104-360 Cumberland St
Lower Town/Byward Market, Ottawa, Ontario K1N 0B1
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 0–499sq ft
- Per sq ft
- $551at the range’s middle
- Tax a year
- $3,1972026 tax year
- Built
- 11-15
- Parking
- 11 underground
- Days on market
- Members
The brief
About 104-360 Cumberland St
104-360 Cumberland St is a 1-bedroom, 1-bathroom condo in Lower Town/Byward Market, Ottawa, listed for sale at an asking price of $274,900 (MLS® X13849386).
Welcome to 360 Lofts in Ottawa's ByWard Market, where smart urban living comes with an unexpected bonus: your own private outdoor retreat. This bright 1-bedroom condo offers modern finishes, large windows and a private terrace of over 226 sq. ft.-an exceptional amount of outdoor space for downtown Ottawa, perfect for morning coffee, summer dinners or simply having room to breathe. Inside, the efficient layout makes the most of the space, creating a comfortable home base in one of Ottawa's most walkable neighbourhoods. Underground parking, a private storage locker and bike storage add everyday convenience. From here, it's an easy walk to the ByWard Market, University of Ottawa, transit, restaurants, cafés, shopping and the many amenities of downtown Ottawa. Whether you're looking for your first home, a convenient Ottawa pied-à-terre or an investment in a highly connected urban location, this is a thoughtfully designed condo in the heart of it all. If you are looking for that minimalistic living in the middle of the action in the Byward Market this one may be the one!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even57/100−$53/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 13 condos with 1 bedroom for lease in Lower Town/Byward Market right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,197 / 2026
- MLS® number
- X13849386
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 11-15
- Days on market
- Size
- 0-499 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Lower Town/Byward Market
- Municipality
- Ottawa
Building
- Size
- 0-499 sqft
- Building Age
- 11-15
- Construction
- Alum Siding
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Baseboard
Additional
- Roof
- Flat
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Refrigerator, Stove, Dishwasher, Washer, Drying and stand up Freezer
- Condo maint.
- $432
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.09 × 5.26 m | — | Main |
| Kitchen | 2.22 × 2.29 m | — | Main |
| Primary | 2.62 × 2.56 m | Murphy Bed | Main |
| Bathroom | 1.49 × 2.66 m | — | Main |
Listing history
Buy/sell history for 104-360 Cumberland St, Ottawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $274,900 | N/A | For Sale | X13849386 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $54,980
- Total mortgage amount
- $219,920
- Total interest payment
- $156,580
- Total purchase cost
- $431,480
- Mortgage payment
- $1,255/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
23%Monthly carrying cost
$1,953- Rent $1,900
- Shortfall $53
Rental income opens at $1,900, the median asking rent of 13 comparable homes for lease in Lower Town/Byward Market. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $2,599
- Total land transfer tax
- $2,599
- First-time buyer rebates (Ontario up to $4,000)
- −$2,599
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $274,900
- $374
- Ontario total
- $2,599
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Rideau Valley Conservation Authority’s mapped regulated areaAt the address
- Not in the municipality’s mapped flood areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m37 test or monitoring holes also recorded.250 m
Rideau Valley Conservation Authority · Municipal flood mapping · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.5 km4.5 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 150 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Royal Canadian Mint — Ottawa, 870 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 16 federal contaminated sites within 1 km7 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro Ottawa LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: OmniTEC Wireless, Rogers, Storm Internet, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Rideau Valley Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Lower Town/Byward Market right now
- For sale now
- 59
- Median asking price
- $441K
- New in 7 days
- 1
- Price cuts
- 15%
Middle half: $337K to $647K
29 in 28 days
9 listings
This home is asking 38% below the median, lower than three quarters of them.
See all homes in Lower Town/Byward MarketAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Rideau | OC Transpo light rail: O-Train Line 1 | 400 m |
| uOttawa | OC Transpo light rail: O-Train Line 1 | 1.1 km |
| Parliament | OC Transpo light rail: O-Train Line 1 | 1.2 km |
| Lyon | OC Transpo light rail: O-Train Line 1 | 1.7 km |
| Lycée Claudel | OC Transpo bus rapid transit: Transitway | 3.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| York Street Public SchoolOttawa-Carleton DSB | Public · grades JK–8 · French Immersion | 550 m | 53%Grade 6 average |
| École élémentaire catholique Sainte-AnneConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–8 | 650 m | 87%Grade 6 average |
| École élémentaire publique FrancojeunesseConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 750 m | 90%Grade 6 average |
| St Brigid Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 2 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire publique De La SalleConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 700 m | 74%Grade 9 math |
| Lisgar Collegiate InstituteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 1 km | 73%Grade 9 math |
| Urban Aboriginal Alternate High SchoolOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 2 km | — |
| Immaculata High SchoolOttawa Catholic School Board | Catholic · grades 9–12 · French Immersion | 2.2 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Lower Town/Byward Market are shown to signed-in members.