1101-383 Cumberland St
Lower Town/Byward Market, Ottawa, Ontario K1N 1J7
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1,200–1,399sq ft
- Per sq ft
- $531at the range’s middle
- Tax a year
- $6,2702025 tax year
- Built
- 16-30
- Parking
- 11 underground
- Days on market
- Members
The brief
About 1101-383 Cumberland St
1101-383 Cumberland St is a 2-bedroom, 2-bathroom condo in Lower Town/Byward Market, Ottawa, listed for sale at an asking price of $689,900 (MLS® X13766222).
PH1101 is an unique bungalow in the sky, where light, space and understated elegance come together beautifully. With only two residences on the floor, this newly renovated 1,300 sq. ft. home offers remarkable privacy, stunning views and an extraordinary sense of openness.Imagine coming home as the afternoon light begins to soften. Classical music drifts quietly through the room, something wonderful is roasting in the oven, and a beautiful bottle of wine waits to be opened. Beyond the walls of glass, the sun slips slowly toward the horizon. Step onto the terrace, and simply watch the city change beneath your feet. Inside, warm oak floors, soaring ceilings and a beautiful kitchen create a setting that is refined without ever feeling formal. As daylight gives way to evening, the city begins to shimmer and the home takes on another mood-intimate, serene and quietly seductive. Here, entertaining begins long before the guests arrive-with fresh flowers, a beautiful bottle of wine, a little je ne sais quoi from the market and the simple pleasure of preparing it all. A home for lingering dinners and spontaneous gatherings, for slow Sunday mornings, sunset cocktails and evenings that need no occasion.And sometimes, home is simply where the evening begins. Its wonderfully central location makes it a natural gathering place-friends meet here for a cocktail before dinner, the opera, a festival or a night out. Then, with the city at your doorstep, you simply step outside and become part of it.Sophisticated urban living, with the rare luxury of coming home to a peaceful retreat above it all.À la fois chic et chaleureux, laissez-vous séduire par cette douce élégance où la lumière du jour cède lentement sa place aux lumières de la ville.
Insights
Condition Score
Good76/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall17/100−$2,137/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 condos with 2 bedrooms for lease in Lower Town/Byward Market right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,270 / 2025
- MLS® number
- X13766222
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 16-30
- Days on market
- Size
- 1200-1399 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Lower Town/Byward Market
- Municipality
- Ottawa
Building
- Size
- 1200-1399 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 2 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Foundation
- Concrete
- Roof
- Tar and Gravel
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- microwave, hood fan
- Condo maint.
- $1,316
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.57 × 4.88 m | Open Concept, Large Window, hardwood floor | Main |
| Dining | 4.57 × 3.66 m | Open Concept, Large Window | Main |
| Kitchen | 3.02 × 5.58 m | Modern Kitchen, Quartz Counter, Centre Island | Main |
| Bathroom | 1.52 × 2.84 m | 3 Pc Bath, Renovated | Main |
| Br | 3.54 × 4.27 m | Large Window, Large Closet, Closet Organizers | Main |
| Primary | 4.12 × 5.18 m | W/I Closet, Closet Organizers, Large Window | Main |
| Bathroom | 1.71 × 3.96 m | 3 Pc Ensuite, Renovated, Ceramic Floor | Main |
| Foyer | 2.1 × 2.96 m | Large Closet, West View, Open Concept | Main |
| Laundry | 1.52 × 0.91 m | — | Main |
Listing history
Buy/sell history for 1101-383 Cumberland St, Ottawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $689,900 | N/A | Pc | X13766222 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $137,980
- Total mortgage amount
- $551,920
- Total interest payment
- $392,480
- Total purchase cost
- $1,082,380
- Mortgage payment
- $3,148/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
74%Monthly carrying cost
$4,987- Rent $2,850
- Shortfall $2,137
Rental income opens at $2,850, the median asking rent of 9 comparable homes for lease in Lower Town/Byward Market. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,273
- Total land transfer tax
- $10,273
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,273
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $689,900
- $5,798
- Ontario total
- $10,273
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Rideau Valley Conservation Authority’s mapped regulated areaAt the address
- Not in the municipality’s mapped flood areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m50 test or monitoring holes also recorded.250 m
Rideau Valley Conservation Authority · Municipal flood mapping · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.5 km4.5 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 130 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Royal Canadian Mint — Ottawa, 920 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 14 federal contaminated sites within 1 km6 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro Ottawa LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: OmniTEC Wireless, Rogers, Storm Internet, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Rideau Valley Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in Lower Town/Byward Market right now
- For sale now
- 59
- Median asking price
- $441K
- New in 7 days
- 1
- Price cuts
- 15%
Middle half: $337K to $647K
29 in 28 days
9 listings
This home is asking 56% above the median, higher than three quarters of them.
See all homes in Lower Town/Byward MarketAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Rideau | OC Transpo light rail: O-Train Line 1 | 450 m |
| uOttawa | OC Transpo light rail: O-Train Line 1 | 1.1 km |
| Parliament | OC Transpo light rail: O-Train Line 1 | 1.2 km |
| Lyon | OC Transpo light rail: O-Train Line 1 | 1.8 km |
| Lycée Claudel | OC Transpo bus rapid transit: Transitway | 3.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| York Street Public SchoolOttawa-Carleton DSB | Public · grades JK–8 · French Immersion | 500 m | 53%Grade 6 average |
| École élémentaire catholique Sainte-AnneConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–8 | 600 m | 87%Grade 6 average |
| École élémentaire publique FrancojeunesseConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 700 m | 90%Grade 6 average |
| St Brigid Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 2 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire publique De La SalleConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades 9–12 | 700 m | 74%Grade 9 math |
| Lisgar Collegiate InstituteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 950 m | 73%Grade 9 math |
| Urban Aboriginal Alternate High SchoolOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 2 km | — |
| Immaculata High SchoolOttawa Catholic School Board | Catholic · grades 9–12 · French Immersion | 2.2 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Lower Town/Byward Market are shown to signed-in members.