- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 2,000–2,500sq ft
- Per sq ft
- $376at the range’s middle
- Lot
- 30.2 x 100.15 ft
- Tax a year
- $7,2622026 tax year
- Built
- 6-15
- Parking
- 21 attached
- Days on market
- Members
The brief
About 2600 Kentucky Derby Way
2600 Kentucky Derby Way is a 3-bedroom, 3-bathroom detached house in Windfields, Oshawa, listed for sale at an asking price of $845,000 (MLS® E13724112).
Welcome to 2600 Kentucky Derby Way, a bright and spacious detached home in the highly desirable Windfields community of North Oshawa. Originally offered as a 4-bedroom layout, this home was upgraded through the builder to a spacious 3-bedroom configuration, creating larger bedrooms and enhanced living space. The open-concept main floor features 9-ft ceilings, generous living and family areas, large windows, shutters and plenty of natural light throughout. The upgraded kitchen features quartz countertops, ample upgraded cabinetry, under-cabinet lighting, large-format tile and stainless steel appliances. The adjoining breakfast area offers sliding doors with a walkout to the fenced backyard, perfect for everyday family living and entertaining. Upstairs, the spacious primary bedroom features a walk-in closet and 4-piece ensuite with separate shower and tub. Two additional generously sized bedrooms, a second 4-piece bathroom with double vanity, and a convenient second-floor laundry room with window, built-in storage and counter complete the upper level. Additional features include a separate basement entrance offering potential for an in-law suite or future basement apartment, basement cold room, two basement windows including one larger window, front porch and an existing Tesla Wall Connector with 240V connection. Ideally located near Ontario Tech University, Durham College, Costco, shopping, parks, public transit and the new Cedar Valley Secondary School, scheduled to open September 2026, with convenient access to Highways 407 and 412 and approximately a 20-minute drive to Whitby GO Station. A fantastic opportunity to own a spacious family home in one of North Oshawa's most sought-after communities.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall21/100−$1,761/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 11 homes with 3 bedrooms for lease in Windfields right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $7,262 / 2026
- MLS® number
- E13724112
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 6-15
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 30.2 x 100.15 ft
- Listed on
- Parking
- 1 Attached, 2 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Windfields
- Municipality
- Oshawa
Building
- Size
- 2000-2500 sqft
- Building Age
- 6-15
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 2 × 4pc 2nd, 1 × 2pc Main
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Driveway
- Front Yard
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 1
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 30.2 ft
- Depth
- 100.15 ft
- Lot Size
- 30.2 x 100.15 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Stainless Steel Refrigerator, Gas Stove, Built-In Microwave, Dishwasher, Washer, Dryer, All Existing Electrical Light Fixtures, All Existing Window Coverings and Shutters, Existing Laundry Room Built-In Storage and Counter, Existing Tesla Wall Connector (240V), as installed.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 5.23 × 5.79 m | Broadloom, Large Window, California Shutters | Ground |
| Family | 4.65 × 3.71 m | Broadloom, Large Window, California Shutters | Ground |
| Kitchen | 2.9 × 3.25 m | Quartz Counter | Ground |
| Breakfast | 3.05 × 3.05 m | W/O To Yard, Sliding Doors, Tile Floor | Ground |
| Primary | 4.65 × 3.89 m | Broadloom, W/I Closet, 4 Pc Ensuite | 2nd |
| 2nd Br | 3.05 × 2.74 m | Broadloom, Large Window, Closet | 2nd |
| 3rd Br | 4.11 × 4.67 m | Broadloom, Large Window, W/I Closet | 2nd |
| Laundry | 1.83 × 1.88 m | Window | 2nd |
Listing history
Buy/sell history for 2600 Kentucky Derby Way, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $845,000 | N/A | For Sale | E13724112 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $169,000
- Total mortgage amount
- $676,000
- Total interest payment
- $480,800
- Total purchase cost
- $1,325,800
- Mortgage payment
- $3,856/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
57%Monthly carrying cost
$4,461- Rent $2,700
- Shortfall $1,761
Rental income opens at $2,700, the median asking rent of 11 comparable homes for lease in Windfields. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $13,375
- Total land transfer tax
- $13,375
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $9,375
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $845,000
- $8,900
- Ontario total
- $13,375
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,025 sq ft281 m²
- Street frontage
- 30.2 ft9.2 m
- Depth
- 100.15 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.2 m below ground nearbyThe middle water level in the well records within 500 m (31 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.8 km3.8 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers, Vianet. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Windfields right now
- For sale now
- 28
- Median asking price
- $939K
- New in 7 days
- 3
- Price cuts
- 21%
Middle half: $864K to $1.15M
13 in 28 days
6 listings
This home is asking 10% below the median, lower than three quarters of them.
See all homes in WindfieldsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Maamawi iyaawag Public SchoolDurham DSB | Public · grades JK–8 | 650 m | 52%Grade 6 average |
| Waaban PSDurham DSB | Public · grades JK–8 | 900 m | — |
| St Anne Catholic Elementary SchoolDurham CDSB | Catholic · grades JK–8 | 1.6 km | 79%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 7 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cedar Valley SSDurham DSB | Public · grades 9–12 | 1.3 km | — |
| Brooklin High SchoolDurham DSB | Public · grades 9–12 | 4.3 km | 62%Grade 9 math |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 5.7 km | 47%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.2 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Windfields are shown to signed-in members.