- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $640at the range’s middle
- Tax a year
- $5,8882026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 509-10 James St
509-10 James St is a 2-bedroom, 1-bathroom condo in Ottawa Centre, Ottawa, listed for sale at an asking price of $480,000 (MLS® X14139882).
Spacious 2 bedroom, 1 bathroom boutique-style condo offering 745 sq.ft. of living space is located in James House, one of Ottawa's newest & contemporary buildings in the heart of downtown. Modern & casual design & finishes in this loft-style unit include exposed concrete walls, warm toned wood flooring & brick screen detail on balcony. The kitchen provides great prep space w/ quartz countertops, island w/ breakfast bar & additional storage. Culinary enthusiasts will enjoy preparing meals in this elegant space w/ herringbone tile backsplash & camouflaged appliances that provide a clean, sleek look. Additional space off the kitchen allows for a bistro set or office nook. Floor to ceiling east-facing windows bring natural light to the living space w/ custom roller blinds installed for privacy. Both bedrooms offer good space & are located at opposite ends of the unit. The primary overlooks the balcony & includes blackout shades w/ direct access to the bathroom. The 2nd bedroom offers privacy & could double as a home office. Spacious bathroom gives chic hotel vibes w/ modern fixtures & a large tub. Generous balcony (89 sq.ft.) offers scenic city views & a stylish brick accent wall. The building offers impressive amenities that enhance your lifestyle, including a rooftop heated saltwater pool w/ lounging deck as well as a fitness room & yoga/pilates centre which overlook a tranquil outdoor garden. A shared lounge designed as an extension of your living space is ideal for hosting gatherings with family & friends. Just outside is a zen-like garden where you can enjoy the outdoors in a quiet space. Steps to boutiques, cafes, & trendy restaurants and easy access to public transit & government buildings, this unit is perfect for urban professionals, down-sizers, or anyone looking for a unique & chic living space. 1 underground parking spot included (#28). Heat, AC & water included in condo fees.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall30/100−$1,034/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 14 condos with 2 bedrooms for lease in Ottawa Centre right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,888 / 2026
- MLS® number
- X14139882
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Ottawa Centre
- Municipality
- Ottawa
Building
- Size
- 700-799 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Refrigerator, stove, dishwasher, microwave/hood fan, washer, dryer, custom blinds
- Condo maint.
- $778
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.18 × 4.11 m | East View | Main |
| Kitchen | 3.43 × 3.83 m | Breakfast Bar, Custom Backsplash, Eat-In Kitchen | Main |
| Primary | 2.79 × 3.48 m | — | Main |
| Br | 2.67 × 3.4 m | — | Main |
| Bathroom | 1.9 × 3.27 m | 4 Pc Bath | Main |
Listing history
Buy/sell history for 509-10 James St, Ottawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $480,000 | N/A | For Sale | X14139882 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $96,000
- Total mortgage amount
- $384,000
- Total interest payment
- $273,000
- Total purchase cost
- $753,000
- Mortgage payment
- $2,190/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
58%Monthly carrying cost
$3,459- Rent $2,425
- Shortfall $1,034
Rental income opens at $2,425, the median asking rent of 14 comparable homes for lease in Ottawa Centre. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $6,075
- Total land transfer tax
- $6,075
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,075
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $480,000
- $1,600
- Ontario total
- $6,075
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation5
- Not in Rideau Valley Conservation Authority’s mapped regulated areaAt the address
- Not in the municipality’s mapped flood areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m20 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.8 m below ground nearbyThe middle water level in the well records within 500 m (149 records). It changes with the season and from spot to spot.500 m
Rideau Valley Conservation Authority · Municipal flood mapping · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.2 km6.2 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 50 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Public Works and Government Services Canada — Cliff Central Heating and Cooling Plant, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 3 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro Ottawa LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: OmniTEC Wireless, PioneerWireless, Rogers, Storm Internet, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Rideau Valley Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Ottawa Centre right now
- For sale now
- 127
- Median asking price
- $430K
- New in 7 days
- 10
- Price cuts
- 25%
Middle half: $346K to $522K
46 in 28 days
32 listings
This home is asking 12% above the median.
See all homes in Ottawa CentreAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Parliament | OC Transpo light rail: O-Train Line 1 | 1 km |
| Lyon | OC Transpo light rail: O-Train Line 1 | 1 km |
| Pimisi | OC Transpo light rail: O-Train Line 1 | 1.4 km |
| Rideau | OC Transpo light rail: O-Train Line 1 | 1.5 km |
| Lycée Claudel | OC Transpo bus rapid transit: Transitway | 2.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Elgin Street Public SchoolOttawa-Carleton DSB | Public · grades JK–6 · French Immersion | 550 m | 93%Grade 6 average |
| Centennial Public SchoolOttawa-Carleton DSB | Public · grades JK–8 · French Immersion | 800 m | 64%Grade 6 average |
| École élémentaire catholique Coeur d'OttawaConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–8 | 1.2 km | 100%Grade 6 average |
| St Anthony Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 1.3 km | 86%Grade 3 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Richard Pfaff Secondary Alternate SiteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 700 m | — |
| Lisgar Collegiate InstituteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 1 km | 73%Grade 9 math |
| Immaculata High SchoolOttawa Catholic School Board | Catholic · grades 9–12 · French Immersion | 1.2 km | 55%Grade 9 math |
| École secondaire catholique Saint-Jean-BaptisteConseil des écoles catholiques du Centre-Est | French-language Catholic · grades 9–12 | 1.2 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Ottawa Centre are shown to signed-in members.