191 Cathcart St
Lower Town/Byward Market, Ottawa, Ontario K1N 5C1
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $500at the range’s middle
- Lot
- 18.27 x 90 ft
- Tax a year
- $6,0172026 tax year
- Parking
- 11 carport
- Days on market
- Members
The brief
About 191 Cathcart St
191 Cathcart St is a 2-bedroom, 2-bathroom semi-detached house in Lower Town/Byward Market, Ottawa, listed for sale at an asking price of $650,000 (MLS® X13551294).
A large, private backyard is a rare find in this peaceful neighbourhood and one of the many features that make this charming century home truly stand out. Nicely landscaped with an expansive deck and generous green space, it's the perfect setting for entertaining, gardening, or simply relaxing outdoors. The property also includes the legal right to covered carport parking, a valuable convenience that's uncommon in the area. Inside, the home features hardwood or tile throughout. The bright galley kitchen offers an abundance of cabinetry, a gas stove, and an adjoining eating area. The inviting living room is perfect for everyday living, while the rear addition includes a main floor laundry room, powder room, and direct access to the backyard. Upstairs, the spacious primary bedroom can accommodate a king sized bed. The second bedroom provides access to a versatile loft, ideal as a home office, reading nook, creative studio, or guest space. The basement offers excellent storage. Located on a quiet, tree lined street in one of Ottawa's most established neighbourhoods, you'll enjoy an exceptional lifestyle. Bingham Park, Cathcart Park, and Cumberland Park are all just a block away, while the Ottawa River and the NCC pathway at Bordeleau Park are only a 10 min walk from home. Enjoy the cafés, restaurants, shops, and energy of the ByWard Market, then return home to the peace and quiet of this mature residential street. Whether you work downtown, at Global Affairs, Elizabeth Bruyère Hospital, or across the river in Gatineau, commuting is easy by car, bike, public transit, or on foot. Updates include Freshly Painted (2026), Main Floor Hardwood Sanded/Refinished (2026), New Rear Deck (2026), Front Porch (2026), Front + Side Interlock (2026), Fresh Sod (2026), New Carport (2026), Shed Roof (2026), Extensive Structural Improvements to Rear Addition (2026), Back Door (2026), Gas Furnace (2017), A/C (2026), Windows (2018), Varying roof sections (2002-2019 as per previous owner).
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall39/100−$717/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 17 homes with 2 bedrooms for lease in Lower Town/Byward Market right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,017 / 2026
- MLS® number
- X13551294
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 18.27 x 90 ft
- Listed on
- Parking
- 1 Carport, 1 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 3-Storey
- Community
- Lower Town/Byward Market
- Municipality
- Ottawa
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 2pc Main
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Rt-Of-Way
- Garage Type
- Carport
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Baseboard
Land
- Sewer
- Sewers
- Frontage
- 18.27 ft
- Depth
- 90 ft
- Lot Size
- 18.27 x 90 ft
Additional
- Foundation
- Poured Concrete, Stone, Unknown
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Refrigerator, Stove, Hood Fan, Dishwasher, Washer, Dryer, Tankless Hot Water, Shed
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.6 × 3.2 m | hardwood floor, Galley Kitchen | Main |
| Dining | 2.5 × 3.5 m | Hardwood Floor | Main |
| Living | 3.1 × 4.7 m | Hardwood Floor | Main |
| Laundry | 2.3 × 3.5 m | Tile Floor | Main |
| Primary | 3.5 × 4.7 m | Hardwood Floor | 2nd |
| 2nd Br | 2.7 × 4.1 m | Hardwood Floor | 2nd |
| Loft | 3.2 × 3.3 m | Hardwood Floor | 3rd |
| Furnace | 4.0 × 10.1 m | — | Bsmt |
Listing history
Buy/sell history for 191 Cathcart St, Ottawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $650,000 | N/A | Pc | X13551294 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $130,000
- Total mortgage amount
- $520,000
- Total interest payment
- $369,800
- Total purchase cost
- $1,019,800
- Mortgage payment
- $2,966/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
39%Monthly carrying cost
$3,467- Rent $2,750
- Shortfall $717
Rental income opens at $2,750, the median asking rent of 17 comparable homes for lease in Lower Town/Byward Market. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $9,475
- Total land transfer tax
- $9,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $650,000
- $5,000
- Ontario total
- $9,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,644 sq ft153 m²
- Street frontage
- 18.27 ft5.6 m
- Depth
- 90 ft27.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Rideau Valley Conservation Authority’s mapped regulated areaAt the address
- Not in the municipality’s mapped flood areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m42 test or monitoring holes also recorded.250 m
Rideau Valley Conservation Authority · Municipal flood mapping · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.4 km4.4 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 280 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Royal Canadian Mint — Ottawa, 520 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 21 federal contaminated sites within 1 km8 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro Ottawa LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: OmniTEC Wireless, Rogers, Storm Internet, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Rideau Valley Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Rideau | OC Transpo light rail: O-Train Line 1 | 900 m |
| Parliament | OC Transpo light rail: O-Train Line 1 | 1.5 km |
| uOttawa | OC Transpo light rail: O-Train Line 1 | 1.8 km |
| Lyon | OC Transpo light rail: O-Train Line 1 | 1.9 km |
| Lycée Claudel | OC Transpo bus rapid transit: Transitway | 3.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| York Street Public SchoolOttawa-Carleton DSB | Public · grades JK–8 · French Immersion | 900 m | 53%Grade 6 average |
| École élémentaire catholique Sainte-AnneConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–8 | 1 km | 87%Grade 6 average |
| École élémentaire publique FrancojeunesseConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 1.3 km | 90%Grade 6 average |
| St Brigid Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 1.8 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire publique De La SalleConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 750 m | 74%Grade 9 math |
| Lisgar Collegiate InstituteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 1.5 km | 73%Grade 9 math |
| Urban Aboriginal Alternate High SchoolOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 2.1 km | — |
| Immaculata High SchoolOttawa Catholic School Board | Catholic · grades 9–12 · French Immersion | 2.8 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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