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Caledon, King, Toronto, New Tecumseth & Orangeville(437) 228-3434
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MLS® E14151682For SaleCondominium

641-2545 Simcoe St

Windfields, Oshawa, Ontario L1L 0W3

Map
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641-2545 Simcoe St, Oshawa, photo 1
Asking$354,858
Bedrooms
1
Bathrooms
1
Size
500–599sq ft
Per sq ft
$646at the range’s middle
Built
New
Parking
0none
Days on market
Members

The brief

About 641-2545 Simcoe St

641-2545 Simcoe St is a 1-bedroom, 1-bathroom condo in Windfields, Oshawa, listed for sale at an asking price of $354,858 (MLS® E14151682).

Location Location Location! Welcome to UC Tower 3, ideally located in the heart of North Oshawa! This thoughtfully designed 1-bedroom plus flex suite features an open-concept layout and a rare oversized balcony, perfect for extending your living space outdoors. The functional kitchen is beautifully appointed with quartz countertops, a stylish backsplash, and a full appliance package including a fridge, cooktop, wall oven, integrated paneled dishwasher, and white laundry centre. The spacious 4-piece bathroom includes a convenient linen closet for added storage. Contemporary finishes throughout create a modern and inviting living experience in one of Oshawa's most desirable communities. One Parking Spot & Locker available for purchase separately. Residents enjoy access to an exceptional selection of amenities, including 24-hour concierge and security, fitness centres, yoga and spin studios, party and entertainment rooms, a prep kitchen, theatre room, work and tech spaces, guest suites, sound studio, meeting and boardrooms, pet spa, outdoor dog park, and a beautifully appointed fourth-floor outdoor lounge with BBQ stations, dining, and relaxation areas. Ideally located just minutes from Ontario Tech University, Durham College, Highway 407, Costco, restaurants, grocery stores, banks, and public transit, this is a fantastic opportunity to live in one of Oshawa's most vibrant and convenient communities. A perfect blend of space, style, and functionality in a prime location. This new home qualifies for the new enhanced HST rebate which has been included in the purchase price. Purchaser must be eligible for the rebate and eligible to assign it to the Vendor, as determined by the applicable governmental authorities, or must otherwise pay the full HST on closing and independently apply for the rebate after closing. Please allow irrevocable - 2 business days .

Insights

  • Condition Score

    Fair

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Near break-even

    −$246/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 7 homes with 1 bedroom for lease in Windfields right now. Cost of owning counts the mortgage and the condo fee. This record states no property tax.

Condition uses listing-record signals, not an inspection.

The home

Key facts

MLS® number
E14151682
Board
TRREB MLS®
Property Type
Condo Apt
Building Age
New
Days on market
Size
500-599 sqft
Listed on
Parking
None, 0 Parking
Listing brokerage: NEW CONCEPT PLUS REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type
Condo Apt
Style
Apartment
Community
Windfields
Municipality
Oshawa

Building

Size
500-599 sqft
Building Age
New
Construction
Brick

Inside

Bedrooms
1
Bathrooms
1
Bathroom Details
1 × 4pc Main
Basement Type
None
Kitchens
1

Parking

Garage Type
None
Additional Parking
0
Total Parking
0

Utilities

Cooling
Central Air
Heating Type
Fan Coil

Additional

Fireplace
No
Den
No
Family room
No
Extras
Stainless Steel Fridge, cook top and wall oven, combo hood fan/microwave, integrated paneled dishwasher
Condo maint.
$327

Rooms

RoomSizeFeaturesLevel
Living3.04 × 2.16 mLaminate, W/O To Balcony, Combined W/DiningMain
Dining3.04 × 2.16 mLaminate, W/O To Balcony, Combined W/LivingMain
Kitchen3.04 × 5.79 mLaminate, Open ConceptMain
Room 41.88 × 2.43 mLaminate, Large Window, ClosetMain
Primary3.1 × 2.47 mLaminate, Large Window, ClosetMain

Listing history

Buy/sell history for 641-2545 Simcoe St, Oshawa, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$354,858N/AFor SaleE14151682

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

20% · $70,972

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$70,972
Total mortgage amount
$283,886
Total interest payment
$201,814
Total purchase cost
$556,672
Mortgage payment
$1,619/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

32%

Monthly carrying cost

$1,946
−$246per month
  • Rent $1,700
  • Shortfall $246

Rental income opens at $1,700, the median asking rent of 7 comparable homes for lease in Windfields. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax
$3,798
Total land transfer tax
$3,798
First-time buyer rebates (Ontario up to $4,000)
−$3,798
Total for first-time buyers
$0
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $354,858
$1,573
Ontario total
$3,798

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The market

Condos for sale in Windfields right now

For sale now
33
Median asking price
$399K

Middle half: $359K to $500K

New in 7 days
7

13 in 28 days

Price cuts
9%

3 listings

This home is asking 11% below the median, lower than three quarters of them.

See all homes in Windfields

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

The street

Map and tour

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Waaban PSDurham DSBPublic · grades JK–8300 m—
St Anne Catholic Elementary SchoolDurham CDSBCatholic · grades JK–81 km79%Grade 6 average
Maamawi iyaawag Public SchoolDurham DSBPublic · grades JK–81.2 km52%Grade 6 average
École élémentaire Antonine MailletConseil scolaire ViamondeFrench-language public · grades JK–87 km100%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Cedar Valley SSDurham DSBPublic · grades 9–12750 m—
Maxwell Heights Secondary SchoolDurham DSBPublic · grades 9–124.4 km52%Grade 9 math
Monsignor Paul Dwyer Catholic High SchoolDurham CDSBCatholic · grades 9–12 · French Immersion5.7 km47%Grade 9 math
ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–126.7 km67%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

Similar Active Listings

Recently sold nearby

Sold prices in Windfields are shown to signed-in members.

Email Kassaundra Dobson, Broker of Record