509-12 YORK St
Waterfront Communities C1, Toronto, Ontario M5J 0A9
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 500–599sq ft
- Per sq ft
- $728at the range’s middle
- Tax a year
- $3,4452026 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About 509-12 YORK St
509-12 YORK St is a 1+1-bedroom, 1-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $399,900 (MLS® C14125686).
Location, Location, Location! Stunning 1 Bdrm + Den Condo Unit Located In The Heart Of Toronto! Approx 590 Sq Ft, 9 Ft Ceilings, Floor To Ceiling Windows, Lots Of Natural Light, Juliette Balcony With City Views, & Ensuite Laundry. Open Concept Combined Living/Dining/Kitchen Area Features Hardwood Floors, B/I Appliances, & Balcony Access. 4 Pc Ensuite Accessible Via The Bdrm & Den. Amenities include: Gym, Indoor Pool, Jacuzzi, Steam Room, Sauna, Party Lounge, & 24 Hr Security. Steps Away from Union Station, CN Tower, Scotiabank Arena, Harbourfront, Financial & Entertainment Districts, Shops, Restaurant, & More!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong77/100+$429/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 290 condos with 2 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,445 / 2026
- MLS® number
- C14125686
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 500-599 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 500-599 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Fan Coil
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $459
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 7.22 × 7.22 m | hardwood floor, Combined W/Dining, Juliette Balcony | Flat |
| Kitchen | 9.61 × 7.22 m | hardwood floor, Combined W/Dining, B/I Appliances | Flat |
| Br | 2.86 × 3.23 m | Broadloom, 4 Pc Ensuite, Large Window | Flat |
| Den | 2.59 × 2.83 m | hardwood floor, 4 Pc Ensuite | Flat |
| Bathroom | 1.46 × 2.27 m | Ceramic Floor, 4 Pc Ensuite, B/I Vanity | Flat |
Listing history
Buy/sell history for 509-12 YORK St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $399,900 | N/A | Sc | C14125686 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $79,980
- Total mortgage amount
- $319,920
- Total interest payment
- $227,580
- Total purchase cost
- $627,480
- Mortgage payment
- $1,825/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
1%Monthly carrying cost
$2,571- Carrying cost $2,571
- Surplus $429
Rental income opens at $3,000, the median asking rent of 290 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $4,474
- Toronto municipal land transfer tax
- $4,474
- Total land transfer tax
- $8,948
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,474
- Total for first-time buyers
- $474
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $399,900
- $2,249
- Ontario total
- $4,474
Toronto’s municipal tax uses the same brackets at this price, so it adds another $4,474.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
Zoning
Permit history
22 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Closed
HVAC - Proposal for interior alterations to provide exiting barrier free access at PATH connection interface at P1 level, convenience address is 14 York Street.
Issued June 17, 2020
Interior AlterationsClosed
Revision #1: interior layout changes
Issued May 29, 2020
Building Permit Related(MS)Cancelled
HVAC - Proposal for interior alterations to a ground floor commercial retail unit for a new tenant, tenant will occupy CRU #G003 & CRU #G004 [Mos Mos Coffee]
Completed January 11, 2021
Interior AlterationsCancelled
Proposal for interior alterations to a ground floor commercial retail unit for a new tenant, tenant will occupy CRU #G003 & CRU #G004 [Mos Mos Coffee]
Completed January 11, 2021
Building Permit Related(PS)Cancelled
Plumbing - Proposal for interior alterations to a ground floor commercial retail unit for a new tenant, tenant will occupy CRU #G003 & CRU #G004 [Mos Mos Coffee]
Completed January 11, 2021
Building Permit Related(MS)Closed
HVAC - Proposal for interior alterations for office space to existing mixed use building on level/unit G001. Convenience address is 14 York St.
Issued June 21, 2017
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alterations for office space to existing mixed use building on level/unit G001. Convenience address is 14 York St.
Issued June 21, 2017
Interior AlterationsClosed
Proposal for interior alterations for office space to existing mixed use building on level/unit G001. Convenience address is 14 York St.
Issued June 7, 2017
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
200 QUEENS QUAY WCondominiumUnder Review
*** Draft Plan of Condominium for 1482 units.
140 m away60 HARBOUR STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
280 m away255 BREMNER BLVDSite planUnder Review
Proposed amendment to the approved site plan application for the Hydro Station (File No. 11 229840 STE 20 SA) to make the temporary driveway access from Lower Simcoe into a permanent access for the site.
290 m away258 BREMNER BLVDSite planUnder Review
INACTIVE Revision to existing site plan agreement for changes to the exterior elevations, site details including gate and fencing work. Phase 1 of CN Tower lands re development - for new entertainment complex containing 3 storey Ripleys Aquarium Phase 1 consists of easterly portion of lands and construction of southerly portion of 2 storey aquarium.
330 m away30 BAY STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
340 m away292 BREMNER BLVDSite planUnder Review
INACTIVE Revision to existing site plan agreement for changes to the exterior elevations, site details including gate and fencing work. Phase 1 of CN Tower lands re development - for new entertainment complex containing 3 storey Ripleys Aquarium Phase 1 consists of easterly portion of lands and construction of southerly portion of 2 storey aquarium.
360 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 635
- Median asking price
- $630K
- New in 7 days
- 76
- Price cuts
- 21%
Middle half: $539K to $832K
257 in 28 days
133 listings
This home is asking 37% below the median, lower than three quarters of them.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 450 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 700 m |
| King Station | TTC subway: Line 1 Yonge-University | 850 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.1 km |
| Queen Station | TTC subway: Line 1 Yonge-University | 1.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1 km | 84%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 1.1 km | 83%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.2 km | 65%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.8 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| City SchoolToronto DSB | Public · grades 9–12 | 1.4 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.5 km | 96%Grade 9 math |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1.8 km | 8%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.3 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.