- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $444at the range’s middle
- Tax a year
- $2,1022026 tax year
- Built
- 11-15
- Parking
- 0underground
- Days on market
- Members
The brief
About 313-1038 McNicoll Ave
313-1038 McNicoll Ave is a 1+1-bedroom, 1-bathroom condo in Steeles, Toronto, listed for sale at an asking price of $333,000 (MLS® E13875352).
Welcome to Vintage Garden 1! A Prestigious Life Lease Community For Independent Senior Living (55+). This Beautifully Maintained, Highly Functional 1-bedroom plus den (1+1) Suite Features Brand-new Vinyl Flooring, 9-Foot Ceilings, An Open-Concept Layout and Granite Countertop. The Spacious Den Includes A Large Window And Offers A Bright, Versatile Space For Home Office Or 2nd Bedroom, A Private Walk-out Balcony Showcases A Beautiful, Unobstructed View. Designed For Comfort And Peace Of Mind, The Suite Includes Senior-Friendly Safety Features In The Washroom. Enjoy A Secure, Worry-Free Lifestyle With Top-Tier Amenities, including 24-hour Security, An On-site Medical Clinic, Full-Service Dining, Shuttle Service, Social Programs, And Outdoor Gardens, A Perfect Blend Of Comfort, Convenience, And Vibrant Community Living!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall41/100−$459/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 10 homes with 2 bedrooms for lease in Steeles right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,102 / 2026
- MLS® number
- E13875352
- Board
- TRREB MLS®
- Property Type
- Leasehold Condo
- Building Age
- 11-15
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Leasehold Condo
- Style
- Multi-Level
- Community
- Steeles
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Building Age
- 11-15
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Foundation
- Concrete
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stove, Range Hood, Fridge, Dishwasher, Washer and Dryer, All Lighting Fixtures, All Window Coverings.
- Condo maint.
- $764
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.926 × 5.947 m | Combined W/Dining, Vinyl Floor, W/O To Balcony | Flat |
| Dining | 2.926 × 5.947 m | Combined W/Living, Open Concept, Vinyl Floor | Flat |
| Kitchen | 2.325 × 4.092 m | Vinyl Floor, Granite Counter, Breakfast Bar | Flat |
| Primary | 3.106 × 4.386 m | Vinyl Floor, W/I Closet, Large Window | Flat |
| Den | 2.155 × 2.605 m | Vinyl Floor, Large Window | Flat |
Listing history
Buy/sell history for 313-1038 McNicoll Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $333,000 | N/A | For Sale | E13875352 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $66,600
- Total mortgage amount
- $266,400
- Total interest payment
- $189,600
- Total purchase cost
- $522,600
- Mortgage payment
- $1,520/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
44%Monthly carrying cost
$2,459- Rent $2,000
- Shortfall $459
Rental income opens at $2,000, the median asking rent of 10 comparable homes for lease in Steeles. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $3,470
- Toronto municipal land transfer tax
- $3,470
- Total land transfer tax
- $6,940
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$6,940
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $333,000
- $1,245
- Ontario total
- $3,470
Toronto’s municipal tax uses the same brackets at this price, so it adds another $3,470.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m33 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 38 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 5.8 km5.8 km
- Mapped parcel: about 111,160 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is City of Toronto — Victoria Park Transfer Station, 420 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet2
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Fibre to the home, Cable, DSL internet listed for this areaFibre to the home: Bell, CIK Telecom, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.At the address
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Scarborough Employment District By-Law No. 24982 (Steeles)What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 2 open development applications within 800 m of this home.
3551 VICTORIA PARK AVESite planUnder Review
Site Plan approval application for a Place of Worship in an existing Single Family Dwelling. Concurrent rezoning application approved at the Ontario Muncipal Board May 1, 2012.
590 m away4100 GORDON BAKER RDSite planApplication Received
Site Plan Amendment in order to facilitate the relocation of an existing parking lot that will enable a return-to-work mandate for the Bank of Montreal¿s Scarborough Computer Complex (¿SCC¿)
710 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Steeles right now
- For sale now
- 26
- Median asking price
- $432K
- New in 7 days
- 3
- Price cuts
- 27%
Middle half: $364K to $528K
14 in 28 days
7 listings
This home is asking 23% below the median, lower than three quarters of them.
See all homes in SteelesAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Old Cummer GO | GO Transit train: Richmond Hill | 3.2 km |
| Milliken GO | GO Transit train: Stouffville | 3.3 km |
| Don Mills Station | TTC subway: Line 4 Sheppard | 3.6 km |
| Agincourt GO | GO Transit train: Stouffville | 4.7 km |
| Enterprise Blvd / Warden Av | YRT bus rapid transit: Viva Purple | 4.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; YRT schedule data (GTFS) from York Region Transit under the YRT Open Data Licence 2.0, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. Contains public transit Information made available under YRT's Open Data Licence.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sir Samuel B Steele Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 650 m | 79%Grade 6 average |
| Cherokee Public SchoolToronto DSB | Public · grades JK–5 · French Immersion | 900 m | 62%Grade 3 average |
| St Henry Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1 km | 91%Grade 6 average |
| École élémentaire Paul-DemersConseil scolaire Viamonde | French-language public · grades JK–6 | 3.7 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Dr Norman Bethune Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.4 km | 73%Grade 9 math |
| L'Amoreaux Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 1.5 km | 30%Grade 9 math |
| Msgr Fraser College (Northeast)Toronto CDSB | Catholic · grades 9–12 | 2.2 km | — |
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 6.7 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Steeles are shown to signed-in members.