109 Elizabeth St
McLaughlin, Oshawa, Ontario L1J 8H3
- Bedrooms
- 5
- Bathrooms
- 3
- Size
- 3,000–3,500sq ft
- Per sq ft
- $400at the range’s middle
- Lot
- 50 x 179.6 ft
- Tax a year
- $9,1052026 tax year
- Parking
- 62 built-in
- Days on market
- Members
The brief
About 109 Elizabeth St
109 Elizabeth St is a 5-bedroom, 3-bathroom detached house in McLaughlin, Oshawa, listed for sale at an asking price of $1,299,000 (MLS® E13720930).
You need to watch the video of this one. They simply don't build them like this anymore. Custom built in 1996 by its Italian owner, a skilled bricklayer, for his own family, 109 Elizabeth Street is a home where craftsmanship, space and quality were never compromised. Set on a spectacular 50 x 180 ft lot in Oshawa's quiet, mature and sought-after McLaughlin neighbourhood, this one-of-a-kind home offers approximately 3,400 sq. ft. above grade, 9 ft ceilings plus an incredible 2,100 sq. ft. basement with soaring 10 ft ceilings. The impressive indoor entrance atrium immediately sets the tone for a home built on a grand scale. Solid oak doors and flooring, along with a remarkably substantial oak staircase, speak to the quality of construction throughout. With 5 bedrooms and 3 washrooms, there is room here for the entire family. The expansive primary retreat features a private balcony overlooking the deep backyard, walk-in closet and luxurious 6-piece ensuite. An oversized upper balcony provides yet another outdoor space rarely found in homes of this era. The attached 2-car garage includes a man door and convenient direct access to the basement-whose 10 ft ceilings and approximately 2,100 sq. ft. of additional space open up an extraordinary range of possibilities. Recent improvements include a new driveway and gas furnace and central air conditioning (2022). Even the home's original blueprints have been preserved-a fitting detail for a property whose custom construction is such an important part of its story. All of this is tucked into an established neighbourhood close to the Oshawa Valley Botanical Gardens and walking trails. Exceptional space, an enormous lot and old-school craftsmanship come together in a home that truly stands apart. Four vacant rooms were also photographed with virtual staging. Back yard pool scape is virtual as well.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall12/100−$3,186/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 detached homes with 5 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,105 / 2026
- MLS® number
- E13720930
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 3000-3500 sqft
- Lot Size
- 50 x 179.6 ft
- Listed on
- Parking
- 2 Built-In, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- McLaughlin
- Municipality
- Oshawa
Building
- Size
- 3000-3500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 5
- Bathrooms
- 3
- Bathroom Details
- 1 × 6pc 2nd, 1 × 5pc 2nd, 1 × 3pc Main
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Built-In
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 179.6 ft
- Lot Size
- 50 x 179.6 ft
Additional
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- All appliances, fridge, stove, dishwasher, washer, dryer, california shutters, outdoor umbrella, elfs, fans, chandeliers, window treatments. 200 amp hydro.
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 109 Elizabeth St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,299,000 | N/A | For Sale | E13720930 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $259,800
- Total mortgage amount
- $1,039,200
- Total interest payment
- $738,900
- Total purchase cost
- $2,037,900
- Mortgage payment
- $5,927/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
63%Monthly carrying cost
$6,686- Rent $3,500
- Shortfall $3,186
Rental income opens at $3,500, the median asking rent of 9 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $22,455
- Total land transfer tax
- $22,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $18,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,299,000
- $17,980
- Ontario total
- $22,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 8,980 sq ft834 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 179.6 ft54.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m8 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 2.4 km2.4 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is General Motors of Canada Company — Oshawa Assembly Plant, 2.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in McLaughlin right now
- For sale now
- 35
- Median asking price
- $775K
- New in 7 days
- 5
- Price cuts
- 23%
Middle half: $689K to $900K
12 in 28 days
8 listings
This home is asking 68% above the median, higher than three quarters of them.
See all homes in McLaughlinAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 2.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 600 m | 100%Grade 6 average |
| Woodcrest Public SchoolDurham DSB | Public · grades JK–8 | 600 m | 44%Grade 6 average |
| Waverly Public SchoolDurham DSB | Public · grades JK–8 | 800 m | 61%Grade 6 average |
| St Christopher Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 1 km | 65%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| R S Mclaughlin Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 · French Immersion | 1.4 km | 53%Grade 9 math |
| Father Donald MacLellan Catholic Sec Sch Catholic SchoolDurham CDSB | Catholic · grades 9–12 | 1.8 km | — |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 1.8 km | 47%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.3 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in McLaughlin are shown to signed-in members.
