286 Palmer Ave
Harding, Richmond Hill, Ontario L4C 1P3
- Bedrooms
- 2+3
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $1,278at the range’s middle
- Lot
- 50 x 100 ft
- Tax a year
- $7,1842026 tax year
- Parking
- 4none
- Days on market
- Members
The brief
About 286 Palmer Ave
286 Palmer Ave is a 2+3-bedroom, 2-bathroom detached house in Harding, Richmond Hill, listed for sale at an asking price of $1,150,000 (MLS® N13866228).
Welcome To This Beautifully Renovated Detached Bungalow, Ideally Located In Richmond Hill Near Bayview Ave. & Major Mackenzie Dr. Situated On A Generous 50' X 100' Lot, This 2+3 Bedroom, 2 Bathroom Home Has Been Extensively Updated From Top To Bottom, Offering A Turnkey Opportunity In An Established Neighbourhood Surrounded By New-Home Construction And Redevelopment.Completely Gutted And Renovated Approx. Two Years Ago, The Home Was Rebuilt With Care And Attention To Detail, Including Updates To The Interior Walls And Major Building Systems. The Renovations Were Approved And Inspected By The Municipality Of Richmond Hill. The Bright, Modern Interior Features A Stylish Kitchen With Soft-Close Cabinetry, Coordinating Bathroom Vanities, Energy-Efficient Windows And Rechargeable Electric Blinds. Additional Upgrades Include 200-Amp Electrical Service, Tankless Water Heater, Newer Furnace, Heat Pump Providing Central Heating And Cooling, Foam-Insulated Attic And A Roof Approx. Two Years Old.The Lower Level Adds Exceptional Versatility, With Three Additional Bedrooms, A Full Bathroom And Approx. 8' Ceiling Heights In Many Areas. While Currently Used As One Residence, The Home Was Designed With The Potential For Two Separate Living Spaces And Separate Entrances, Offering Flexibility For An Extended Family Or Other Future Uses, Subject To Municipal Requirements And Buyer Verification.Outside, Enjoy A Large Fully Fenced Backyard, Parking For Four Cars And An Insulated Approx. 16' X 10' Detached Garage Complete With Full Electrical Service And Its Own Panel. Conveniently Located Close To Shopping, Schools, Parks, Transit And Everyday Amenities, With Easy Access To Bayview Ave. And Major Mackenzie Dr. An Excellent Opportunity To Own A Fully Renovated Detached Home On A 50' X 100' Lot In The Heart Of Richmond Hill.
Insights
Condition Score
Good83/1003 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall42/100−$1,046/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 21 detached homes with 5 bedrooms for lease in Richmond Hill right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $7,184 / 2026
- MLS® number
- N13866228
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 50 x 100 ft
- Listed on
- Parking
- None, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Harding
- Municipality
- Richmond Hill
Building
- Size
- 700-1100 sqft
- Construction
- Brick
Inside
- Bedrooms
- 2+3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 100 ft
- Lot Size
- 50 x 100 ft
Additional
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Rangehood, Dishwasher, Washer, Dryer, All existing light fixtures, All existing window coverings.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.4 × 5.91 m | Tile Floor, Window | Main |
| Kitchen | 3.3 × 3.07 m | Quartz Counter, Pot Lights, Backsplash | Main |
| Br | 3.19 × 2.69 m | Laminate, Window, Double Closet | Main |
| Br | 2.84 × 4.24 m | Laminate, Double Closet, Window | Main |
| Br | 3.65 × 2.75 m | Laminate, Window, Pot Lights | Bsmt |
| Br | 3.51 × 3.87 m | Laminate, W/I Closet | Bsmt |
| Primary | 2.52 × 4.37 m | Laminate, Double Closet, Window | Bsmt |
| Rec | 3.67 × 3.7 m | Laminate | Bsmt |
Listing history
Buy/sell history for 286 Palmer Ave, Richmond Hill, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,150,000 | N/A | Pc | N13866228 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $230,000
- Total mortgage amount
- $920,000
- Total interest payment
- $654,100
- Total purchase cost
- $1,804,100
- Mortgage payment
- $5,247/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
36%Monthly carrying cost
$5,846- Rent $4,800
- Shortfall $1,046
Rental income opens at $4,800, the median asking rent of 21 comparable homes for lease in Richmond Hill. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $19,475
- Total land transfer tax
- $19,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $15,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,150,000
- $15,000
- Ontario total
- $19,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 5,000 sq ft465 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
- Groundwater recorded about 2.9 m below ground nearbyThe middle water level in the well records within 500 m (104 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.9 km3.9 km
Province of Ontario open data
Around the home1
- Nearest rail line: 190 m190 m
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Envirogard Products Limited — Envirogard Products Limitied, 500 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Dotto One, Rogers, telMAX. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Routcom, Vianet. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
The market
Detached homes for sale in Harding right now
- For sale now
- 19
- Median asking price
- $1.24M
- New in 7 days
- 0
- Price cuts
- 32%
Middle half: $1.03M to $3M
4 in 28 days
6 listings
This home is asking 7% below the median.
See all homes in HardingAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Richmond Hill GO | GO Transit train: Richmond Hill | 500 m |
| Yonge / Major Mackenzie | YRT bus rapid transit: Viva Blue | 1.1 km |
| Yonge / Weldrick | YRT bus rapid transit: Viva Blue | 1.5 km |
| Yonge / Crosby | YRT bus rapid transit: Viva Blue | 1.7 km |
| Yonge / 16th-Carrville | YRT bus rapid transit: Viva Blue | 2.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Joseph Catholic Elementary SchoolYork CDSB | Catholic · grades JK–8 | 450 m | 87%Grade 6 average |
| Walter Scott Public SchoolYork Region DSB | Public · grades JK–8 | 550 m | 62%Grade 6 average |
| Sixteenth Avenue Public SchoolYork Region DSB | Public · grades JK–8 | 1.6 km | 80%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-MarkhamConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 5.3 km | 95%Grade 3 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Bayview Secondary SchoolYork Region DSB | Public · grades 9–12 | 1.1 km | 91%Grade 9 math |
| École secondaire Norval-MorrisseauConseil scolaire Viamonde | French-language public · grades 9–12 | 1.7 km | 90%Grade 9 math |
| Our Lady Queen of the World CA High SchoolYork CDSB | Catholic · grades 9–12 · French Immersion | 1.8 km | 79%Grade 9 math |
| Alexander MacKenzie High SchoolYork Region DSB | Public · grades 9–12 | 1.9 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Harding are shown to signed-in members.