- Bedrooms
- 2+2
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $634at the range’s middle
- Lot
- 50.04 x 239.98 ft
- Tax a year
- $5,9152025 tax year
- Built
- 31-50
- Parking
- 111 detached
- Days on market
- Members
The brief
About 816 SIMCOE St
816 SIMCOE St is a 2+2-bedroom, 2-bathroom detached house in Centennial, Oshawa, listed for sale at an asking price of $823,888 (MLS® E13712292).
Welcome to a rare opportunity to own a Certified Two-Unit Dwelling that seamlessly combines exceptional lifestyle, multi-generational living, and outstanding income potential. Whether you're looking to accommodate extended family, offset mortgage costs with rental income, or expand your investment portfolio, this versatile property offers endless possibilities. Designed with flexibility in mind, the home features two selfcontained living spaces, making it ideal for multi-generational families seeking both togetherness and privacy. Parents, adult children, in-laws, or tenants can enjoy independent living arrangements under one roof while benefiting from shared outdoor amenities and generous space. Outside, you'll discover a true backyard retreat. The resort-inspired setting includes a sparkling in-ground pool, covered deck for year-round entertaining, change room, workshop, and an expansive yard with potential for future enhancements such as a garden suite (buyer to verify). Whether hosting family gatherings or enjoying peaceful evenings at home, this outdoor oasis delivers the perfect balance of recreation and relaxation. Adding even more value, the property features an income-generating solar panel system that helps offset operating costs while supporting a sustainable lifestyle. With parking for up to 11 vehicles, there is ample space for multiple families, guests, tenants, or home-based business needs .Properties offering a Two-Unit Dwelling Certificate are increasingly sought after for their flexibility, legal status, and long-term financial advantages. Live comfortably in one unit while generating rental income from the other, accommodate multiple generations with ease, or maximize the property's investment potential .
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall39/100−$877/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 32 detached homes with 4 bedrooms for lease in Oshawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,915 / 2025
- MLS® number
- E13712292
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 50.04 x 239.98 ft
- Listed on
- Parking
- 1 Detached, 11 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Centennial
- Municipality
- Oshawa
Building
- Size
- 1100-1500 sqft
- Building Age
- 31-50
- Construction
- Alum Siding
Inside
- Bedrooms
- 2+2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 10
- Total Parking
- 11
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 50.04 ft
- Depth
- 239.98 ft
- Lot Size
- 50.04 x 239.98 ft
Additional
- Roof
- Metal, Solar
- Fireplace
- Yes
- Pool
- Inground
- Den
- No
- Family room
- No
- Extras
- All Existing Appliances ( 3 Fridges, 2 Stoves, 2 B/I Dishwashers , Washer , Dryer, Pool Equipment, All Window, All ELF's), Steel Roofing on all buildings, Expoxy flooring in Garage.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 3.14 × 2.95 m | Tile Floor, Ceramic Back Splash | Main |
| Living | 4.03 × 3.87 m | hardwood floor, B/I Bookcase, Electric Fireplace | Main |
| Dining | 2.75 × 2.84 m | hardwood floor, Combined W/Living | Main |
| Primary | 7.11 × 2.84 m | Broadloom, Ceiling Fan, O/Looks Backyard | Main |
| 2nd Br | 3.51 × 2.95 m | hardwood floor, Ceiling Fan, Closet | Main |
| Sitting | 3.51 × 3.97 m | Tile Floor, Walk-Out | Main |
| Kitchen | 3.45 × 2.44 m | Laminate, Stainless Steel Appl, Backsplash | Bsmt |
| Rec | 5.96 × 5.89 m | Laminate | Bsmt |
| Br | 5.07 × 2.82 m | Laminate | Bsmt |
| 2nd Br | 3.56 × 2.94 m | Laminate | Bsmt |
| Utility | 3.12 × 6.91 m | — | Bsmt |
Listing history
Buy/sell history for 816 SIMCOE St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $823,888 | N/A | For Sale | E13712292 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $164,778
- Total mortgage amount
- $659,110
- Total interest payment
- $468,590
- Total purchase cost
- $1,292,478
- Mortgage payment
- $3,759/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
39%Monthly carrying cost
$4,252- Rent $3,375
- Shortfall $877
Rental income opens at $3,375, the median asking rent of 32 comparable homes for lease in Oshawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,953
- Total land transfer tax
- $12,953
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $8,953
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $823,888
- $8,478
- Ontario total
- $12,953
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 50.04 ft15.3 m
- Depth
- 239.98 ft73.1 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
- Groundwater recorded about 2.5 m below ground nearbyThe middle water level in the well records within 500 m (27 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 840 m840 m
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Oshawa PUC Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 90 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (90 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.90 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Central Lake Ontario Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Centennial right now
- For sale now
- 27
- Median asking price
- $775K
- New in 7 days
- 4
- Price cuts
- 41%
Middle half: $695K to $987K
12 in 28 days
11 listings
This home is asking 6% above the median.
See all homes in CentennialAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Dr S J Phillips Public SchoolDurham DSB | Public · grades JK–8 | 550 m | 77%Grade 6 average |
| Beau Valley Public SchoolDurham DSB | Public · grades JK–8 | 850 m | 50%Grade 6 average |
| St Christopher Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 1.8 km | 65%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 2.5 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| O'Neill Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 | 1.6 km | 49%Grade 9 math |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 1.8 km | 47%Grade 9 math |
| R S Mclaughlin Collegiate and Vocational InstituteDurham DSB | Public · grades 9–12 · French Immersion | 1.9 km | 53%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.7 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Centennial are shown to signed-in members.