- Bedrooms
- 4+1
- Bathrooms
- 5
- Size
- 2,000–2,500sq ft
- Per sq ft
- $511at the range’s middle
- Lot
- 23.97 x 105.06 ft
- Tax a year
- $5,9922025 tax year
- Parking
- 31 built-in
- Days on market
- Members
The brief
About 78 Napanee St
78 Napanee St is a 4+1-bedroom, 5-bathroom freehold townhouse in Jefferson, Richmond Hill, listed for sale at an asking price of $1,150,000 (MLS® N14102418).
A rare and spacious end-unit townhome, offering the privacy and feel of a detached home at a townhouse price. This corner house is the gem of the block, with no shared walls (except garage), finished basement, wraparound yard, and within view of the school-bus stop. Brand new double doors open to a freshly painted, beautiful 4+1 bedroom, 5 bathroom home, over 2,800 sq. ft. of living space including the basement. The functional layout offers generous rooms, abundant natural light, office, den, dining room and an updated kitchen with all new appliances. Brand new quartz counters. Upstairs, 4 bedrooms provide ample space for the whole family. The main bedroom has a walk-in closet and a large ensuite bathroom with walk-in shower. The second bedroom also has an ensuite bathroom. A professionally-finished basement provides exceptional flexibility for a gym, studio, office, or in-law suite. Situated on a premium end lot, boasting a perennial flower garden in front, and a vast fenced-in yard, perfect for entertaining with space for kids to run. Located in the highly sought-after Jefferson community, you'll enjoy excellent schools, parks, trails, transit, shopping, restaurants, and convenient access to the Highways. In summer, stroll or bike to ponds and playgrounds, then stop for ice cream on the way home.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall40/100−$1,121/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 24 homes with 5 bedrooms for lease in Richmond Hill right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,992 / 2025
- MLS® number
- N14102418
- Board
- TRREB MLS®
- Property Type
- Att/Row/Twnhouse
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 23.97 x 105.06 ft
- Listed on
- Parking
- 1 Built-In, 3 Parking
Property details
Property
- Property Type
- Att/Row/Twnhouse
- Style
- 2-Storey
- Community
- Jefferson
- Municipality
- Richmond Hill
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4+1
- Bathrooms
- 5
- Bathroom Details
- 1 × 3pc Bsmt, 1 × 2pc Main, 1 × 4pc 2nd, 1 × 4pc 2nd, 1 × 5pc 2nd
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Built-In
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 23.97 ft
- Depth
- 105.06 ft
- Lot Size
- 23.97 x 105.06 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge, Oven/Stove, Dishwasher, Hood, Furnace, AC, Washer and Dryer, ELFs, Window Coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Family | 2.86 × 5.1 m | hardwood floor, Large Window | Main |
| Dining | 2.88 × 4.42 m | hardwood floor, Bay Window, O/Looks Frontyard | Main |
| Kitchen | 2.6 × 6.5 m | Tile Floor, Quartz Counter, W/O To Patio | Main |
| Living | 5.8 × 3.66 m | hardwood floor, Window, South View | Main |
| Powder Rm | 0.82 × 2.01 m | 2 Pc Bath | Main |
| Primary | 3.65 × 5.5 m | Broadloom, Window, 5 Pc Ensuite | Upper |
| Bathroom | 2.43 × 3.65 m | B/I Vanity, 5 Pc Bath, Window | Upper |
| 2nd Br | 2.74 × 3.65 m | Broadloom, 4 Pc Ensuite, Window | Upper |
| Bathroom | 3.5 × 2.13 m | 4 Pc Bath | Upper |
| 3rd Br | 2.74 × 3.65 m | Broadloom, Window | Upper |
| 4th Br | 2.6 × 3.6 m | Broadloom, Window | Upper |
Listing history
Buy/sell history for 78 Napanee St, Richmond Hill, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,150,000 | N/A | For Sale | N14102418 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $230,000
- Total mortgage amount
- $920,000
- Total interest payment
- $654,100
- Total purchase cost
- $1,804,100
- Mortgage payment
- $5,247/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
37%Monthly carrying cost
$5,746- Rent $4,625
- Shortfall $1,121
Rental income opens at $4,625, the median asking rent of 24 comparable homes for lease in Richmond Hill. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $19,475
- Total land transfer tax
- $19,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $15,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,150,000
- $15,000
- Ontario total
- $19,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,518 sq ft234 m²
- Street frontage
- 23.97 ft7.3 m
- Depth
- 105.06 ft32 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
- Groundwater recorded about 1.5 m below ground nearbyThe middle water level in the well records within 500 m (7 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity2
- Inside the Greenbelt (Oak Ridges Moraine Conservation Plan) and the Oak Ridges Moraine plan area (Settlement Area)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
- Nearest airport: 9.2 km9.2 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Routcom, Vianet. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
The market
Townhouses for sale in Jefferson right now
- For sale now
- 28
- Median asking price
- $1000K
- New in 7 days
- 8
- Price cuts
- 4%
Middle half: $957K to $1.1M
16 in 28 days
1 listing
This home is asking 15% above the median, higher than three quarters of them.
See all homes in JeffersonAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Yonge / 19th-Gamble | YRT bus rapid transit: Viva Blue | 2.1 km |
| Yonge / Jefferson Sideroad | YRT bus rapid transit: Viva Blue | 2.3 km |
| Bernard Terminal | YRT bus rapid transit: Viva Blue | 2.9 km |
| Yonge / Elgin Mills | YRT bus rapid transit: Viva Blue | 3.3 km |
| King City GO | GO Transit train: Barrie | 4.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Beynon Fields Public SchoolYork Region DSB | Public · grades JK–8 · French Immersion | 750 m | 96%Grade 6 average |
| St Marguerite D'Youville Catholic Elementary SchoolYork CDSB | Catholic · grades JK–8 · French Immersion | 1.1 km | 89%Grade 6 average |
| Moraine Hills Public SchoolYork Region DSB | Public · grades JK–8 | 1.3 km | 85%Grade 6 average |
| Académie de la MoraineConseil scolaire Viamonde | French-language public · grades JK–6 | 4.7 km | 87%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Theresa of Lisieux Catholic High SchoolYork CDSB | Catholic · grades 9–12 | 1.6 km | 91%Grade 9 math |
| Richmond Hill High SchoolYork Region DSB | Public · grades 9–12 | 2.7 km | 81%Grade 9 math |
| École secondaire Norval-MorrisseauConseil scolaire Viamonde | French-language public · grades 9–12 | 4.3 km | 90%Grade 9 math |
| King City Secondary SchoolYork Region DSB | Public · grades 9–12 · French Immersion | 4.3 km | 54%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Jefferson are shown to signed-in members.