78 Insmill Cres
Kanata - Kanata Lakes/Heritage Hills, Ottawa, Ontario K2T 1G4
- Bedrooms
- 4+1
- Bathrooms
- 4
- Size
- 2,500–3,000sq ft
- Per sq ft
- $382at the range’s middle
- Lot
- 42.93 x 129.45 ft
- Tax a year
- $6,4002026 tax year
- Built
- 16-30
- Parking
- 62 attached
- Days on market
- Members
The brief
About 78 Insmill Cres
78 Insmill Cres is a 4+1-bedroom, 4-bathroom detached house in Kanata - Kanata Lakes/Heritage Hills, Ottawa, listed for sale at an asking price of $1,049,900 (MLS® X13804478).
Welcome to this award-winning model nestled in the highly desirable Kanata Lakes. This impressive 4+1 bedroom home offers a spacious and thoughtfully designed layout, combining elegant finishes, functional living spaces, and plenty of room for the whole family. From the moment you arrive, the covered front porch create a warm and inviting first impression. Step inside to a bright and welcoming foyer featuring 9-foot ceilings throughout the main level with the home offering just under 3500 sqft. The spacious layout offers a formal Living Room and entertainment-sized Dining Room, complemented by a comfortable Family Room with a cozy gas fireplace that flows seamlessly into the bright eat-in kitchen. A private main-floor office or den, complete with double French doors, provides an ideal space for working from home. Convenient main-floor laundry adds to the home's functional and family-friendly design. An elegant curved staircase, enhanced with oak hardwood flooring, leads to the upper level, where you will find four generously sized bedrooms. The spacious primary suite offers the comfort of his-and-her closets and a beautiful ensuite. Three additional large bedrooms and a well-appointed main bathroom provide plenty of space for family and guests. The finished lower level expands your living space even further, featuring a fifth bedroom, a built in dry bar, a large 3-piece bathroom, a spacious recreation and entertaining area, and ample storage-making it an ideal space for guests, extended family, or a growing household. Outside, escape to your private backyard, surrounded by mature hedging and complete with an expansive deck-perfect for summer barbecues, outdoor entertaining, or simply relaxing and enjoying the peaceful surroundings. This exceptional home offers the space, comfort, and lifestyle today's families are looking for. Book your tour today!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall35/100−$1,323/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 22 detached homes with 5 bedrooms for lease in Ottawa right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,400 / 2026
- MLS® number
- X13804478
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 42.93 x 129.45 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Kanata - Kanata Lakes/Heritage Hills
- Municipality
- Ottawa
Building
- Size
- 2500-3000 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 4+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc Bsmt, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 42.93 ft
- Depth
- 129.45 ft
- Lot Size
- 42.93 x 129.45 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Stove, Microwave, Wine Fridge, Electric Fireplace, Dry Bar, Dryer, Washer, Refrigerator, Dishwasher, Blinds/Window Coverings, All Light Fixtures.
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 78 Insmill Cres, Ottawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,049,900 | N/A | Pc | X13804478 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $209,980
- Total mortgage amount
- $839,920
- Total interest payment
- $597,080
- Total purchase cost
- $1,646,980
- Mortgage payment
- $4,790/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
42%Monthly carrying cost
$5,323- Rent $4,000
- Shortfall $1,323
Rental income opens at $4,000, the median asking rent of 22 comparable homes for lease in Ottawa. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $17,473
- Total land transfer tax
- $17,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $13,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,049,900
- $12,998
- Ontario total
- $17,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,557 sq ft516 m²
- Street frontage
- 42.93 ft13.1 m
- Depth
- 129.45 ft39.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Mississippi Valley Conservation’s mapped regulated areaAt the address
- Not in the municipality’s mapped flood areaAt the address
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 10.4 m.250 m
Mississippi Valley Conservation · Municipal flood mapping · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.3 km6.3 km
Province of Ontario open data
Around the home2
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 140 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Municipal transit open data · Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Dy4 Systems Inc. — Curtiss Wright Controls Embedded Computing, 2.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro Ottawa LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 110 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (110 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.110 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: PioneerWireless, Rogers, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Mississippi Valley Conservationor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.
The market
Detached homes for sale in Kanata - Kanata Lakes/Heritage Hills right now
- For sale now
- 11
- Median asking price
- $1.2M
- New in 7 days
- 1
- Price cuts
- 64%
Middle half: $1.05M to $1.59M
3 in 28 days
7 listings
This home is asking 12% below the median.
See all homes in Kanata - Kanata Lakes/Heritage HillsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Terry Fox | OC Transpo bus rapid transit: Transitway | 1.7 km |
| Teron | OC Transpo bus rapid transit: Transitway | 3.2 km |
| Innovation | OC Transpo bus rapid transit: Transitway | 3.5 km |
| Eagleson | OC Transpo bus rapid transit: Transitway | 3.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Kanata Highlands Public SchoolOttawa-Carleton DSB | Public · grades JK–6 · French Immersion | 300 m | 93%Grade 6 average |
| St. Gabriel Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 1.5 km | 97%Grade 6 average |
| École élémentaire catholique Saint-RémiConseil des écoles catholiques du Centre-Est | French-language Catholic · grades JK–6 | 1.8 km | 84%Grade 6 average |
| St. Isabel Catholic Elementary SchoolOttawa Catholic School Board | Catholic · grades JK–6 · French Immersion | 2 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| All Saints Catholic High SchoolOttawa Catholic School Board | Catholic · grades 9–12 · French Immersion | 1.1 km | 73%Grade 9 math |
| Holy Trinity Catholic High SchoolOttawa Catholic School Board | Catholic · grades 9–12 · French Immersion | 2 km | 66%Grade 9 math |
| Earl of March Secondary SchoolOttawa-Carleton DSB | Public · grades 9–12 · French Immersion | 2.9 km | 78%Grade 9 math |
| École secondaire catholique Paul-DesmaraisConseil des écoles catholiques du Centre-Est | French-language Catholic · grades 9–12 | 4.9 km | 80%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kanata - Kanata Lakes/Heritage Hills are shown to signed-in members.