420-121 St Patrick St
Kensington-Chinatown, Toronto, Ontario M5T 0B8
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,200–1,399sq ft
- Per sq ft
- $886at the range’s middle
- Parking
- 11 underground
- Days on market
- Members
The brief
About 420-121 St Patrick St
420-121 St Patrick St is a 3-bedroom, 2-bathroom condo in Kensington-Chinatown, Toronto, listed for sale at an asking price of $1,150,888 (MLS® C14129492).
Welcome to Artists' Alley at 121 St. Patrick Street! This spacious 3-bedroom, 2-bathroom suite on the 4th floor offers an impressive 1,236 sq. ft. of well-designed living space, featuring an open-concept living and dining area, a functional kitchen, and three generously sized bedrooms. Enjoy exceptional building amenities, including a rooftop outdoor pool and jacuzzi, fitness centre, yoga studio, party room, rooftop terrace, and 24-hour concierge. Ideally located in the heart of downtown Toronto at Dundas & University, just steps to St. Patrick Subway Station, OCAD University, the Art Gallery of Ontario, University of Toronto, Toronto Metropolitan University, major hospitals, and the Financial District. Explore nearby Eaton Centre, Chinatown, Kensington Market, and an excellent selection of restaurants, cafés, shopping, and entertainment. An outstanding opportunity to own a spacious suite in one of downtown Toronto's most vibrant and convenient neighbourhoods!
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall22/100−$2,455/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 condos with 3 bedrooms for lease in Kensington-Chinatown right now. Cost of owning counts the mortgage and the condo fee. This record states no property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- MLS® number
- C14129492
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 1200-1399 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Kensington-Chinatown
- Municipality
- Toronto
Building
- Size
- 1200-1399 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $1,154
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 4.08 × 7.34 m | Combined W/Dining, Combined W/Living | Main |
| Living | 4.08 × 7.34 m | Combined W/Dining, Combined W/Kitchen | Main |
| Dining | 4.08 × 7.34 m | Combined W/Kitchen, Combined W/Living | Main |
| Primary | 2.8 × 4.08 m | — | Main |
| 2nd Br | 2.74 × 3.01 m | — | Main |
| 3rd Br | 2.77 × 2.68 m | — | Main |
Listing history
Buy/sell history for 420-121 St Patrick St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,150,888 | N/A | For Sale | C14129492 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $230,178
- Total mortgage amount
- $920,710
- Total interest payment
- $654,590
- Total purchase cost
- $1,805,478
- Mortgage payment
- $5,251/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
57%Monthly carrying cost
$6,405- Rent $3,950
- Shortfall $2,455
Rental income opens at $3,950, the median asking rent of 8 comparable homes for lease in Kensington-Chinatown. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $19,493
- Toronto municipal land transfer tax
- $19,493
- Total land transfer tax
- $38,986
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $30,511
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,150,888
- $15,018
- Ontario total
- $19,493
Toronto’s municipal tax uses the same brackets at this price, so it adds another $19,493.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m61 test or monitoring holes also recorded.250 m
- Groundwater recorded about 9.2 m below ground nearbyThe middle water level in the well records within 500 m (217 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 94 building permits issued within 250 m in the last 2 years250 m
- 4 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.1 km2.1 km
- Mapped parcel: about 72,760 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 3 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 580 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR 4.0 (c2.0; r3.5) SS1 (x139)By-law
569-2013Municipality
Toronto1 4.0
Density: total floor area is capped at 4.0 times the lot area.
2 c2.0
Commercial floor area is capped at 2.0 times the lot area.
3 r3.5
Residential floor area is capped at 3.5 times the lot area.
4 x139
Site-specific exception 139: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(139)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
250 DUNDAS ST WPlan of subdivisionUnder Review
Draft Plan of Subdivision for 4 blocks.
150 m away250 DUNDAS ST WSite planUnder Review
INACTIVE Proposal for a 49-storey mixed-use building comprised of 441 residential dwelling units, including 26 affordable housing units. The proposal will have a non-residential gross floor area of 31,113 square metres, and a non-residential gross floor area of 15,399 square metres.
150 m away206 SIMCOE STOfficial plan or zoning amendmentUnder Review
Proposed development for the Canada Life Campus include: Retention of the existing office buildings with minor alterations at 330 University Avenue, 180 Simcoe Street, and 180 Queen Street West. Demolition of the office building and parking structure at 190 and 206 Simcoe Street. Construction of a 71-storey residential tower on the private open space to the north of the Canada Life Building (Tower A); Construction of two residential towers of 54 storeys (Tower B) and 25 storeys (Tower C) integrated with a multi-use podium element (West Block); Construction of a six-storey Amenity Pavilion to the east of 180 Simcoe Street. Overall, the proposed development includes 64,103 square metres of retained office space, 10,476 of new commercial space, and 114,383 square metres of residential space for 1,402 dwelling units.
180 m away190 SIMCOE STOfficial plan or zoning amendmentUnder Review
Proposed development for the Canada Life Campus include: Retention of the existing office buildings with minor alterations at 330 University Avenue, 180 Simcoe Street, and 180 Queen Street West. Demolition of the office building and parking structure at 190 and 206 Simcoe Street. Construction of a 71-storey residential tower on the private open space to the north of the Canada Life Building (Tower A); Construction of two residential towers of 54 storeys (Tower B) and 25 storeys (Tower C) integrated with a multi-use podium element (West Block); Construction of a six-storey Amenity Pavilion to the east of 180 Simcoe Street. Overall, the proposed development includes 64,103 square metres of retained office space, 10,476 of new commercial space, and 114,383 square metres of residential space for 1,402 dwelling units.
240 m away330 UNIVERSITY AVEOfficial plan or zoning amendmentUnder Review
Proposed development for the Canada Life Campus include: Retention of the existing office buildings with minor alterations at 330 University Avenue, 180 Simcoe Street, and 180 Queen Street West. Demolition of the office building and parking structure at 190 and 206 Simcoe Street. Construction of a 71-storey residential tower on the private open space to the north of the Canada Life Building (Tower A); Construction of two residential towers of 54 storeys (Tower B) and 25 storeys (Tower C) integrated with a multi-use podium element (West Block); Construction of a six-storey Amenity Pavilion to the east of 180 Simcoe Street. Overall, the proposed development includes 64,103 square metres of retained office space, 10,476 of new commercial space, and 114,383 square metres of residential space for 1,402 dwelling units.
260 m away17 ST PATRICK STOfficial plan or zoning amendmentUnder Review
Proposed development for the Canada Life Campus include: Retention of the existing office buildings with minor alterations at 330 University Avenue, 180 Simcoe Street, and 180 Queen Street West. Demolition of the office building and parking structure at 190 and 206 Simcoe Street. Construction of a 71-storey residential tower on the private open space to the north of the Canada Life Building (Tower A); Construction of two residential towers of 54 storeys (Tower B) and 25 storeys (Tower C) integrated with a multi-use podium element (West Block); Construction of a six-storey Amenity Pavilion to the east of 180 Simcoe Street. Overall, the proposed development includes 64,103 square metres of retained office space, 10,476 of new commercial space, and 114,383 square metres of residential space for 1,402 dwelling units.
270 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Kensington-Chinatown right now
- For sale now
- 83
- Median asking price
- $650K
- New in 7 days
- 11
- Price cuts
- 24%
Middle half: $519K to $862K
32 in 28 days
20 listings
This home is asking 77% above the median, higher than three quarters of them.
See all homes in Kensington-ChinatownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St Patrick Station | TTC subway: Line 1 Yonge-University | 200 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 350 m |
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 700 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 750 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Beverley SchoolToronto DSB | Public · grades JK–8 | 550 m | — |
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 600 m | 72%Grade 6 average |
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 1 km | 99%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.5 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 400 m | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 550 m | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1 km | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Kensington-Chinatown are shown to signed-in members.