420-15 Richardson St
Waterfront Communities C8, Toronto, Ontario M5A 0Y5
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 500–599sq ft
- Per sq ft
- $1,052at the range’s middle
- Parking
- 0underground
- Days on market
- Members
The brief
About 420-15 Richardson St
420-15 Richardson St is a 1+1-bedroom, 1-bathroom condo in Waterfront Communities C8, Toronto, listed for sale at an asking price of $578,000 (MLS® C13794752).
A beautifully appointed residence in Toronto's sought-after East Bayfront community. This bright and stylish suite offers a perfect blend of modern design, comfort and convenience.The open-concept living and dining area is filled with natural light and features warm wood-tone flooring, creating an inviting space for both relaxing and entertaining. The contemporary kitchen is thoughtfully designed with sleek cabinetry, modern appliances and ample storage.The spacious bedroom provides a peaceful retreat with excellent natural light and generous closet space. The modern bathroom features a clean, sophisticated design and glass-enclosed walk-in shower, while in-suite laundry adds everyday convenience. A standout feature is the balcony, offering the perfect place for morning coffee, dining outdoors or unwinding while enjoying the vibrant city surroundings. Residents of Empire Quay House enjoy an impressive array of amenities, including a fitness centre, yoga and meditation spaces, co-working/study areas, social and party rooms, outdoor terraces with BBQ areas, concierge service, bike storage and a dedicated pet area.Located just steps from the waterfront, enjoy easy access to Sugar Beach, waterfront trails, St. Lawrence Market and the Distillery District, with restaurants, cafés, shopping, transit and Toronto's downtown core all close by. A beautifully designed home in an exceptional location - experience the best of modern waterfront living.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even56/100−$109/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 83 condos with 2 bedrooms for lease in Waterfront Communities C8 right now. Cost of owning counts the mortgage and the condo fee. This record states no property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- MLS® number
- C13794752
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 500-599 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C8
- Municipality
- Toronto
Building
- Size
- 500-599 sqft
- Construction
- Brick
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Condo maint.
- $372
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 1.22 × 2.74 m | — | Flat |
| Living | 3.35 × 5.18 m | — | Flat |
| Br | 3.35 × 3.66 m | — | Flat |
| Den | 2.74 × 2.74 m | — | Flat |
| Bathroom | 1.52 × 2.44 m | — | Flat |
Listing history
Buy/sell history for 420-15 Richardson St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $578,000 | N/A | Pc | C13794752 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $115,600
- Total mortgage amount
- $462,400
- Total interest payment
- $328,700
- Total purchase cost
- $906,700
- Mortgage payment
- $2,637/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
23%Monthly carrying cost
$3,009- Rent $2,900
- Shortfall $109
Rental income opens at $2,900, the median asking rent of 83 comparable homes for lease in Waterfront Communities C8. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $8,035
- Toronto municipal land transfer tax
- $8,035
- Total land transfer tax
- $16,070
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $7,595
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $578,000
- $3,560
- Ontario total
- $8,035
Toronto’s municipal tax uses the same brackets at this price, so it adds another $8,035.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m243 test or monitoring holes also recorded.250 m
- Groundwater recorded about 4.7 m below ground nearbyThe middle water level in the well records within 500 m (877 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 45 building permits issued within 250 m in the last 2 years250 m
- 5 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.2 km2.2 km
- Mapped parcel: about 27,630 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 200 m200 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Redpath Sugar Ltd — Toronto Refinery, 360 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
178 QUEENS QUAY ESite planUnder Review
Site Plan Approval for two mixed-use buildings including three 15, 18 and 22 storey elements on 5-storey podiums with ground floor retail. The buildings are connected by a proposed mid-block Privately-Owned Publicly Accessibly Space (POPS) and shared underground parking. The proposal includes a total of 41,848 square metres of residential floor area (609 residential units) and 2306 square metres of non-residential gross floor area.
80 m away178 QUEENS QUAY EOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment Application to lift the "H"" Holding Symbol that currently applies to the subject site.
80 m away215 LAKE SHORE BLVD EPlan of subdivisionAmend Drft Plan App
Draft Plan of Subdivision to: establish and convey a portion of a new east-west local road to the City of Toronto; facilitate the realignment and widening of a section of Lower Sherbourne Street, and; divide the site into two lots for phased development.
110 m away180 QUEENS QUAY ESite planUnder Review
Site Plan Approval for two mixed-use buildings including three 15, 18 and 22 storey elements on 5-storey podiums with ground floor retail. The buildings are connected by a proposed mid-block Privately-Owned Publicly Accessibly Space (POPS) and shared underground parking. The proposal includes a total of 41,848 square metres of residential floor area (609 residential units) and 2306 square metres of non-residential gross floor area.
150 m away180 QUEENS QUAY EOfficial plan or zoning amendmentUnder Review
Zoning By-law Amendment Application to lift the "H"" Holding Symbol that currently applies to the subject site.
150 m away95 LAKE SHORE BLVD ESite planUnder Review
Site Plan Approval application to facilitate the development of Block 4 of the former LCBO lands, part of the comprehensively planned Lower Yonge Precinct. Blocks 1 and 2 of the LCBO lands are already under development, and Block 3 has been conveyed as a City Park. The proposal is comprised of 3 towers having heights of 70, 78, and 85 storeys atop individual mixed-use podiums. The north building includes a 990 m² daycare and space for a 5,613 m² elementary public school, both to be located in the existing heritage building on site. A total of 1,753 m² of non-residential floor area is proposed as well as 171,950 m² of residential GFA, resulting in 2,570 residential units including 178 affordable housing units.
270 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C8 right now
- For sale now
- 190
- Median asking price
- $589K
- New in 7 days
- 24
- Price cuts
- 19%
Middle half: $500K to $800K
77 in 28 days
37 listings
This home is asking 2% below the median.
See all homes in Waterfront Communities C8Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| King Station | TTC subway: Line 1 Yonge-University | 950 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 950 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 1.3 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.4 km |
| TMU Station | TTC subway: Line 1 Yonge-University | 1.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 350 m | 65%Grade 6 average |
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 600 m | 78%Grade 6 average |
| St Paul Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.3 km | 72%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.3 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 1.2 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.4 km | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.1 km | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 2.3 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Waterfront Communities C8 are shown to signed-in members.