408-540 Cambridge Street South St
West Centre Town, Ottawa, Ontario K1S 5N3
- Bedrooms
- 1
- Bathrooms
- 2
- Size
- 800–899sq ft
- Per sq ft
- $518at the range’s middle
- Tax a year
- $3,6822026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 408-540 Cambridge Street South St
408-540 Cambridge Street South St is a 1-bedroom, 2-bathroom condo in West Centre Town, Ottawa, listed for sale at an asking price of $439,900 (MLS® X13715448).
This well located 1 bedroom condo with a large den and 1.5 bathrooms offers comfortable living in the heart of Ottawa. The den has a built in Murphy bed and can be used as a second bedroom. The spacious living area features a cozy fireplace, creating a warm and welcoming atmosphere. The kitchen is renovated, with a large sink, white subway tiles and newer appliances. The recently renovated bathroom adds a fresh, modern touch to the home. Ideally situated near Dow's Lake, Preston Street and the Glebe, you'll have easy access to parks, public transit/highways, the hospital, shopping, restaurants, cafés, and everyday amenities. Convenient transportation options make commuting and getting around the city a breeze. With a practical layout and a highly desirable central location, this home is an excellent opportunity for those looking to enjoy convenience, connectivity, and all that Ottawa has to offer. The building is pet friendly(small dogs under 25lbs) and wheel chair accessible.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall38/100−$625/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 condos with 1 bedroom for lease in West Centre Town right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,682 / 2026
- MLS® number
- X13715448
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- West Centre Town
- Municipality
- Ottawa
Building
- Size
- 800-899 sqft
- Construction
- Other
Inside
- Bedrooms
- 1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 2pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Baseboard
Additional
- Fireplace
- Yes
- Den
- No
- Family room
- No
- Extras
- Stove, Refrigerator, Dishwasher, Microwave, Dryer, Washer, Murphy Bed
- Condo maint.
- $586
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.45 × 1.27 m | — | Main |
| Kitchen | 2.83 × 2.43 m | — | Main |
| Laundry | 2.32 × 1.32 m | — | Main |
| Den | 2.65 × 3.17 m | — | Main |
| Living | 2.92 × 6.31 m | — | Main |
| Br | 3.8 × 3.79 m | — | Main |
| Dining | 3.21 × 3.93 m | — | Main |
| Bathroom | 1.49 × 2.27 m | — | Main |
Listing history
Buy/sell history for 408-540 Cambridge Street South St, Ottawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $439,900 | N/A | For Sale | X13715448 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $87,980
- Total mortgage amount
- $351,920
- Total interest payment
- $250,180
- Total purchase cost
- $690,080
- Mortgage payment
- $2,007/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
45%Monthly carrying cost
$2,900- Rent $2,275
- Shortfall $625
Rental income opens at $2,275, the median asking rent of 10 comparable homes for lease in West Centre Town. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $5,273
- Total land transfer tax
- $5,273
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,273
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $439,900
- $798
- Ontario total
- $5,273
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Rideau Valley Conservation Authority’s mapped regulated areaAt the address
- Not in the municipality’s mapped flood areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m25 test or monitoring holes also recorded.250 m
Rideau Valley Conservation Authority · Municipal flood mapping · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.9 km6.9 km
Province of Ontario open data
Around the home3
- Nearest rail line: 730 m730 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 50 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Public Works and Government Services Canada — Cliff Central Heating and Cooling Plant, 2.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 14 federal contaminated sites within 1 km1 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro Ottawa LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: OmniTEC Wireless, PioneerWireless, Rogers, Storm Internet, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Rideau Valley Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.
The market
Condos for sale in West Centre Town right now
- For sale now
- 57
- Median asking price
- $440K
- New in 7 days
- 7
- Price cuts
- 26%
Middle half: $350K to $529K
16 in 28 days
15 listings
This home is asking at the median.
See all homes in West Centre TownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Dow's Lake | OC Transpo light rail: O-Train Line 2 | 700 m |
| Corso Italia | OC Transpo light rail: O-Train Line 2 | 1 km |
| Pimisi | OC Transpo light rail: O-Train Line 1 | 1.7 km |
| Carleton | OC Transpo light rail: O-Train Line 2 | 1.8 km |
| Riverside | OC Transpo bus rapid transit: Transitway | 2.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Anthony Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 800 m | 86%Grade 3 average |
| Corpus Christi Catholic Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 850 m | 74%Grade 6 average |
| Mutchmor Public SchoolOttawa-Carleton DSB | Public · grades JK–6 · French Immersion | 850 m | 92%Grade 6 average |
| École élémentaire publique Louise-ArbourConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–8 | 1.1 km | 83%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Glebe Collegiate InstituteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 350 m | 74%Grade 9 math |
| Richard Pfaff Secondary Alternate SiteOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 1 km | — |
| École secondaire catholique Saint-Jean-BaptisteConseil des écoles catholiques du Centre-Est | French-language Catholic · grades 9–12 | 1.4 km | — |
| Immaculata High SchoolOttawa Catholic School Board | Catholic · grades 9–12 · French Immersion | 2 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in West Centre Town are shown to signed-in members.