640 Hillcroft St
Eastdale, Oshawa, Ontario L1G 7K6
- Bedrooms
- 3+1
- Bathrooms
- 3
- Size
- 1,500–2,000sq ft
- Per sq ft
- $440at the range’s middle
- Lot
- 45 x 111.5 ft
- Tax a year
- $6,2962025 tax year
- Built
- 31-50
- Parking
- 31 attached
- Days on market
- Members
The brief
About 640 Hillcroft St
640 Hillcroft St is a 3+1-bedroom, 3-bathroom detached house in Eastdale, Oshawa, listed for sale at an asking price of $769,900 (MLS® E13866666).
Welcome to 640 Hillcroft St, a charming 3+1 bedroom backsplit located in the desirable Eastdale community of Oshawa. This spacious home offers a versatile layout with plenty of room for growing families, guests, or a home office. The main level features a bright and inviting living space. Walking into the home you will pass the front family room with a vaulted ceiling overlooking the front yard. The upper level has an open concept which brings together the kitchen with a breakfast bar, living room, and dining room which overlooks the front family room. The lower level provides additional flexibility with a fourth bedroom with a semi-ensuite bathroom, recreation space with a wet bar, and ample storage. Step outside to your private backyard retreat, complete with an in-ground pool-perfect for summer entertaining, relaxing, and making memories with family and friends. Situated in a family-friendly neighbourhood close to schools, parks, shopping, transit, and everyday amenities, this home combines comfort, functionality, and outdoor enjoyment all in a great Eastdale location.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall44/100−$663/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 32 detached homes with 4 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,296 / 2025
- MLS® number
- E13866666
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 45 x 111.5 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Property details
Property
- Property Type
- Detached
- Style
- Backsplit 3
- Community
- Eastdale
- Municipality
- Oshawa
Building
- Size
- 1500-2000 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc Upper, 1 × 4pc Lower
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 45 ft
- Depth
- 111.5 ft
- Lot Size
- 45 x 111.5 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- Inground
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Stove, Washer, Dryer, Microwave
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 3.28 × 2.28 m | — | Main |
| Family | 3.7 × 4.7 m | Vaulted Ceiling, Bay Window, Laminate | Main |
| Bathroom | 1.18 × 1.72 m | 2 Pc Bath, Tile Floor | Main |
| Living | 6.92 × 3.09 m | Gas Fireplace, Window, Laminate | Upper |
| Dining | 3.71 × 3.22 m | Walk-Out, Laminate, O/Looks Family | Upper |
| Kitchen | 6.8 × 2.6 m | Centre Island, Breakfast Bar, Eat-In Kitchen | Upper |
| Primary | 4.92 × 3.29 m | Double Closet, Semi Ensuite, Window | Upper |
| 2nd Br | 3.56 × 3.29 m | Closet, Window, Laminate | Upper |
| 3rd Br | 3.47 × 3.1 m | Closet, Window, Laminate | Upper |
| Bathroom | 3.5 × 2.39 m | 4 Pc Bath, Semi Ensuite, Quartz Counter | Upper |
| Rec | 6.55 × 10.38 m | Wet Bar, Broadloom, Closet | Lower |
| 4th Br | 3.08 × 3.79 m | Closet, Window, Semi Ensuite | Lower |
| Bathroom | 3.08 × 1.9 m | 4 Pc Bath, Semi Ensuite | Lower |
| Utility | 3.71 × 5.82 m | Laundry Sink, Combined W/Laundry | Lower |
Listing history
Buy/sell history for 640 Hillcroft St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $769,900 | N/A | For Sale | E13866666 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $153,980
- Total mortgage amount
- $615,920
- Total interest payment
- $437,980
- Total purchase cost
- $1,207,880
- Mortgage payment
- $3,513/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
35%Monthly carrying cost
$4,038- Rent $3,375
- Shortfall $663
Rental income opens at $3,375, the median asking rent of 32 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,873
- Total land transfer tax
- $11,873
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,873
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $769,900
- $7,398
- Ontario total
- $11,873
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,018 sq ft466 m²
- Street frontage
- 45 ft13.7 m
- Depth
- 111.5 ft34 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.1 km3.1 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Eastdale right now
- For sale now
- 31
- Median asking price
- $850K
- New in 7 days
- 4
- Price cuts
- 23%
Middle half: $772K to $949K
14 in 28 days
7 listings
This home is asking 9% below the median, lower than three quarters of them.
See all homes in EastdaleAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sir Albert Love Catholic SchoolDurham CDSB | Catholic · grades JK–8 | 250 m | 69%Grade 6 average |
| Harmony Heights Public SchoolDurham DSB | Public · grades JK–8 | 600 m | 69%Grade 6 average |
| Walter E Harris Public SchoolDurham DSB | Public · grades JK–8 · French Immersion | 750 m | 81%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 3.9 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Eastdale Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 850 m | 35%Grade 9 math |
| O'Neill Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 1.9 km | 49%Grade 9 math |
| Monsignor John Pereyma Catholic Secondary SchoolDurham CDSB | Catholic · grades 9–12 | 3.8 km | 38%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Eastdale are shown to signed-in members.