609 Annapolis Ave
McLaughlin, Oshawa, Ontario L1J 2Y9
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $479at the range’s middle
- Lot
- 86.7 x 140 ft
- Tax a year
- $5,7972026 tax year
- Parking
- 61 attached
- Days on market
- Members
The brief
About 609 Annapolis Ave
609 Annapolis Ave is a 3-bedroom, 2-bathroom detached house in McLaughlin, Oshawa, listed for sale at an asking price of $839,000 (MLS® E13869412).
Welcome to 609 Annapolis Avenue, a spacious three-level sidesplit situated on an impressive 86.7 x 140 ft lot in Oshawa's established McLaughlin neighbourhood, near the Whitby border. This well-maintained three-bedroom home offers a functional, family-friendly layout with hardwood flooring, a bright living room with a large picture window and a separate dining area. The spacious living room features a vaulted ceiling, an oversized gas fireplace and a walkout to the backyard.The updated kitchen features newer appliances and a convenient pass-through overlooking the family room-perfect for entertaining and everyday family living. Upstairs, you'll find three comfortable bedrooms and an updated four-piece main bathroom. The finished lower level provides valuable additional living space with a recreation room, second gas fireplace, three-piece bathroom and a separate walk-up entrance to the backyard. With these existing features, the lower level offers excellent potential to be converted into abasement apartment, in-law suite or private living space. A large storage area also provides direct access to the garage. Outside, enjoy a private, hedge-lined backyard complete with a deck, mature perennial gardens and a storage shed. The attached garage and long private driveway provide parking for up to six vehicles. Ideally located close to schools, parks, public transit, Oshawa Centre and Highway 401. Notable improvements include a new roof completed in 2026, an updated kitchen and full interior painting completed in 2024, an updated main bathroom in 2019, newer kitchen appliances and washer and dryer installed in 2020, plus a rewired garage. A wonderful opportunity to own an updated family home with income potential on a rarely offered oversized lot.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall16/100−$1,911/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 3 bedrooms for lease in McLaughlin right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,797 / 2026
- MLS® number
- E13869412
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 86.7 x 140 ft
- Listed on
- Parking
- 1 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- Sidesplit 3
- Community
- McLaughlin
- Municipality
- Oshawa
Building
- Size
- 1500-2000 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 3pc
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Other
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 5
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 86.7 ft
- Depth
- 140 ft
- Lot Size
- 86.7 x 140 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 609 Annapolis Ave, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $839,000 | N/A | For Sale | E13869412 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $167,800
- Total mortgage amount
- $671,200
- Total interest payment
- $477,200
- Total purchase cost
- $1,316,200
- Mortgage payment
- $3,828/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
60%Monthly carrying cost
$4,311- Rent $2,400
- Shortfall $1,911
Rental income opens at $2,400, the median asking rent of 8 comparable homes for lease in McLaughlin. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $13,255
- Total land transfer tax
- $13,255
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $9,255
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $839,000
- $8,780
- Ontario total
- $13,255
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 86.7 ft26.4 m
- Depth
- 140 ft42.7 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 1.5 km1.5 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in McLaughlin right now
- For sale now
- 35
- Median asking price
- $775K
- New in 7 days
- 5
- Price cuts
- 23%
Middle half: $689K to $900K
12 in 28 days
8 listings
This home is asking 8% above the median.
See all homes in McLaughlinAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 3.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 350 m | 100%Grade 6 average |
| Woodcrest Public SchoolDurham DSB | Public · grades JK–8 | 450 m | 44%Grade 6 average |
| St Christopher Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 550 m | 65%Grade 6 average |
| Adelaide Mclaughlin Public SchoolDurham DSB | Public · grades JK–8 | 600 m | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| R S Mclaughlin Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 · French Immersion | 450 m | 53%Grade 9 math |
| Father Donald MacLellan Catholic Sec Sch Catholic SchoolDurham CDSB | Catholic · grades 9–12 | 800 m | — |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 900 m | 47%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 5.6 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in McLaughlin are shown to signed-in members.