408 Simcoe St
O'Neill, Oshawa, Ontario L1G 4T6
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2,000–2,500sq ft
- Per sq ft
- $333at the range’s middle
- Lot
- 50 x 171.67 ft
- Tax a year
- $7,5462026 tax year
- Parking
- 51 detached
- Days on market
- Members
The brief
About 408 Simcoe St
408 Simcoe St is a 4-bedroom, 3-bathroom detached house in O'Neill, Oshawa, listed for sale at an asking price of $750,000 (MLS® E13865754).
Step back in time and discover a home with a story to tell! This stately 1922 Edwardian-style residence is brimming with charm, character, and original architectural details that are becoming increasingly difficult to find. Set in one of Oshawa's most established neighborhoods and backing directly onto Alexandra Park, this distinctive home offers exceptional space and endless possibilities for growing families, multi-generational living, or buyers looking to create something truly special. From the moment you arrive, you'll appreciate the presence and craftsmanship of this character-filled home. Highlights include three inviting porches, beautiful original wood trim and doors, impressive 10" baseboards, double French pocket doors, and timeless stained-glass windows. A separate side entrance to the basement adds further flexibility and potential. The location is hard to beat! Enjoy Alexandra Park right beyond your backyard, while Dr. S.J. Phillips Public School, O'Neill Collegiate & Vocational Institute, and Lakeridge Health Oshawa are all just a short 5-minute walk away. Ready for your decorating vision, this is an exciting opportunity to preserve the beauty and character of a bygone era while creating a home perfectly suited to your own style. Important updates include roof (2016), electrical (2015), gas furnace/boiler (2024), and some newer basement windows.A rare opportunity to own a spacious, character-filled century home in an exceptional Oshawa location.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall43/100−$676/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 32 detached homes with 4 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $7,546 / 2026
- MLS® number
- E13865754
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 50 x 171.67 ft
- Listed on
- Parking
- 1 Detached, 5 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2 1/2 Storey
- Community
- O'Neill
- Municipality
- Oshawa
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Driveway
- Available, Front Yard, Mutual
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Radiant
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 171.67 ft
- Lot Size
- 50 x 171.67 ft
Additional
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- All Appliances (As Is) - Fridge (2), Stove (2), Built-in Dishwasher, Washer, Dryer and Standup Freezer; All Electrical Light Fixtures; All Window Coverings; Garage Door Opener + Remote (if any)
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.92 × 3.5 m | hardwood floor, 2 Pc Bath, Stained Glass | Main |
| Living | 4.25 × 7.72 m | hardwood floor, Pocket Doors, W/O To Porch | Main |
| Sitting | 1.99 × 3.87 m | hardwood floor, W/O To Porch, Window | Main |
| Dining | 3.5 × 4.66 m | hardwood floor, Combined W/Office, Stained Glass | Main |
| Kitchen | 3.56 × 3.9 m | Ceramic Floor, Swing Doors, W/O To Porch | Main |
| Primary | 3.48 × 4.0 m | hardwood floor, Closet, Window | 2nd |
| Other | 1.98 × 2.46 m | hardwood floor, O/Looks Backyard, Window | 2nd |
| 2nd Br | 3.87 × 4.07 m | hardwood floor, Closet, Window | 2nd |
| 3rd Br | 3.46 × 3.84 m | hardwood floor, Closet, Window | 2nd |
| 4th Br | 3.32 × 3.87 m | hardwood floor, Closet, Window | 2nd |
| Sunroom | 3.54 × 3.6 m | Wood Floor, O/Looks Backyard, Window | 2nd |
| Rec | 4.11 × 7.16 m | Ceramic Floor, 3 Pc Bath, Window | Bsmt |
| Other | 1.65 × 4.97 m | Ceramic Floor, Window | Bsmt |
| Furnace | 3.29 × 4.92 m | Concrete Floor, Window | Bsmt |
| Laundry | 3.01 × 3.42 m | Concrete Floor, Window | Bsmt |
Listing history
Buy/sell history for 408 Simcoe St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $750,000 | N/A | Pc | E13865754 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $150,000
- Total mortgage amount
- $600,000
- Total interest payment
- $426,600
- Total purchase cost
- $1,176,600
- Mortgage payment
- $3,422/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
36%Monthly carrying cost
$4,051- Rent $3,375
- Shortfall $676
Rental income opens at $3,375, the median asking rent of 32 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,475
- Total land transfer tax
- $11,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $750,000
- $7,000
- Ontario total
- $11,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 8,584 sq ft797 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 171.67 ft52.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 1.7 km1.7 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in O'Neill right now
- For sale now
- 43
- Median asking price
- $680K
- New in 7 days
- 8
- Price cuts
- 12%
Middle half: $592K to $724K
25 in 28 days
5 listings
This home is asking 10% above the median, higher than three quarters of them.
See all homes in O'NeillAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 4.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| S A Cawker Public SchoolDurham DSB | Public · grades JK–8 | 350 m | 72%Grade 6 average |
| Dr S J Phillips Public SchoolDurham DSB | Public · grades JK–8 | 700 m | 77%Grade 6 average |
| St Christopher Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 1.3 km | 65%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 1.9 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| O'Neill Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 350 m | 49%Grade 9 math |
| R S Mclaughlin Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 · French Immersion | 1.8 km | 53%Grade 9 math |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 2 km | 47%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7.2 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in O'Neill are shown to signed-in members.