- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 1,100–1,500sq ft
- Per sq ft
- $653at the range’s middle
- Lot
- 33 x 140 ft
- Tax a year
- $6,0622025 tax year
- Parking
- 81 detached
- Days on market
- Members
The brief
About 292 Loretta Ave
292 Loretta Ave is a 4-bedroom, 3-bathroom detached house in West Centre Town, Ottawa, listed for sale at an asking price of $849,500 (MLS® X14131998).
RARE OPPORTUNITY IN THE HEART OF LITTLE ITALY! Enjoy the best of urban living with exceptional outdoor space at 292 Loretta Avenue South! Nestled on a quiet street on an impressive 33 x 140 ft lot, this 4-bedroom, 3-bathroom detached home offers a finished basement, attached single-car garage and parking for up to 10 vehicles! The main floor features a living room, dining room, kitchen, two bedrooms and a convenient 2-piece bathroom. Both main floor bedrooms offer flexibility and can easily serve as a home office, den or guest room to suit your needs. Upstairs, discover two additional bedrooms and a 4-piece bathroom, complemented by cathedral ceilings and large windows that welcome an abundance of natural light. The finished basement provides additional living space with a family room, 4-piece bathroom, laundry area, storage and utility room. Flooring throughout includes wood, tile and carpet. Step outside to a spacious backyard featuring a large deck and plenty of room for outdoor entertaining, dining or relaxing. LOCATION IS EVERYTHING! Enjoy being just minutes from Preston Street's renowned restaurants and cafés, the scenic waterfront at Dow's Lake and the Trillium Bike Path, offering easy access to walking and cycling trails. With its generous lot, versatile layout and prime Little Italy location, this property offers an opportunity you won't want to miss!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall40/100−$881/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 75 detached homes with 4 bedrooms for lease in Ottawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,062 / 2025
- MLS® number
- X14131998
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 33 x 140 ft
- Listed on
- Parking
- 1 Detached, 8 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- West Centre Town
- Municipality
- Ottawa
Building
- Size
- 1100-1500 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 1pc Main, 1 × 4pc 2nd, 1 × 4pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 7
- Total Parking
- 8
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 33 ft
- Depth
- 140 ft
- Lot Size
- 33 x 140 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, stove, washer & dryer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 0.0 × 0.0 m | — | Main |
| Kitchen | 0.0 × 0.0 m | — | Main |
| Living | 0.0 × 0.0 m | — | Main |
| Primary | 0.0 × 0.0 m | — | Main |
| Br | 0.0 × 0.0 m | — | Main |
| Bathroom | 0.0 × 0.0 m | 2 Pc Bath | Main |
| Br | 0.0 × 0.0 m | — | 2nd |
| Br | 0.0 × 0.0 m | — | 2nd |
| Bathroom | 0.0 × 0.0 m | 4 Pc Bath | 2nd |
| Other | 0.0 × 0.0 m | — | Bsmt |
| Family | 0.0 × 0.0 m | — | Bsmt |
| Other | 0.0 × 0.0 m | — | Bsmt |
| Utility | 0.0 × 0.0 m | — | Bsmt |
Listing history
Buy/sell history for 292 Loretta Ave, Ottawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $849,500 | N/A | For Sale | X14131998 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $169,900
- Total mortgage amount
- $679,600
- Total interest payment
- $483,200
- Total purchase cost
- $1,332,700
- Mortgage payment
- $3,876/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
38%Monthly carrying cost
$4,381- Rent $3,500
- Shortfall $881
Rental income opens at $3,500, the median asking rent of 75 comparable homes for lease in Ottawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $13,465
- Total land transfer tax
- $13,465
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $9,465
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $849,500
- $8,990
- Ontario total
- $13,465
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 4,620 sq ft429 m²
- Street frontage
- 33 ft10.1 m
- Depth
- 140 ft42.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Rideau Valley Conservation Authority’s mapped regulated areaAt the address
- Not in the municipality’s mapped flood areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m16 test or monitoring holes also recorded.250 m
Rideau Valley Conservation Authority · Municipal flood mapping · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.9 km6.9 km
Province of Ontario open data
Around the home3
- Nearest rail line: 220 m220 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 240 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Public Works and Government Services Canada — Tunney's Pasture Central Heating and Cooling Plant, 2.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 23 federal contaminated sites within 1 km2 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro Ottawa LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: OmniTEC Wireless, PioneerWireless, Rogers, Storm Internet, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Rideau Valley Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in West Centre Town right now
- For sale now
- 12
- Median asking price
- $774K
- New in 7 days
- 4
- Price cuts
- 8%
Middle half: $637K to $903K
7 in 28 days
1 listing
This home is asking 10% above the median.
See all homes in West Centre TownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Dow's Lake | OC Transpo light rail: O-Train Line 2 | 300 m |
| Corso Italia | OC Transpo light rail: O-Train Line 2 | 750 m |
| Bayview | OC Transpo light rail: O-Train Line 1, O-Train Line 2 | 1.4 km |
| Pimisi | OC Transpo light rail: O-Train Line 1 | 1.7 km |
| Westboro | OC Transpo bus rapid transit: Transitway | 3.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| École élémentaire publique Louise-ArbourConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–8 | 250 m | 83%Grade 6 average |
| Devonshire Community Public SchoolOttawa-Carleton DSB | Public · grades JK–6 · French Immersion | 1 km | 85%Grade 6 average |
| École élémentaire catholique Saint-François-d'AssiseConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–6 | 1 km | 82%Grade 6 average |
| St Anthony Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 1 km | 86%Grade 3 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Glebe Collegiate InstituteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 1.3 km | 74%Grade 9 math |
| École secondaire catholique Saint-Jean-BaptisteConseil des écoles catholiques du Centre-Est | French-language Catholic · grades 9–12 | 1.6 km | — |
| Richard Pfaff Secondary Alternate SiteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 1.6 km | — |
| Immaculata High SchoolOttawa Catholic School Board | Catholic · grades 9–12 · French Immersion | 2.9 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in West Centre Town are shown to signed-in members.