190 Major St
University, Toronto, Ontario M5S 2L3
- Bedrooms
- 6+2
- Bathrooms
- 3
- Size
- 1,100–1,500sq ft
- Per sq ft
- $1,223at the range’s middle
- Lot
- 19 x 120 ft
- Tax a year
- $8,5242026 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About 190 Major St
190 Major St is a 6+2-bedroom, 3-bathroom detached house in University, Toronto, listed for sale at an asking price of $1,590,000 (MLS® C14090034).
Exceptional investment opportunity in the heart of Harbord Village, steps from the University of Toronto's downtown campus! This detached home offers 8 bedrooms, 3 kitchens and a bathroom on every level: 3 bedrooms on the main floor, 3 on the second floor and 2 in the finished basement with a separate entrance. Potential gross rental income of $7,600/month ($91,200/year) offers strong income potential and the opportunity for an attractive cap rate, depending on purchase price and operating expenses. Rental breakdown: $3,000 for the main floor, $3,000 for the second floor and $1,600 for the basement. The main and second floors are currently vacant, while the basement is tenanted. Vacant possession of the entire property can be provided, giving buyers the flexibility to select their own tenants. An exceptional location for student rentals, within walking distance of numerous U of T departments and campus facilities, offering the convenience of living steps from campus. Close to transit, restaurants, cafés, shops, Kensington Market and Bloor Street. A compelling opportunity to establish your own rental strategy in a sought-after downtown university neighbourhood!
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,524 / 2026
- MLS® number
- C14090034
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 19 x 120 ft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- University
- Municipality
- Toronto
Building
- Size
- 1100-1500 sqft
- Construction
- Other
Inside
- Bedrooms
- 6+2
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc Ground, 1 × 4pc 2nd, 1 × 4pc Bsmt
- Basement Type
- Separate Entrance
- Kitchens
- 2
Parking
- Driveway
- None
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 19 ft
- Depth
- 120 ft
- Lot Size
- 19 x 120 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Br | 2.85 × 4.0 m | Window, hardwood floor | Ground |
| Br | 2.36 × 3.9 m | Window, hardwood floor | Ground |
| Kitchen | 2.58 × 3.1 m | Window, Walk-Out | Ground |
| Br | 2.75 × 2.82 m | Window, hardwood floor | Ground |
| Br | 3.03 × 3.96 m | Window, hardwood floor | 2nd |
| Br | 2.58 × 2.47 m | Window, hardwood floor | 2nd |
| Br | 2.42 × 2.47 m | Window, hardwood floor | 2nd |
| Br | 2.42 × 2.41 m | Window | Bsmt |
| Br | 2.3 × 2.35 m | Window | Bsmt |
| Kitchen | 2.42 × 3.0 m | — | Bsmt |
| Kitchen | 2.58 × 3.1 m | Window, hardwood floor | 2nd |
Listing history
Buy/sell history for 190 Major St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,590,000 | N/A | For Sale | C14090034 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $318,000
- Total mortgage amount
- $1,272,000
- Total interest payment
- $904,200
- Total purchase cost
- $2,494,200
- Mortgage payment
- $7,254/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$7,964- Rent $0
- Shortfall $7,964
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $28,275
- Toronto municipal land transfer tax
- $28,275
- Total land transfer tax
- $56,550
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $48,075
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,590,000
- $23,800
- Ontario total
- $28,275
Toronto’s municipal tax uses the same brackets at this price, so it adds another $28,275.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 2,280 sq ft212 m²
- Street frontage
- 19 ft5.8 m
- Depth
- 120 ft36.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m14 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 84 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 3.3 km3.3 km
- Mapped parcel: about 2,300 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 790 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x852)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x852
Site-specific exception 852: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(852)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
425 BLOOR ST WSite planUnder Review
Proposal for a 30-storey building with retail units at grade along Bloor Street West. Overall, the proposal will introduce 472 residential units and 798 square metres of retail gross floor area.
360 m away2 SPADINA RDSite planUnder Review
Site Plan Approval for a 36-storey mixed-use building containing 431 residential dwelling units (including 24 rental dwelling replacement units), retail at-grade and in the concourse levels and 2 levels of office space. The site includes a TTC entrance to Spadina Station, as well as 470 square metres of office space and two kiosk areas on the ground floor to be conveyed to the City to be used by Indigenous non-profit organization(s).
420 m away348 BLOOR ST WSite planUnder Review
Site Plan Approval for a 36-storey mixed-use building containing 431 residential dwelling units (including 24 rental dwelling replacement units), retail at-grade and in the concourse levels and 2 levels of office space. The site includes a TTC entrance to Spadina Station, as well as 470 square metres of office space and two kiosk areas on the ground floor to be conveyed to the City to be used by Indigenous non-profit organization(s).
420 m away350 BLOOR ST WSite planUnder Review
Site Plan Approval for a 36-storey mixed-use building containing 431 residential dwelling units (including 24 rental dwelling replacement units), retail at-grade and in the concourse levels and 2 levels of office space. The site includes a TTC entrance to Spadina Station, as well as 470 square metres of office space and two kiosk areas on the ground floor to be conveyed to the City to be used by Indigenous non-profit organization(s).
420 m away344 BLOOR ST WSite planUnder Review
Site Plan Approval for a 36-storey mixed-use building containing 431 residential dwelling units (including 24 rental dwelling replacement units), retail at-grade and in the concourse levels and 2 levels of office space. The site includes a TTC entrance to Spadina Station, as well as 470 square metres of office space and two kiosk areas on the ground floor to be conveyed to the City to be used by Indigenous non-profit organization(s).
420 m away346 BLOOR ST WSite planUnder Review
Site Plan Approval for a 36-storey mixed-use building containing 431 residential dwelling units (including 24 rental dwelling replacement units), retail at-grade and in the concourse levels and 2 levels of office space. The site includes a TTC entrance to Spadina Station, as well as 470 square metres of office space and two kiosk areas on the ground floor to be conveyed to the City to be used by Indigenous non-profit organization(s).
420 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Spadina Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 500 m |
| Bathurst Station | TTC subway: Line 2 Bloor-Danforth | 600 m |
| St George Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 850 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.8 km |
| Forest Hill Station | TTC light rail: Line 5 Eglinton | 4.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| da Vinci SchoolToronto DSB | Public · grades JK–6 | 500 m | 67%Grade 3 average |
| Lord Lansdowne Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 550 m | 88%Grade 6 average |
| St Francis of Assisi Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 80%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.4 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Central Technical SchoolToronto DSB | Public · grades 9–12 | 250 m | 34%Grade 9 math |
| Loretto College SchoolToronto CDSB | Catholic · grades 9–12 | 500 m | 40%Grade 9 math |
| Harbord Collegiate InstituteToronto DSB | Public · grades 9–12 · French Immersion | 750 m | 77%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.3 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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