- Bedrooms
- 4+2
- Bathrooms
- 8
- Size
- 2,500–3,000sq ft
- Per sq ft
- $782at the range’s middle
- Lot
- 25.33 x 124.78 ft
- Tax a year
- $10,9042025 tax year
- Parking
- 5none
- Days on market
- Members
The brief
About 124 Baldwin St
124 Baldwin St is a 4+2-bedroom, 8-bathroom semi-detached house in Kensington-Chinatown, Toronto, listed for sale at an asking price of $2,150,000 (MLS® C13866612).
Excellent Investment Property, Downtown Toronto Steps To U Of T, Chinatown And Hospital Row. 8 Self Contained Units With Zero Vacancies And Huge Upside Potential. Long Standing Tenants, Ideal For Owner/Operator With Long Term Vision. Current Net Well Over $100k, $145k Gross, Easy 20% Upside Without Reno. Pictures Taken When Vacant. End Of Row Attached With Wide Side Yard.Ample Parking Via Lane (5 Spots). Motivated Sellers.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall16/100−$4,718/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 60 homes with 6 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $10,904 / 2025
- MLS® number
- C13866612
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 25.33 x 124.78 ft
- Listed on
- Parking
- None, 5 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2 1/2 Storey
- Community
- Kensington-Chinatown
- Municipality
- Toronto
Building
- Size
- 2500-3000 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 4+2
- Bathrooms
- 8
- Bathroom Details
- 6 × 3pc Upper, 2 × 3pc Lower
- Basement Type
- Separate Entrance
- Kitchens
- 6
Parking
- Driveway
- Lane
- Garage Type
- None
- Additional Parking
- 5
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Water
Land
- Sewer
- Sewers
- Frontage
- 25.33 ft
- Depth
- 124.78 ft
- Lot Size
- 25.33 x 124.78 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- All Existing Appliances, Recent Heating System, Coin Operated Washer & Dryer, Owned Hot Water Tank.
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 124 Baldwin St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,150,000 | N/A | For Sale | C13866612 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $430,000
- Total mortgage amount
- $1,720,000
- Total interest payment
- $1,222,700
- Total purchase cost
- $3,372,700
- Mortgage payment
- $9,809/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
58%Monthly carrying cost
$10,718- Rent $6,000
- Shortfall $4,718
Rental income opens at $6,000, the median asking rent of 60 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $40,225
- Toronto municipal land transfer tax
- $40,225
- Total land transfer tax
- $80,450
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $71,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,150,000
- $3,750
- Ontario total
- $40,225
Toronto’s municipal tax uses the same brackets at this price, so it adds another $40,225.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Street frontage
- 25.33 ft7.7 m
- Depth
- 124.78 ft38 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record.
Heritage and ravine protection
- On the Heritage Register — Listed
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (f4.5; d1.0) (x835)By-law
569-2013Municipality
Toronto1 f4.5
Frontage: at least 4.5 m.
2 d1.0
Density: floor area is capped at 1.0 times the lot area.
3 x835
Site-specific exception 835: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(835)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
2 building permits cleared at this address in the City’s file.
Install/Alter Plumbing - onlyClosed - Dormant
Install fix. bsmt: 3 fl.dr, 1 wash/mach, 1 laundry tub, 1 w.c., 1 tub, 1 w.b, 1 kit sink ---cost incl.under file #98-408935
Issued August 8, 2000
UnknownClosed
Make interior alterations, build decks at front, side and rear, and excavate the rear portion of the basement for boiler room, laundry room and storage room purposes. see c. of a. and o.m.b. decisions /lm
Issued March 2, 1998
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
309 AUGUSTA AVEOfficial plan or zoning amendmentUnder Review
Proposed six storey hotel with restaurant components containing 2194sqm of non-residential gross floor area. No parking is proposed.
390 m away502 SPADINA AVESite planUnder Review
Proposed nine-storey mixed-use building with a residential gross floor area of 8,213 square metres, including 109 affordable rental units, and a non-residential gross floor area of 3,185 square metres.
440 m away74 HENRY STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
440 m away199 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
440 m away76 HENRY STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
440 m away197 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
440 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in Kensington-Chinatown right now
- For sale now
- 14
- Median asking price
- $1.6M
- New in 7 days
- 0
- Price cuts
- 29%
Middle half: $1.48M to $1.95M
7 in 28 days
4 listings
This home is asking 35% above the median, higher than three quarters of them.
See all homes in Kensington-ChinatownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 800 m |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 800 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1 km |
| Museum Station | TTC subway: Line 1 Yonge-University | 1.3 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Beverley SchoolToronto DSB | Public · grades JK–8 | 200 m | — |
| Lord Lansdowne Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 500 m | 88%Grade 6 average |
| St Mary Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 1.2 km | 75%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.4 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Subway Academy IIToronto DSB | Public · grades 9–12 | 200 m | — |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 300 m | 8%Grade 9 math |
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 1.3 km | 66%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.9 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Kensington-Chinatown are shown to signed-in members.