- Bedrooms
- 4+1
- Bathrooms
- 4
- Size
- 2,000–2,500sq ft
- Per sq ft
- $666at the range’s middle
- Lot
- 50 x 144 ft
- Tax a year
- $6,7882025 tax year
- Parking
- 61 detached
- Days on market
- Members
The brief
About 97 Centre St
97 Centre St is a 4+1-bedroom, 4-bathroom detached house in Crosby, Richmond Hill, listed for sale at an asking price of $1,499,000 (MLS® N13023368).
Property nestled in a peaceful and safe family-friendly neighborhood, this stunning residence offers a rare combination of charm, character, and modern luxury. The open concept layout creates a seamless flow between rooms, making it ideal for both everyday living and entertaining. The kitchen is a chefs dream, with sleek countertops, and plenty of cabinet space for all your culinary tools. Combined with dining and living areas, making it easy to stay connected with guests or family members. Main floor high ceilings, gleaming floors, and large windows further enhance the airy feel of the home. One of the standout features of this property is its location. 2-minute walk to downtown Herat of Richmond Hill. Families will appreciate the proximity to top-rated schools and recreational parks, while commuters will love the convenience of being just moments away from major highways (404, 407 & 7) and public transportation options, including the nearby Go Station. Additionally, key facilities such as a hospital, police station, medical labs, local Art Centre, or needing convenient access to schools, parks, shopping, and a variety of amenities, everything is within easy reach and easy access to essential services. Your Own Private Backyard Oasis Step outside into the backyard, where you'll find your own private retreat. Surrounded by mature trees, this outdoor sanctuary is perfect for relaxing, entertaining, or enjoying nature in the comfort of your own home. A spacious terrace wraps around the house, offering plenty of room for outdoor dining, lounging, or hosting gatherings with family and friends. The large, serene backyard also features a hot tub, allowing you to unwind and soak away the stresses of the day. Whether you want to enjoy a peaceful evening under the stars or cozy up by the wood-burning fireplace on a cool night, this backyard has everything you need to create lasting memories.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall25/100−$2,605/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 21 detached homes with 5 bedrooms for lease in Richmond Hill right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,788 / 2025
- MLS® number
- N13023368
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 50 x 144 ft
- Listed on
- Parking
- 1 Detached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Crosby
- Municipality
- Richmond Hill
Building
- Size
- 2000-2500 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 4+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 3pc 2nd, 1 × 4pc 2nd, 1 × 2pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Available, Private
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 5
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 144 ft
- Lot Size
- 50 x 144 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- 36" Gas Bosch Range, 36" Bosch Range Hood, 42" KitchenAid Fridge, Samsung Front Loading Washer & Dryer, 24" Dishwasher
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 11.42 × 23.26 m | Gas Fireplace, O/Looks Backyard, 2 Pc Bath | Main |
| Dining | 12.5 × 11.78 m | Window, Combined W/Dining, Pass Through | Main |
| Kitchen | 19.69 × 18.7 m | 2 Pc Bath, Open Concept, Walk-Out | Main |
| Family | 19.69 × 13.78 m | Fireplace, Double Doors, Window | Main |
| Breakfast | 19.69 × 18.7 m | Combined W/Family, Walk-Out, Window | Main |
| Office | 0.0 × 0.0 m | Window, O/Looks Backyard, Laminate | Main |
| Primary | 12.73 × 18.37 m | W/I Closet, carpet free, 3 Pc Ensuite | 2nd |
| 2nd Br | 11.32 × 11.81 m | B/I Closet, Large Window, Vinyl Floor | 2nd |
| 3rd Br | 11.15 × 11.42 m | B/I Closet, Large Window, Vinyl Floor | 2nd |
| 4th Br | 13.88 × 12.8 m | W/I Closet, Large Window, Vinyl Floor | 2nd |
| Rec | 12.01 × 15.65 m | — | Bsmt |
| Utility | 12.07 × 13.78 m | — | Bsmt |
| Laundry | 6.5 × 10.56 m | — | Bsmt |
Listing history
Buy/sell history for 97 Centre St, Richmond Hill, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,499,000 | N/A | Pc | N13023368 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $299,800
- Total mortgage amount
- $1,199,200
- Total interest payment
- $852,500
- Total purchase cost
- $2,351,500
- Mortgage payment
- $6,839/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
50%Monthly carrying cost
$7,405- Rent $4,800
- Shortfall $2,605
Rental income opens at $4,800, the median asking rent of 21 comparable homes for lease in Richmond Hill. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $26,455
- Total land transfer tax
- $26,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $22,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,499,000
- $21,980
- Ontario total
- $26,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 7,200 sq ft669 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 144 ft43.9 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m14 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.7 m below ground nearbyThe middle water level in the well records within 500 m (69 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.9 km4.9 km
Province of Ontario open data
Around the home1
- Nearest rail line: 390 m390 m
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 3 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Magna Exteriors Inc. — Rollstamp - 254 Centre Street, 580 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 80 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (80 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.80 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Dotto One, Rogers, telMAX. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Routcom, Vianet. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
The market
Detached homes for sale in Crosby right now
- For sale now
- 23
- Median asking price
- $1.25M
- New in 7 days
- 2
- Price cuts
- 17%
Middle half: $1.07M to $1.44M
7 in 28 days
4 listings
This home is asking 20% above the median, higher than three quarters of them.
See all homes in CrosbyAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Yonge / Crosby | YRT bus rapid transit: Viva Blue | 550 m |
| Richmond Hill GO | GO Transit train: Richmond Hill | 700 m |
| Yonge / Major Mackenzie | YRT bus rapid transit: Viva Blue | 850 m |
| Yonge / Elgin Mills | YRT bus rapid transit: Viva Blue | 1.5 km |
| Yonge / Weldrick | YRT bus rapid transit: Viva Blue | 1.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Walter Scott Public SchoolYork Region DSB | Public · grades JK–8 | 1 km | 62%Grade 6 average |
| Crosby Heights Public SchoolYork Region DSB | Public · grades JK–8 | 1.1 km | 70%Grade 6 average |
| St Mary Immaculate Catholic Elementary SchoolYork CDSB | Catholic · grades JK–8 | 1.5 km | 91%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-MarkhamConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 6.3 km | 95%Grade 3 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| École secondaire Norval-MorrisseauConseil scolaire Viamonde | French-language public · grades 9–12 | 600 m | 90%Grade 9 math |
| Alexander MacKenzie High SchoolYork Region DSB | Public · grades 9–12 | 1.3 km | 77%Grade 9 math |
| Bayview Secondary SchoolYork Region DSB | Public · grades 9–12 | 1.5 km | 91%Grade 9 math |
| Our Lady Queen of the World CA High SchoolYork CDSB | Catholic · grades 9–12 · French Immersion | 1.7 km | 79%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Crosby are shown to signed-in members.