- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $526at the range’s middle
- Lot
- 25 x 101 ft
- Built
- 0-5
- Parking
- 31 built-in
- Days on market
- Members
The brief
About 2004 Horace Duncan Cres
2004 Horace Duncan Cres is a 4-bedroom, 3-bathroom semi-detached house in Kedron, Oshawa, listed for sale at an asking price of $920,000 (MLS® E13826562).
Welcome to this exceptional brand new semi-detached home, never lived in, located in the highly sought-after Palmetto Community of Oshawa, offering 1,850 sq. ft. of upgraded living space. Loaded with over $100,000 in premium builder upgrades, this home features an upgraded 4-bedroom floor plan, high-end finishes, and a layout designed for modern family living. Enjoy smart, connected, and energy-efficient living with Amazon Echo Show, wall-to-wall Wi-Fi, Rogers Unlimited Ignite Internet, Ring Doorbell, MYQ smart garage door opener, Nest Learning Thermostat, Aprilaire humidifier and air purifier, HRV system, double-glazed Low-E windows, LED lighting, and low-VOC paint. The chef-inspired kitchen offers extended cabinetry, a large central island, and stainless steel appliances, seamlessly flowing into the open-concept breakfast area and great room. The family room features a cozy fireplace and large windows providing abundant natural light. Upgraded flooring throughout and a matching stained staircase add elegance and continuity. Upstairs, the spacious primary bedroom includes a walk-in closet and a luxurious 4-piece ensuite with a frameless glass shower. Three additional generously sized bedrooms and a full bath provide flexible living space. Additional highlights include a good-sized backyard and 3 parking spaces (1 garage, 2 driveway).Ideally located within a 10-minute drive to community centres, places of worship, Walmart, Costco, Home Depot, Canadian Superstore, schools, parks, Highway 407, Ontario Tech University, Durham College, and more. A rare turnkey opportunity blending luxury, comfort, and unbeatable convenience.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall42/100−$748/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 4 bedrooms for lease in Kedron right now. Cost of owning counts the mortgage. This record states no property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- MLS® number
- E13826562
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Building Age
- 0-5
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 25 x 101 ft
- Listed on
- Parking
- 1 Built-In, 3 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- Kedron
- Municipality
- Oshawa
Building
- Size
- 1500-2000 sqft
- Building Age
- 0-5
- Construction
- Stone
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 2 × 4pc 2nd
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Garage Type
- Built-In
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 25 ft
- Depth
- 101 ft
- Lot Size
- 25 x 101 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Dishwasher, Washer, Dryer, Furnace, AC
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 2004 Horace Duncan Cres, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $920,000 | N/A | For Sale | E13826562 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $184,000
- Total mortgage amount
- $736,000
- Total interest payment
- $523,400
- Total purchase cost
- $1,443,400
- Mortgage payment
- $4,198/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
34%Monthly carrying cost
$4,198- Rent $3,450
- Shortfall $748
Rental income opens at $3,450, the median asking rent of 6 comparable homes for lease in Kedron. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $14,875
- Total land transfer tax
- $14,875
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $10,875
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $920,000
- $10,400
- Ontario total
- $14,875
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,525 sq ft235 m²
- Street frontage
- 25 ft7.6 m
- Depth
- 101 ft30.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 6 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 7 m.250 m
- Groundwater recorded about 6.9 m below ground nearbyThe middle water level in the well records within 500 m (21 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 5.0 km5 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet2
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Fibre to the home, Cable, DSL internet listed for this areaFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.At the address
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Seneca Trail Public SchoolDurham DSB | Public · grades JK–8 | 500 m | 76%Grade 6 average |
| Elsie MacGill Public SchoolDurham DSB | Public · grades JK–8 | 1.5 km | 84%Grade 6 average |
| St Kateri Tekakwitha Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 1.6 km | 70%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 7.7 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Maxwell Heights Secondary SchoolDurham DSB | Public · grades 9–12 | 1.7 km | 52%Grade 9 math |
| Cedar Valley SSDurham DSB | Public · grades 9–12 | 3.9 km | — |
| Eastdale Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 5.5 km | 35%Grade 9 math |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 6.7 km | 47%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kedron are shown to signed-in members.