- Bedrooms
- 2+1
- Bathrooms
- 2
- Size
- 700–1,100sq ft
- Per sq ft
- $778at the range’s middle
- Lot
- 25 x 100 ft
- Tax a year
- $3,0622025 tax year
- Parking
- 2none
- Days on market
- Members
The brief
About 122 Harding Blvd
122 Harding Blvd is a 2+1-bedroom, 2-bathroom detached house in Birchcliffe-Cliffside, Toronto, listed for sale at an asking price of $699,999 (MLS® E13689750).
Charming & Renovated Birch Cliff Village Bungalow! This Spacious Home Offers More Than Meets the Eye* Open-Concept Main Floor with Beautiful Cathedral Ceilings & Great Natural Light* Separate Side Entrance To A Fully Finished Basement With 3-Pc Bath & 3rd Bedroom* Ideal For First-Time Buyers, Families, Downsizers Or Those Seeking A Condo Alternative* Fantastic Location Close To The Bluffs, Excellent Schools, Community Centre, TTC & Kingston Rd Cafés & Shops* Easy Access To Downtown Toronto In Just 15 Minutes!*
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall43/100−$599/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 9 detached homes with 3 bedrooms for lease in Birchcliffe-Cliffside right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,062 / 2025
- MLS® number
- E13689750
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 25 x 100 ft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- Birchcliffe-Cliffside
- Municipality
- Toronto
Building
- Size
- 700-1100 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Bsmt
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 25 ft
- Depth
- 100 ft
- Lot Size
- 25 x 100 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Dryer, Fridge, Stove, Dishwasher, Washer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.9 × 4.9 m | Broadloom, Combined W/Dining | Main |
| Kitchen | 3.1 × 3.0 m | Laminate, B/I Appliances, Renovated | Main |
| Primary | 3.3 × 5.0 m | His/Hers Closets, O/Looks Backyard, Broadloom | Main |
| 2nd Br | 3.0 × 3.1 m | Broadloom | Main |
| Rec | 3.4 × 3.5 m | Broadloom | Bsmt |
| 3rd Br | 3.3 × 3.3 m | Broadloom | Bsmt |
Listing history
Buy/sell history for 122 Harding Blvd, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,999 | N/A | For Sale | E13689750 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $140,000
- Total mortgage amount
- $559,999
- Total interest payment
- $398,201
- Total purchase cost
- $1,098,200
- Mortgage payment
- $3,194/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
35%Monthly carrying cost
$3,449- Rent $2,850
- Shortfall $599
Rental income opens at $2,850, the median asking rent of 9 comparable homes for lease in Birchcliffe-Cliffside. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,475
- Toronto municipal land transfer tax
- $10,475
- Total land transfer tax
- $20,950
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $12,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,999
- $6,000
- Ontario total
- $10,475
Toronto’s municipal tax uses the same brackets at this price, so it adds another $10,475.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,500 sq ft232 m²
- Street frontage
- 25 ft7.6 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m5 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 22 building permits issued within 250 m in the last 2 years250 m
- 1 open development application within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Mapped parcel: about 2,560 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 520 m520 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Tradition Fine Foods Ltd., 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f7.5) (x1218)By-law
569-2013Municipality
Toronto1 f7.5
Frontage: at least 7.5 m.
2 x1218
Site-specific exception 1218: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(1218)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
1711 KINGSTON RDSite planUnder Review
The Site Plan Application proposes to demolish the existing 4-storey (18 rental units) apartment building in order to redevelop the subject lands with a 7-storey apartment building with 60 units (gross floor area of 3,967 sq. m.) and below grade parking.
170 m away1625-1641 KINGSTON RDSite planUnder Review
Site Plan Control application for a nine-storey mixed-use building with commercial on the ground floor and residential above. A four-storey standalone rental building is also proposed fronting Birchcliff Avenue.
300 m away52 BIRCHCLIFF AVESite planUnder Review
Site Plan Control application for a nine-storey mixed-use building with commercial on the ground floor and residential above. A four-storey standalone rental building is also proposed fronting Birchcliff Avenue.
310 m away50 BIRCHCLIFF AVESite planUnder Review
Site Plan Control application for a nine-storey mixed-use building with commercial on the ground floor and residential above. A four-storey standalone rental building is also proposed fronting Birchcliff Avenue.
320 m away1617 KINGSTON RDSite planUnder Review
Site Plan Control application for a nine-storey mixed-use building with commercial on the ground floor and residential above. A four-storey standalone rental building is also proposed fronting Birchcliff Avenue.
350 m away1615 KINGSTON RDSite planUnder Review
Site Plan Control application for a nine-storey mixed-use building with commercial on the ground floor and residential above. A four-storey standalone rental building is also proposed fronting Birchcliff Avenue.
370 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Birchcliffe-Cliffside right now
- For sale now
- 57
- Median asking price
- $1.27M
- New in 7 days
- 5
- Price cuts
- 19%
Middle half: $879K to $1.7M
25 in 28 days
11 listings
This home is asking 45% below the median, lower than three quarters of them.
See all homes in Birchcliffe-CliffsideAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Victoria Park Station | TTC subway: Line 2 Bloor-Danforth | 2 km |
| Warden Station | TTC subway: Line 2 Bloor-Danforth | 2.4 km |
| Scarborough GO | GO Transit train: Lakeshore East | 2.7 km |
| Danforth GO | GO Transit train: Lakeshore East | 3 km |
| Birchmount Station | TTC light rail: Line 5 Eglinton | 4.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Immaculate Heart of Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 200 m | 83%Grade 6 average |
| Birch Cliff Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 200 m | 69%Grade 6 average |
| Birch Cliff Heights Public SchoolToronto DSB | Public · grades JK–8 | 1 km | 67%Grade 6 average |
| ÉÉC Georges-Étienne-CartierConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 4.8 km | 84%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Birchmount Park Collegiate InstituteToronto DSB | Public · grades 9–12 | 600 m | 35%Grade 9 math |
| Neil McNeil High SchoolToronto CDSB | Catholic · grades 9–12 | 2.2 km | 69%Grade 9 math |
| Malvern Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 2.6 km | 78%Grade 9 math |
| ÉSC Père-Philippe-LamarcheConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 5.4 km | 55%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Birchcliffe-Cliffside are shown to signed-in members.