- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 600–699sq ft
- Per sq ft
- $460at the range’s middle
- Tax a year
- $4,7582026 tax year
- Built
- 0-5
- Parking
- 11 underground
- Days on market
- Members
The brief
About 318-2550 Simcoe St
318-2550 Simcoe St is a 2-bedroom, 2-bathroom condo in Windfields, Oshawa, listed for sale at an asking price of $299,000 (MLS® E14150686).
Welcome to UC Tower 1 - A Very Recent Building With Multiple Upgrades. 2 Bedrooms, 2 Bathrooms, Large Balcony & 1 Parking Spot - This Very Spacious Unit With Open Concept Living Areas has been upgraded Throughout. The Primary Bedroom includes a Custom Bed, (Seller Is Willing To Remove The Murphy Bed), with Custom Closets/Cabinets & Storage Surround and Pull out Night Table, Which Can Also Convert to an Office Desk. Extra Custom Cabinets & Storage In The Kitchen, Built-in Shoe Rack & Storage In The Foyer Plus A Double Closet. The Kitchen Also Has An Additional Row of Custom Cabinets & Other Built-ins.This Beautiful Condo is in a prime location with convenient amenities close to Grocery, Shopping, Costco plus Transit in front. Very close to the University and College. Short hop to Hwy 407. Amazing opportunity With Parking included. Unit Offers Custom Storage Throughout. Don't miss your chance to live in Urban Paradise! Set up a viewing today. Building Amenities Includes Concierge, Spin Studio, Gym, Business Centre, (Wifi Bldg), Exercise Room, Guest Suites, Party/Meeting Room, Visitor Parking And Much More. Shows Very Well, Move-In Ready. (If Buyer Prefers, The Seller Is Willing To Remove The Murphy Bed & Any Cabinets Surrounding It & Fix & Repaint Any Holes In The Wall Behind It).
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even58/100−$57/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 16 condos with 2 bedrooms for lease in Windfields right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $4,758 / 2026
- MLS® number
- E14150686
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 0-5
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Windfields
- Municipality
- Oshawa
Building
- Size
- 600-699 sqft
- Building Age
- 0-5
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Flat, 1 × 3pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stainless Steel Full Size Fridge, Stove & Built-in Microwave. Built-in Dishwasher. Full Size Washer & Dryer. Custom Bed With Desk in Primary Bedroom. (If Buyer Prefers, The Seller Is Willing To Remove The Murphy Bed & Any Cabinets Surrounding It & Fix & Repaint Any Holes In The Wall Behind It - see photos). Custom Built-in storage units throughout. All/Any Existing Blinds & Light Fixtures.
- Condo maint.
- $521
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.11 × 6.11 m | Open Concept, Laminate, W/O To Balcony | Flat |
| Dining | 3.11 × 6.11 m | Combined W/Living, Laminate, B/I Shelves | Flat |
| Kitchen | 3.11 × 6.11 m | Combined W/Dining, B/I Appliances, Stainless Steel Appl | Flat |
| Primary | 2.8 × 2.9 m | Double Closet, Laminate, 3 Pc Ensuite | Flat |
| 2nd Br | 2.45 × 2.56 m | Double Closet, Laminate, 4 Pc Bath | Flat |
| Foyer | 1.23 × 2.5 m | Double Closet, Laminate, B/I Shelves | Flat |
| Other | 1.44 × 8.1 m | Balcony, West View | Flat |
Listing history
Buy/sell history for 318-2550 Simcoe St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $299,000 | N/A | For Sale | E14150686 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $59,800
- Total mortgage amount
- $239,200
- Total interest payment
- $170,300
- Total purchase cost
- $469,300
- Mortgage payment
- $1,365/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
23%Monthly carrying cost
$2,282- Rent $2,225
- Shortfall $57
Rental income opens at $2,225, the median asking rent of 16 comparable homes for lease in Windfields. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $2,960
- Total land transfer tax
- $2,960
- First-time buyer rebates (Ontario up to $4,000)
- −$2,960
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $299,000
- $735
- Ontario total
- $2,960
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 2 water-supply wells recorded within 250 m1 of them were drilled for domestic use; 15 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 6.1 m.250 m
- Groundwater recorded about 2.7 m below ground nearbyThe middle water level in the well records within 500 m (61 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.7 km3.7 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Vianet. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Windfields right now
- For sale now
- 32
- Median asking price
- $399K
- New in 7 days
- 7
- Price cuts
- 9%
Middle half: $358K to $511K
13 in 28 days
3 listings
This home is asking 25% below the median, lower than three quarters of them.
See all homes in WindfieldsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Waaban PSDurham DSB | Public · grades JK–8 | 400 m | — |
| St Anne Catholic Elementary SchoolDurham CDSB | Catholic · grades JK–8 | 1.1 km | 79%Grade 6 average |
| Maamawi iyaawag Public SchoolDurham DSB | Public · grades JK–8 | 1.1 km | 52%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 7 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cedar Valley SSDurham DSB | Public · grades 9–12 | 850 m | — |
| Maxwell Heights Secondary SchoolDurham DSB | Public · grades 9–12 | 4.4 km | 52%Grade 9 math |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 5.7 km | 47%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.6 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Windfields are shown to signed-in members.