420-120 Homewood Ave
North St. James Town, Toronto, Ontario M4Y 2J3
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $1,021at the range’s middle
- Tax a year
- $3,3992026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 420-120 Homewood Ave
420-120 Homewood Ave is a 2-bedroom, 1-bathroom condo in North St. James Town, Toronto, listed for sale at an asking price of $765,000 (MLS® C14096102).
**** A unique loft for discerning taste at Tridel's Gold LEED certified Verve featuring soaring 10' smooth ceiling and a wide design allowing for plenty of light and versatile furniture set up. Overlooking the park, meticulously maintained by original Owner, offering a like-new feel. Perfectly positioned- nestled in the middle of the building, (away from elevators, stairs, chute) low traffic & quiet. **** The well-designed kitchen is sure to impress- featuring a large centre island with seating for four, abundant quality cabinetry, upgraded finishes, and a quartz countertop. Numerous other highlights: engineered hardwood flooring, custom Hunter Douglas blinds & custom drapery, upgraded closet doors, cornice mouldings, contemporary crystal light fixtures. 2nd bedroom sliding doors were removed - to allow for more open flow & versatility. Enjoy the outdoor space - a spacious balcony spanning the width of the unit, facing east & overlooking the park. ***The perks of a boutique building (quiet, low traffic, more privacy-exclusivity, unique layout & features) with the benefits of a larger building (excellent amenities, 24hrs concierge, lower maintenance fees) ***. ** Building amenities include: resort style rooftop outdoor pool with cabanas, BBQ areas, state of the art -bright & extensive gym, yoga studio, steam & dry saunas, billiard room, meeting room, dining & party room, bike storage, visitor parking.** Area Amenities: Steps to Rabba, Red Rocket, Wellesley/ Sherbourne bus can connect to Yonge or Bloor subway line. Close proximity to Yonge & Bloor, Yorkville, U of T, Queen's Park, numerous Hospitals (St. Michael's, Mount Sinai, Toronto General, Princess Margaret, UHN). Other nearby highlights: Allan Gardens, Riverdale park west, Rosedale Ravine Lands, bike paths, easy access to DVP. Prime P1 parking spot- steps to elevator. Convenient locker room also on P1-easy access location. *Photos reflect virtual staging/de-staging.
Insights
Condition Score
Good71/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall23/100−$1,621/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 22 condos with 2 bedrooms for lease in North St. James Town right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,399 / 2026
- MLS® number
- C14096102
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Loft
- Community
- North St. James Town
- Municipality
- Toronto
Building
- Size
- 700-799 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Fan Coil
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stainless Steel fridge with bottom freezer, stove, microwave rangehood, B/I Dishwasher. Front Load washer & dryer. 2 wall mounted TV's. All existing window coverings: Hunter Douglas blinds & custom drapery. All existing light fixtures.
- Condo maint.
- $647
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.25 × 5.49 m | Combined W/Dining, hardwood floor, W/O To Balcony | Flat |
| Dining | 3.25 × 5.49 m | Combined W/Living, hardwood floor | Flat |
| Kitchen | 2.44 × 3.51 m | Centre Island, hardwood floor, Stainless Steel Appl | Flat |
| Breakfast | 2.82 × 2.21 m | O/Looks Park, O/Looks Park, East View | Flat |
| Primary | 3.0 × 3.22 m | O/Looks Park, hardwood floor, Large Closet | Flat |
| 2nd Br | 3.05 × 2.74 m | hardwood floor, Large Closet | Flat |
Listing history
Buy/sell history for 420-120 Homewood Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $765,000 | N/A | For Sale | C14096102 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $153,000
- Total mortgage amount
- $612,000
- Total interest payment
- $435,300
- Total purchase cost
- $1,200,300
- Mortgage payment
- $3,491/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
57%Monthly carrying cost
$4,421- Rent $2,800
- Shortfall $1,621
Rental income opens at $2,800, the median asking rent of 22 comparable homes for lease in North St. James Town. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $11,775
- Toronto municipal land transfer tax
- $11,775
- Total land transfer tax
- $23,550
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $15,075
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $765,000
- $7,300
- Ontario total
- $11,775
Toronto’s municipal tax uses the same brackets at this price, so it adds another $11,775.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m67 test or monitoring holes also recorded.250 m
- Groundwater recorded about 12.5 m below ground nearbyThe middle water level in the well records within 500 m (350 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 34 building permits issued within 250 m in the last 2 years250 m
- 34 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.8 km3.8 km
- Mapped parcel: about 45,880 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d2.5) (x7)By-law
569-2013Municipality
Toronto1 d2.5
Density: floor area is capped at 2.5 times the lot area.
2 x7
Site-specific exception 7: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(7)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
3 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Permit Issued
HVAC - Proposal for interior alterations to a vacant ground floor unit for new dry cleaners. (Unit #2)Convenience address is 152 Wellesley St. E.
Issued April 23, 2025
Building Permit Related(MS)Closed
HVAC - Permit for interior alterations to convert existing vacant space to retail / convenience store. Ground floor - Units 3 & 4. Rabba Fine Foods. CONVENIENCE AQDDRESS IS 148 Wellesley St E.
Issued May 14, 2010
Building Permit Related(PS)Refusal Notice
Plumbing - Proposal for interior alterations to a vacant ground floor unit for new dry cleaners. (Unit #2)Convenience address is 152 Wellesley St. E.
Applied January 6, 2010
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
4 EARL STSite planUnder Review
Site Plan Application to permit a 63-storey residential building including a total of 50,580.8 square metres of residential gross floor area which will result in a total of 730 total dwelling units.The proposal includes two (2) residential visitor parking spaces and zero (0) residential spaces.
170 m away6 EARL STSite planUnder Review
Site Plan Application to permit a 63-storey residential building including a total of 50,580.8 square metres of residential gross floor area which will result in a total of 730 total dwelling units.The proposal includes two (2) residential visitor parking spaces and zero (0) residential spaces.
180 m away8 EARL STSite planUnder Review
Site Plan Application to permit a 63-storey residential building including a total of 50,580.8 square metres of residential gross floor area which will result in a total of 730 total dwelling units.The proposal includes two (2) residential visitor parking spaces and zero (0) residential spaces.
180 m away2 EARL STSite planUnder Review
Site Plan Application to permit a 63-storey residential building including a total of 50,580.8 square metres of residential gross floor area which will result in a total of 730 total dwelling units.The proposal includes two (2) residential visitor parking spaces and zero (0) residential spaces.
180 m away120 EARL PLOfficial plan or zoning amendmentAppeal Received
Proposed 58-storey residential building containing 818 dwelling units (including 31 rental replacement units) and 96.8 square metres of retail space on the ground floor.
180 m away120 EARL PLSite planAppeal Received
Site Plan Control application for a 58-storey residential building containing 818 dwelling units (including 31 rental replacement units) and 96.8 square metres of retail space on the ground floor.
180 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in North St. James Town right now
- For sale now
- 40
- Median asking price
- $659K
- New in 7 days
- 2
- Price cuts
- 15%
Middle half: $527K to $798K
14 in 28 days
6 listings
This home is asking 16% above the median.
See all homes in North St. James TownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Sherbourne Station | TTC subway: Line 2 Bloor-Danforth | 550 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 600 m |
| Bloor-Yonge Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 900 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.4 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 200 m | 66%Grade 6 average |
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 450 m | 72%Grade 6 average |
| Rose Avenue Junior Public SchoolToronto DSB | Public · grades JK–6 | 450 m | 49%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.2 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 150 m | 34%Grade 9 math |
| Msgr Fraser College (Isabella Campus)Toronto CDSB | Catholic · grades 9–12 | 300 m | — |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 450 m | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 500 m | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in North St. James Town are shown to signed-in members.