid oak doors and flooring, along with a remarkably substantial oak staircase, speak to the quality of construction throughout. With 5 bedrooms and 3 washrooms, there is room here for the entire family. The expansive primary retreat features a private balcony overlooking the deep backyard, walk-in closet and luxurious 6-piece ensuite. An oversized upper balcony provides yet another outdoor space rarely found in homes of this era. The attached 2-car garage includes a man door and convenient direct access to the basement-whose 10 ft ceilings and approximately 2,100 sq. ft. of additional space open up an extraordinary range of possibilities. Recent improvements include a new driveway and gas furnace and central air conditioning (2022). Even the home's original blueprints have been preserved-a fitting detail for a property whose custom construction is such an important part of its story. All of this is tucked into an established neighbourhood close to the Oshawa Valley Botanical Gardens and walking trails. Exceptional space, an enormous lot and old-school craftsmanship come together in a home that truly stands apart. Four vacant rooms were also photographed with virtual staging. Back yard pool scape is virtual as well.

Insights

  • Condition Score

    Good

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall

    −$3,186/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 9 detached homes with 5 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

The home

Key facts

Tax
$9,105 / 2026
MLS® number
E13720930
Board
TRREB MLS®
Property Type
Detached
Days on market
Size
3000-3500 sqft
Lot Size
50 x 179.6 ft
Listed on
Parking
2 Built-In, 6 Parking
Listing brokerage: RE/MAX Jazz INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Detached
Style
2-Storey
Community
McLaughlin
Municipality
Oshawa

Building

Size
3000-3500 sqft
Construction
Brick

Inside

Bedrooms
5
Bathrooms
3
Bathroom Details
1 × 6pc 2nd, 1 × 5pc 2nd, 1 × 3pc Main
Basement Type
Full
Kitchens
1

Parking

Driveway
Pvt Double
Garage Type
Built-In
Garage
2
Additional Parking
4
Total Parking
6

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
50 ft
Depth
179.6 ft
Lot Size
50 x 179.6 ft

Additional

Foundation
Concrete Block
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
Yes
Family room
Yes
Extras
All appliances, fridge, stove, dishwasher, washer, dryer, california shutters, outdoor umbrella, elfs, fans, chandeliers, window treatments. 200 amp hydro.

Rooms

Room details unavailable

The listing source did not provide room-level measurements or features.

Listing history

Buy/sell history for 109 Elizabeth St, Oshawa, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$1,299,000N/AFor SaleE13720930

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $259,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$259,800
Total mortgage amount
$1,039,200
Total interest payment
$738,900
Total purchase cost
$2,037,900
Mortgage payment
$5,927/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

63%

Monthly carrying cost

$6,686
−$3,186per month
  • Rent $3,500
  • Shortfall $3,186

Rental income opens at $3,500, the median asking rent of 9 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$22,455
Total land transfer tax
$22,455
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$18,455
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $1,299,000
$17,980
Ontario total
$22,455

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The land

Lot

Lot area
8,980 sq ft834 m²
Street frontage
50 ft15.2 m
Depth
179.6 ft54.7 m
50 × 179.6 ftELIZABETH ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

11 records · 4 on fileRead 2026-10-28
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 2.4 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Oshawa PUC Networks Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m8 test or monitoring holes also recorded.250 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 2.4 km2.4 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is General Motors of Canada Company — Oshawa Assembly Plant, 2.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Oshawa PUC Networks Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

The market

Detached homes for sale in McLaughlin right now

For sale now
35
Median asking price
$775K

Middle half: $689K to $900K

New in 7 days
5

12 in 28 days

Price cuts
23%

8 listings

This home is asking 68% above the median, higher than three quarters of them.

See all homes in McLaughlin

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Transit nearby

StationLinesDistance
Durham College Oshawa GOGO Transit train: Lakeshore East2.7 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
École élémentaire Antonine MailletConseil scolaire ViamondeFrench-language public · grades JK–8600 m100%Grade 6 average
Woodcrest Public SchoolDurham DSBPublic · grades JK–8600 m44%Grade 6 average
Waverly Public SchoolDurham DSBPublic · grades JK–8800 m61%Grade 6 average
St Christopher Catholic SchoolDurham CDSBCatholic · grades JK–8 · French Immersion1 km65%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
R S Mclaughlin Collegiate and Vocational InstituteDurham DSBPublic · grades 9–12 · French Immersion1.4 km53%Grade 9 math
Father Donald MacLellan Catholic Sec Sch Catholic SchoolDurham CDSBCatholic · grades 9–121.8 km—
Monsignor Paul Dwyer Catholic High SchoolDurham CDSBCatholic · grades 9–12 · French Immersion1.8 km47%Grade 9 math
ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–126.3 km67%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

Similar Active Listings

Recently sold nearby

Sold prices in McLaughlin are shown to signed-in members.

Email Kassaundra Dobson, Broker of Record