- Bedrooms
- 5
- Bathrooms
- 5
- Size
- 3,500–5,000sq ft
- Per sq ft
- $424at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $18,0352026 tax year
- Built
- 51-99
- Parking
- 132 built-in
- Days on market
- Members
The brief
About 787 Simcoe St
787 Simcoe St is a 5-bedroom, 5-bathroom detached house in Centennial, Oshawa, listed for sale at an asking price of $1,799,999 (MLS® E13694232).
"Tudor Terrace" - A truly extraordinary residence set on an exceptional, approx.1/2 acre, landscaped lot. Rich in architectural character and timeless craftsmanship, this beloved home blends storybook charm with sophisticated modern luxury. Featuring approx. 4653 sq ft above grade plus an approx. 1369 sq ft lower level. The dramatic front foyer features a winding staircase, original entry door, stained-glass/lead windows, intricate plaster mouldings and a domed ceiling, opening to a truly spectacular marble courtyard. The formal dining room showcases herringbone flooring, leaded windows and custom Tai Ping Hong Kong carpeting. A distinctive, semi-circular, sunken music room overlooks the courtyard. The custom chef's kitchen is beautifully appointed with quartzite countertops and backsplash, bespoke cabinetry, Miele and Gaggenau appliances, Kohler fixtures and herringbone flooring, complemented by a charming breakfast room with custom cabinetry and leaded windows. Elegant principal rooms include a family room with gas fireplace, a sunken sitting room with floor-to-ceiling windows overlooking the indoor pool and courtyard, and a richly detailed office with leaded windows and an antique coal fireplace. The spectacular indoor pool retreat features skylights, a sauna, whirlpool, shower, private courtyard access and a tiled, concrete pool approximately 4'-10' in depth. The upper level offers five bedrooms, including a refined primary suite with a walk-in closet and luxurious ensuite featuring marble countertops, a stained-glass window and a Kohler BodyJet shower. The lower level offers a separate entrance through the garage - an ideal setup for potential multi-generational living. Outside, the Tudor character continues with cedar roofing, copper details, a copper weathervane, gingerbread detailing, a bronze fountain, a gazebo, a brick garden shed, a stamped-concrete circular driveway and a double built-in garage with a porte-cochere. A rare and remarkable residence.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$6,215/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 detached homes with 5 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $18,035 / 2026
- MLS® number
- E13694232
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 100 x 187.83 ft
- Listed on
- Parking
- 2 Built-In, 13 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Centennial
- Municipality
- Oshawa
Building
- Size
- 3500-5000 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 5
- Bathrooms
- 5
- Bathroom Details
- 1 × 3pc Main, 2 × 2pc Main, 2 × 5pc 2nd, 2nd
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Circular
- Garage Type
- Built-In
- Garage
- 2
- Additional Parking
- 11
- Total Parking
- 13
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 100 ft
- Depth
- 187.83 ft
- Lot Size
- 100 x 187.83 ft
Additional
- Foundation
- Block
- Roof
- Cedar
- Fireplace
- Yes
- Pool
- Indoor
- Den
- Yes
- Family room
- Yes
- Extras
- Please see Schedule A1 attached
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 3.91 × 3.2 m | 2 Pc Ensuite, Staircase, W/O To Patio | Main |
| Dining | 4.14 × 5.21 m | hardwood floor, Leaded Glass, Overlook Patio | Main |
| Solarium | 4.14 × 3.08 m | hardwood floor, Circular Rm, Sunken Room | Ground |
| Kitchen | 4.19 × 4.55 m | hardwood floor, Centre Island, B/I Appliances | Main |
| Breakfast | 3.33 × 4.75 m | hardwood floor, B/I Shelves, Combined W/Kitchen | Main |
| Family | 4.94 × 5.03 m | hardwood floor, Gas Fireplace, 3 Pc Ensuite | Main |
| Sitting | 7.26 × 3.41 m | Sliding Doors, W/O To Pool, Window Flr to Ceil | Ground |
| Other | 8.05 × 15.49 m | Whirlpool, 2 Pc Bath, Sauna | Ground |
| Den | 4.5 × 3.89 m | French Doors, Fireplace, B/I Shelves | Main |
| Mudroom | 3.12 × 3.05 m | W/O To Garage, hardwood floor, Staircase | Main |
| Primary | 4.55 × 4.75 m | 4 Pc Ensuite, W/I Closet, hardwood floor | 2nd |
| 2nd Br | 3.63 × 3.61 m | hardwood floor, Closet | 2nd |
| 3rd Br | 3.63 × 3.61 m | hardwood floor, Closet | 2nd |
| 4th Br | 3.43 × 7.04 m | hardwood floor, Closet | 2nd |
| 5th Br | 3.53 × 5.74 m | hardwood floor, Picture Window, West View | 2nd |
| Rec | 4.22 × 6.4 m | Gas Fireplace, Vinyl Floor, Staircase | Bsmt |
| Games | 2.95 × 6.25 m | Vinyl Floor | Bsmt |
| Other | 3.76 × 1.78 m | Vinyl Floor | Bsmt |
| Media/Ent | 5.18 × 3.45 m | — | Bsmt |
Listing history
Buy/sell history for 787 Simcoe St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,799,999 | N/A | Pc | E13694232 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $360,000
- Total mortgage amount
- $1,439,999
- Total interest payment
- $1,023,601
- Total purchase cost
- $2,823,600
- Mortgage payment
- $8,212/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
81%Monthly carrying cost
$9,715- Rent $3,500
- Shortfall $6,215
Rental income opens at $3,500, the median asking rent of 9 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $32,475
- Total land transfer tax
- $32,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $28,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,799,999
- $28,000
- Ontario total
- $32,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 18,783 sq ft1,745 m²
- Street frontage
- 100 ft30.5 m
- Depth
- 187.83 ft57.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
- Groundwater recorded about 2.5 m below ground nearbyThe middle water level in the well records within 500 m (24 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 950 m950 m
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Centennial right now
- For sale now
- 27
- Median asking price
- $775K
- New in 7 days
- 4
- Price cuts
- 41%
Middle half: $695K to $987K
12 in 28 days
11 listings
This home is asking 132% above the median, higher than three quarters of them.
See all homes in CentennialAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Dr S J Phillips Public SchoolDurham DSB | Public · grades JK–8 | 450 m | 77%Grade 6 average |
| Beau Valley Public SchoolDurham DSB | Public · grades JK–8 | 800 m | 50%Grade 6 average |
| St Christopher Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 1.8 km | 65%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 2.5 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| O'Neill Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 1.5 km | 49%Grade 9 math |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 1.9 km | 47%Grade 9 math |
| R S Mclaughlin Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 · French Immersion | 1.9 km | 53%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.9 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Centennial are shown to signed-in members.