- Bedrooms
- 3+1
- Bathrooms
- 5
- Size
- 2,000–2,500sq ft
- Per sq ft
- $889at the range’s middle
- Lot
- 15.5 x 75 ft
- Tax a year
- $11,0932025 tax year
- Parking
- 1none
- Days on market
- Members
The brief
About 102 Ulster St
102 Ulster St is a 3+1-bedroom, 5-bathroom semi-detached house in University, Toronto, listed for sale at an asking price of $1,999,900 (MLS® C14149378).
Discover Modern Living & Investment Potential at 102 Ulster Street! This custom-built, 3-storey semi in the sought-after University neighbourhood offers stylish interiors and a flexible layout appealing to families, professionals and investors. The bright, open-concept main floor features 10' ceilings, warm chevron hardwood and custom trimless linear lighting with specialty pinspot fixtures. Lutron switches with iPad, Siri and voice-assisted controls bring smart-home convenience to everyday living. The spacious chef's kitchen offers abundant storage, an oversized island and direct access to a private patio for outdoor dining and entertaining. Two generous second-floor bedrooms each feature their own ensuite and ample closet space, ideal for family, guests or shared living. The top-floor primary retreat offers a wet bar, large balcony with CN Tower views and a luxurious 5-piece ensuite. Downstairs, 8' ceilings, a versatile recreation room, an additional bedroom and a full bathroom provide room for extended family, a gym or home office, with potential for a future rental suite, subject to necessary approvals. Premium features include two furnaces, two A/C units, two HRV systems, in-floor basement heating and radiant heated floors in the primary and second-floor bathrooms. Close to schools, parks, shopping, theatres and places of worship. An opportunity to own a contemporary home with flexible living spaces and investment appeal in an established Toronto neighbourhood!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$6,098/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 43 semi-detached homes with 4 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $11,093 / 2025
- MLS® number
- C14149378
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 15.5 x 75 ft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 3-Storey
- Community
- University
- Municipality
- Toronto
Building
- Size
- 2000-2500 sqft
- Construction
- Stone
Inside
- Bedrooms
- 3+1
- Bathrooms
- 5
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 3pc 2nd, 1 × 5pc 3rd, 1 × 3pc Bsmt
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Lane
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 15.5 ft
- Depth
- 75 ft
- Lot Size
- 15.5 x 75 ft
Additional
- Roof
- Flat, Membrane
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Two Under Counter Wine Fridges / Mini Fridges, Window Coverings, All E.L.F'S, LG top load washer and dryer, Dacor range andrefrigerator, Bosch dishwasher, Tankless Water Heater
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 5.15 × 4.83 m | hardwood floor, Large Window, Combined W/Dining | Main |
| Dining | 3.42 × 3.86 m | hardwood floor, Open Concept, Combined W/Kitchen | Main |
| Kitchen | 4.38 × 4.83 m | hardwood floor, Stone Counter, Walk-Out | Main |
| Br | 3.26 × 3.13 m | 4 Pc Ensuite, hardwood floor, Closet | 2nd |
| Br | 4.3 × 3.27 m | 3 Pc Ensuite, Balcony, W/I Closet | 2nd |
| Br | 4.76 × 4.81 m | 5 Pc Ensuite, Balcony, W/I Closet | 3rd |
| Br | 2.92 × 2.39 m | Tile Floor, Window | Bsmt |
| Rec | 7.64 × 4.83 m | Tile Floor, W/O To Patio | Bsmt |
Listing history
Buy/sell history for 102 Ulster St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,999,900 | N/A | For Sale | C14149378 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $399,980
- Total mortgage amount
- $1,599,920
- Total interest payment
- $1,137,280
- Total purchase cost
- $3,137,180
- Mortgage payment
- $9,124/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
73%Monthly carrying cost
$10,048- Rent $3,950
- Shortfall $6,098
Rental income opens at $3,950, the median asking rent of 43 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $36,473
- Toronto municipal land transfer tax
- $36,473
- Total land transfer tax
- $72,946
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $64,471
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,999,900
- $31,998
- Ontario total
- $36,473
Toronto’s municipal tax uses the same brackets at this price, so it adds another $36,473.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,163 sq ft108 m²
- Street frontage
- 15.5 ft4.7 m
- Depth
- 75 ft22.9 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m7 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 71 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 3.1 km3.1 km
- Mapped parcel: about 1,750 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x848)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x848
Site-specific exception 848: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(848)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
6 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Closed
HVAC - To demolish existing semi-detached dwelling and construct new 3 storey semi-detached with a second unit in basement
Issued February 10, 2020
DemolitionClosed
To demolish existing semi-detached and construct new three storey semi-detached with one dwelling unit only
Issued February 5, 2020
Building Permit Related(PS)Closed
Plumbing - To demolish existing semi-detached dwelling and construct new 3 storey semi-detached with a second unit in basement
Issued February 3, 2020
New BuildingClosed
To demolish existing semi-detached dwelling and construct new semi-detached house. One dwelling unit only.
Issued February 3, 2020
Building Permit Related (DR)Closed
Drain - To demolish existing semi-detached dwelling and construct new 3 storey semi-detached with a second unit in basement
Issued February 3, 2020
UnknownClosed
Construct dormer additions at front and rear of 3rd floor level, make interior alterations, excavate and lower basement floor level, construct basement entrance at rear, construct detached garage at rear. see o.m.b. decision. 'injunction'
Issued July 29, 1998
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
736 BATHURST STOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment for a 40-storey mixed-use building containing 386 rental dwelling units and cultural/commercial space at-grade. The existing Bathurst Methodist Church will be retained.
430 m away452 BATHURST STSite planUnder Review
Site Plan Approval application to facilitate the redevelopment of the site for a 6-storey mixed-use building having a non-residential gross floor area of 365.70 square metres, and a residential gross floor area of 5,543.5 square metres. A total of 49 residential dwelling units are proposed. A Zoning By-law Amendment application is being processed concurrently. See 21 226193 STE 11 OZ.
520 m away309 AUGUSTA AVEOfficial plan or zoning amendmentUnder Review
Proposed six storey hotel with restaurant components containing 2194sqm of non-residential gross floor area. No parking is proposed.
610 m away508 SPADINA AVESite planUnder Review
Proposed nine-storey mixed-use building with a residential gross floor area of 8,213 square metres, including 109 affordable rental units, and a non-residential gross floor area of 3,185 square metres.
640 m away502 SPADINA AVESite planUnder Review
Proposed nine-storey mixed-use building with a residential gross floor area of 8,213 square metres, including 109 affordable rental units, and a non-residential gross floor area of 3,185 square metres.
650 m away425 BLOOR ST WSite planUnder Review
Proposal for a 30-storey building with retail units at grade along Bloor Street West. Overall, the proposal will introduce 472 residential units and 798 square metres of retail gross floor area.
750 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in University right now
- For sale now
- 9
- Median asking price
- $1.6M
- New in 7 days
- 2
- Price cuts
- 11%
Middle half: $1.48M to $1.93M
8 in 28 days
1 listing
This home is asking 25% above the median, higher than three quarters of them.
See all homes in UniversityAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Bathurst Station | TTC subway: Line 2 Bloor-Danforth | 750 m |
| Spadina Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 900 m |
| Christie Station | TTC subway: Line 2 Bloor-Danforth | 900 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.8 km |
| Forest Hill Station | TTC light rail: Line 5 Eglinton | 4.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| King Edward Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 200 m | 82%Grade 6 average |
| Kensington Community School School JuniorToronto DSB | Public · grades JK–6 | 450 m | 97%Grade 3 average |
| St Francis of Assisi Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 650 m | 80%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Central Technical SchoolToronto DSB | Public · grades 9–12 | 300 m | 34%Grade 9 math |
| Harbord Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 500 m | 77%Grade 9 math |
| Loretto College SchoolToronto CDSB | Catholic · grades 9–12 | 550 m | 40%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.5 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in University are shown to signed-in members.