- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1,100–1,500sq ft
- Per sq ft
- $384at the range’s middle
- Lot
- 46.49 x 100 ft
- Tax a year
- $3,9032025 tax year
- Parking
- 41 attached
- Days on market
- Members
The brief
About 12 Waverly St
12 Waverly St is a 3-bedroom, 3-bathroom semi-detached house in Vanier, Oshawa, listed for sale at an asking price of $499,000 (MLS® E14126712).
Welcome to 12 Waverly Street! Located in an established Oshawa neighbourhood, this inviting 3+1-bedroom semi-detached home features hardwood flooring, a spacious family room, and a lovely kitchen. Enjoy two full bathrooms-one on the second floor and one in the basement-plus a convenient main-floor powder room. Upstairs, the primary bedroom includes a walk-in closet. The finished basement offers an additional bedroom and flexible space for relaxing, entertaining, or a home office. Enjoy the beautiful backyard with a deck, perfect for summer barbecues and time with family and friends. A school is just a short walk away, with Oshawa Centre approximately 600 metres from your door. Parks, groceries, restaurants, and everyday essentials are close by. The GO station is approximately an eight-minute drive away, providing convenient access to downtown Toronto. An excellent opportunity for first-time buyers and families seeking space, comfort, and convenience!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even56/100−$102/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 117 homes with 3 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,903 / 2025
- MLS® number
- E14126712
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 46.49 x 100 ft
- Listed on
- Parking
- 1 Attached, 4 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- Vanier
- Municipality
- Oshawa
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Ground, 1 × 4pc 2nd, 1 × 4pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 3
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 46.49 ft
- Depth
- 100 ft
- Lot Size
- 46.49 x 100 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Existing Fridge, Stove, Dishwasher, Washer & Dryer. All Light Fixtures and Window Coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.32 × 3.6 m | Double Sink, Vinyl Floor, Large Window | Main |
| Living | 3.34 × 3.49 m | Broadloom, W/O To Yard, Ceiling Fan | Main |
| Dining | 2.6 × 3.02 m | Broadloom, Above Grade Window, Large Window | Main |
| Primary | 3.24 × 6.06 m | Broadloom, Semi Ensuite, Closet | Upper |
| 2nd Br | 2.99 × 4.24 m | Broadloom, Closet | Upper |
| 3rd Br | 2.59 × 2.96 m | Broadloom, Closet | Upper |
Listing history
Buy/sell history for 12 Waverly St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $499,000 | N/A | For Sale | E14126712 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $99,800
- Total mortgage amount
- $399,200
- Total interest payment
- $283,900
- Total purchase cost
- $782,900
- Mortgage payment
- $2,277/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
24%Monthly carrying cost
$2,602- Rent $2,500
- Shortfall $102
Rental income opens at $2,500, the median asking rent of 117 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,455
- Total land transfer tax
- $6,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $499,000
- $1,980
- Ontario total
- $6,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,649 sq ft432 m²
- Street frontage
- 46.49 ft14.2 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 2.8 km2.8 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is General Motors of Canada Company — Oshawa Assembly Plant, 2.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Semi-detached homes for sale in Vanier right now
- For sale now
- 10
- Median asking price
- $640K
- New in 7 days
- 0
- Price cuts
- 20%
Middle half: $566K to $650K
5 in 28 days
2 listings
This home is asking 22% below the median, lower than three quarters of them.
See all homes in VanierAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 2.3 km |
| Whitby GO | GO Transit train: Lakeshore East | 5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Waverly Public SchoolDurham DSB | Public · grades JK–8 | 350 m | 61%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 1 km | 100%Grade 6 average |
| Woodcrest Public SchoolDurham DSB | Public · grades JK–8 | 1.1 km | 44%Grade 6 average |
| St Christopher Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 1.4 km | 65%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| R S Mclaughlin Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 · French Immersion | 1.8 km | 53%Grade 9 math |
| Father Donald MacLellan Catholic Sec Sch Catholic SchoolDurham CDSB | Catholic · grades 9–12 | 2.1 km | — |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 2.2 km | 47%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.3 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Vanier are shown to signed-in members.