402-454 Centre St
Central, Oshawa, Ontario L1H 4C2
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 900–999sq ft
- Per sq ft
- $335at the range’s middle
- Tax a year
- $1,6922025 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 402-454 Centre St
402-454 Centre St is a 2-bedroom, 1-bathroom condo in Central, Oshawa, listed for sale at an asking price of $318,000 (MLS® E13873876).
Welcome to this spacious 2-bedroom condo in Oshawa right off of hwy 401. Offering just under 1000 sqft., this well-laid-out suite features a bright living and dining area with walkout to a large open balcony, and an eat-in kitchen. This condo is 2 storeys and features two generously sized bedrooms, and a full 4-piece bathroom on a separate floor. Enjoy the convenience of ensuite laundry, an owned ensuite locker, and 1 underground parking space. Maintenance fees include heat, hydro, water, common elements, and parking. Building amenities include a sauna and security system, with pets permitted. Conveniently located close to transportation, Highway 401, shopping, everyday amenities, and downtown Oshawa. A great opportunity for first-time buyers, downsizers, or investors.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even50/100−$242/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 24 condos with 2 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $1,692 / 2025
- MLS® number
- E13873876
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- 2-Storey
- Community
- Central
- Municipality
- Oshawa
Building
- Size
- 900-999 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Window Unit
- Heating Type
- Baseboard
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Washer, Dryer, All Elfs
- Condo maint.
- $850
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.23 × 5.18 m | W/O To Balcony, Broadloom | Flat |
| Dining | 2.74 × 2.74 m | Broadloom | Flat |
| Kitchen | 2.74 × 3.35 m | Eat-In Kitchen | Flat |
| Primary | 3.05 × 3.66 m | Broadloom | Flat |
| 2nd Br | 2.74 × 3.66 m | Broadloom | Flat |
Listing history
Buy/sell history for 402-454 Centre St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $318,000 | N/A | Sc | E13873876 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $63,600
- Total mortgage amount
- $254,400
- Total interest payment
- $180,900
- Total purchase cost
- $498,900
- Mortgage payment
- $1,451/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
33%Monthly carrying cost
$2,442- Rent $2,200
- Shortfall $242
Rental income opens at $2,200, the median asking rent of 24 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $3,245
- Total land transfer tax
- $3,245
- First-time buyer rebates (Ontario up to $4,000)
- −$3,245
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $318,000
- $1,020
- Ontario total
- $3,245
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m12 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.1 km4.1 km
Province of Ontario open data
Around the home2
- Nearest rail line: 150 m150 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- 1 recorded oil, gas or salt well within 250 mFrom Ontario’s petroleum well records, which include old and plugged wells.250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is General Motors of Canada Company — Oshawa Assembly Plant, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 2.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Village Union Public SchoolDurham DSB | Public · grades JK–8 | 600 m | 48%Grade 6 average |
| ÉÉC Corpus-ChristiConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 800 m | 76%Grade 6 average |
| St Thomas Aquinas Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 900 m | 72%Grade 6 average |
| College Hill Public SchoolDurham DSB | Public · grades JK–8 | 1.2 km | 59%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Monsignor John Pereyma Catholic Secondary SchoolDurham CDSB | Catholic · grades 9–12 | 1.5 km | 38%Grade 9 math |
| O'Neill Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 2.3 km | 49%Grade 9 math |
| G L Roberts Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 3.1 km | 20%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 8.6 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Central are shown to signed-in members.