442-15 Merchants' Wharf
Waterfront Communities C8, Toronto, Ontario M5A 0N8
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,000–1,199sq ft
- Per sq ft
- $954at the range’s middle
- Tax a year
- $6,0332026 tax year
- Built
- 6-10
- Parking
- 11 underground
- Days on market
- Members
The brief
About 442-15 Merchants' Wharf
442-15 Merchants' Wharf is a 3-bedroom, 2-bathroom condo in Waterfront Communities C8, Toronto, listed for sale at an asking price of $1,049,000 (MLS® C13872202).
Life is better on the lake! Welcome to this stunning SW corner suite in Aqualina by Tridel, where luxury waterfront meets everyday comfort. At just under 1100 sq ft, this bright and airy 3 bed, 2 bath condo is a rare find, with generously sized rooms, water views, and an abundance of natural light throughout. The spacious primary retreat features a walk-in closet and ensuite, while the 2nd and 3rd bedrooms offer exceptional flexibility. One is wrapped in corner windows, and the other features custom built-ins, making it the perfect home office. The sleek kitchen with integrated appliances flows effortlessly into an open-concept living and dining area, creating a space that's perfect to entertain and enjoy. Step onto your private balcony and soak in unobstructed Lake views, the perfect backdrop for your morning coffee or evening sunset. Residents of this LEED-certified building enjoy resort-style amenities including a rooftop pool and garden, gym, spin studio, party room, concierge, EV charger stations and guest suites. Beanfield internet is included too! Just steps from Sugar Beach, the waterfront, transit, Loblaws, Shoppers Drug Mart, cafes, and restaurants, with quick access to Union Station, St. Lawrence Market, the Gardiner, and the DVP. Includes parking and locker - this is waterfront living, without compromise.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall25/100−$2,178/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 26 condos with 3 bedrooms for lease in Waterfront Communities C8 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,033 / 2026
- MLS® number
- C13872202
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- 6-10
- Days on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C8
- Municipality
- Toronto
Building
- Size
- 1000-1199 sqft
- Building Age
- 6-10
- Construction
- Concrete
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Flat, 1 × 3pc Flat
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Heat Pump
Additional
- Fireplace
- No
- Den
- Yes
- Family room
- Yes
- Extras
- All ELFS and window coverings. All existing appliances: stainless steel stove and microwave, built-in dishwasher, fridge, and cooktop. Stacked washer and dryer. Black shelves and slate wall detail in living room.
- Condo maint.
- $989
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.13 × 2.44 m | B/I Appliances, Stainless Steel Appl, Stone Counter | Flat |
| Living | 4.88 × 3.05 m | Window Flr to Ceil, Combined W/Dining, W/O To Balcony | Flat |
| Foyer | 0.0 × 0.0 m | Large Closet, Laminate | Flat |
| Bathroom | 0.0 × 0.0 m | Tile Floor, Soaker, 4 Pc Bath | Flat |
| Primary | 3.84 × 3.05 m | W/I Closet, 3 Pc Ensuite, Linen Closet | Flat |
| Bathroom | 0.0 × 0.0 m | Tile Floor, Separate Shower, 3 Pc Bath | Flat |
| 2nd Br | 3.71 × 2.87 m | Large Window, Closet, Laminate | Flat |
| 3rd Br | 2.74 × 3.51 m | Large Window, B/I Shelves, Laminate | Flat |
Listing history
Buy/sell history for 442-15 Merchants' Wharf, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,049,000 | N/A | For Sale | C13872202 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $209,800
- Total mortgage amount
- $839,200
- Total interest payment
- $596,600
- Total purchase cost
- $1,645,600
- Mortgage payment
- $4,786/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
56%Monthly carrying cost
$6,278- Rent $4,100
- Shortfall $2,178
Rental income opens at $4,100, the median asking rent of 26 comparable homes for lease in Waterfront Communities C8. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $17,455
- Toronto municipal land transfer tax
- $17,455
- Total land transfer tax
- $34,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $26,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,049,000
- $12,980
- Ontario total
- $17,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $17,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m386 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.4 m below ground nearbyThe middle water level in the well records within 500 m (917 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 66 building permits issued within 250 m in the last 2 years250 m
- 12 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.4 km2.4 km
- Mapped parcel: about 17,570 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 250 m250 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Redpath Sugar Ltd — Toronto Refinery, 610 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
24 building permits cleared at this address in the City’s file.
Other(BA)Permit Issued
Proposed removal and replacement of two (2) overhead folding doors with a combination of fixed curtain wlal glazing, swing doors and roll-up doors.
Issued February 6, 2024
Building Permit Related(PS)Closed
Rev01:Revised plumbing, drainage, toilet specs and wall types at all WCs and BOH(back of house kitchen)+ Plan Change WCPlumbing - Proposal for interior alterations for a new restaurant, greater than 30 seats and an outdoor patio - UNITS 11 & 12, "Simona", Auqualina at Bayside
Issued June 7, 2023
Interior AlterationsClosed
Rev 01: Revised plumbing, drainage, toilet specs and wall types at all WCs and BOH(back of house kitchen)+ Plan Change WCProposal for interior alterations for a new restaurant, greater than 30 seats and an outdoor patio - UNITS 11 & 12, "Simona", Auqualina at Bayside
Issued May 12, 2023
Building Permit Related(MS)Closed
HVAC - includes a kitchen exhaustProposal for interior alterations for a new restaurant, greater than 30 seats and an outdoor patio - UNITS 11 & 12, "Simona", Auqualina at Bayside
Issued February 21, 2023
Interior AlterationsClosed
Proposal for interior alterations for a Gong Cha Bubble Tea -takeout only.
Issued February 7, 2022
Building Permit Related(MS)Closed
HVAC - Proposal for interior alterations for a Gong Cha Bubble Tea -takeout only.
Issued February 7, 2022
Building Permit Related(PS)Closed
Plumbing - Proposal for interior alterations for a Gong Cha Bubble Tea -takeout only.
Issued February 7, 2022
Sign Building Permit RelatedClosed
Proposal to erect and display two signs, one illuminated wall sign and one over hanging illuminated sign.***MARVEICKS BURGER***
Issued August 23, 2021
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
180 QUEENS QUAY EOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment Application to lift the "H"" Holding Symbol that currently applies to the subject site.
130 m away180 QUEENS QUAY ESite planUnder Review
Site Plan Approval for two mixed-use buildings including three 15, 18 and 22 storey elements on 5-storey podiums with ground floor retail. The buildings are connected by a proposed mid-block Privately-Owned Publicly Accessibly Space (POPS) and shared underground parking. The proposal includes a total of 41,848 square metres of residential floor area (609 residential units) and 2306 square metres of non-residential gross floor area.
130 m away259 LAKE SHORE BLVD ESite planUnder Review
Site Plan Control application for Quayside Building 1A - "The Western Curve"Proposed 68-storey (222.7 m) mixed-use building containing 910 residential units and 9035 sqm of institutional space for use by an educational institution. The proposal includes 752 market condominium units and 158 affordable rental units.Ground floor and below-grade plans are found in the related application no. 2023 167822 STE 10 SA.
160 m away259 LAKE SHORE BLVD ESite planUnder Review
Site Plan Control application for Quayside Building 1C Two proposed 12-storey (39 m) buildings containing a total of 397 units, all of which are affordable rental units. 886 m2 of ground-level retail and a 1877 community hub is also proposed Ground floor and below-grade plans are found in the related application no. 2023 167822 STE 10 SA.
160 m away259 LAKE SHORE BLVD ESite planUnder Review
Site Plan Control application for Quayside Building 1B - "The Overstory"Proposed 66 storey (225.50 m including mechanical penthouse), 720 unit building to be delivered as part of the Quayside project. The proposed development includes a total GFA of 51,828 square metres (m2), all of which is residential. The application includes 167 affordable housing units and a 668 square metre daycare space. Ground floor and below-grade plans are found in the related application no. 2023 167822 STE 10 SA.
160 m away259 LAKE SHORE BLVD ESite planUnder Review
"Master Site Plan Application" for Quayside Blocks 1 & 2 ground floor and below grade elements.This Master Site Plan Application addresses ground floor design and landscaping, including the community forest, as well as matters of parking, access and loading across Blocks 1 and 2.
160 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C8 right now
- For sale now
- 190
- Median asking price
- $589K
- New in 7 days
- 24
- Price cuts
- 19%
Middle half: $500K to $800K
77 in 28 days
37 listings
This home is asking 78% above the median, higher than three quarters of them.
See all homes in Waterfront Communities C8Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| King Station | TTC subway: Line 1 Yonge-University | 1.2 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.2 km |
| Queen Station | TTC subway: Line 1 Yonge-University | 1.5 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.7 km |
| TMU Station | TTC subway: Line 1 Yonge-University | 1.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 500 m | 78%Grade 6 average |
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 550 m | 65%Grade 6 average |
| St Paul Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.2 km | 72%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.4 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 1.1 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.6 km | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.2 km | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 2.4 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Waterfront Communities C8 are shown to signed-in members.