28 Concord Ave
Palmerston-Little Italy, Toronto, Ontario M6H 2P1
- Bedrooms
- 6
- Bathrooms
- 4
- Size
- 2,000–2,500sq ft
- Per sq ft
- $644at the range’s middle
- Lot
- 25 x 137 ft
- Tax a year
- $9,7202025 tax year
- Parking
- 5other, 1.
- Days on market
- Members
The brief
About 28 Concord Ave
28 Concord Ave is a 6-bedroom, 4-bathroom triplex in Palmerston-Little Italy, Toronto, listed for sale at an asking price of $1,450,000 (MLS® C14030438).
If you value large scale and versatility, this grand three-storey Edwardian on a 25' x 137' lot will offer you choices. Be charmed by the original stained glass, hardwood floors, soaring ceilings, oversized windows & an optimized east-facing front porch. With over 3000 SqFt of usable space in the entire home, reimagine a single-family home, multigenerational living or continue generating rental income by maintaining separation. 2 entrances are located at the front & 1 on the side. The currently tenanted main level of approximately 850 SqFt features generous storage and walk-in closets. The staircase to the second and third floors are exceptionally wide. The upper levels have been recently vacated by the owner and form one spacious unit of approx 1,500 SqFt ideal for an owner's residence or rental suite. The generous layout features separate living and dining rooms, a den, three generously sized bedrooms and two full 4-piece bathrooms. The basement, accessible via the side entrance, provides additional square footage. It was previously used as a separate living space with a kitchen, washroom and 3 additional rooms with windows. The deep west-facing backyard unfolds into distinct zones for gardening, play & entertaining, creating a private urban retreat with afternoon and evening sun. A legal front-yard parking pad adds valuable urban convenience. Ideally situated just north of College Street, walk to the highly rated Dewson St School & north to the subway, Dufferin Mall, CTA High School and neighbourhood parks. The Ossington Strip, Little Italy, Trinity Bellwoods, independent shops and cafés are all nearby, with the University of Toronto just a quick commute away. A distinguished Toronto grand dame held by the same family for more than 55 years with remarkable proportions, enduring character and incredible possibilities - ready for your design, update or renovate and become part of its story.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall41/100−$1,426/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 60 homes with 6 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,720 / 2025
- MLS® number
- C14030438
- Board
- TRREB MLS®
- Property Type
- Triplex
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 25 x 137 ft
- Listed on
- Parking
- Other, 1.5 Parking
Property details
Property
- Property Type
- Triplex
- Style
- 2 1/2 Storey
- Community
- Palmerston-Little Italy
- Municipality
- Toronto
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 6
- Bathrooms
- 4
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc 2nd, 1 × 4pc 3rd, 1 × 3pc Bsmt
- Basement Type
- Partly Finished
- Kitchens
- 3
Parking
- Driveway
- Front Yard
- Garage Type
- Other
- Additional Parking
- 1.5
- Total Parking
- 1.5
Utilities
- Water
- Municipal
- Cooling
- None
- Heating Type
- Water
Land
- Sewer
- Sewers
- Frontage
- 25 ft
- Depth
- 137 ft
- Lot Size
- 25 x 137 ft
Additional
- Foundation
- Block
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Boiler recently replaced.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.5 × 1.0 m | Double Doors | Main |
| Living | 3.45 × 4.06 m | hardwood floor, Stained Glass, Moulded Ceiling | Main |
| Kitchen | 3.45 × 3.77 m | O/Looks Backyard, Window, Eat-In Kitchen | Main |
| Office | 2.19 × 2.51 m | hardwood floor, Window, O/Looks Backyard | Main |
| Br | 3.39 × 4.67 m | hardwood floor, W/I Closet, O/Looks Backyard | Main |
| Living | 3.97 × 4.55 m | hardwood floor, Large Window, W/O To Terrace | 2nd |
| Kitchen | 3.31 × 3.86 m | O/Looks Backyard, Window, Eat-In Kitchen | 2nd |
| Dining | 3.07 × 5.08 m | hardwood floor, Large Window, O/Looks Backyard | 2nd |
| Office | 2.44 × 3.28 m | hardwood floor, Stained Glass, O/Looks Frontyard | 2nd |
| Primary | 3.77 × 4.13 m | hardwood floor, Bay Window, W/I Closet | 3rd |
| 2nd Br | 2.81 × 4.9 m | hardwood floor, Bay Window, Closet | 3rd |
| 3rd Br | 3.26 × 4.21 m | hardwood floor, Bay Window, Closet | 3rd |
| Kitchen | 11.4 × 3.9 m | — | Bsmt |
| Living | 2.77 × 3.84 m | — | Bsmt |
| Br | 3.53 × 3.96 m | — | Bsmt |
Listing history
Buy/sell history for 28 Concord Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,450,000 | N/A | For Sale | C14030438 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $290,000
- Total mortgage amount
- $1,160,000
- Total interest payment
- $824,800
- Total purchase cost
- $2,274,800
- Mortgage payment
- $6,616/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
37%Monthly carrying cost
$7,426- Rent $6,000
- Shortfall $1,426
Rental income opens at $6,000, the median asking rent of 60 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $25,475
- Toronto municipal land transfer tax
- $25,475
- Total land transfer tax
- $50,950
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $42,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,450,000
- $21,000
- Ontario total
- $25,475
Toronto’s municipal tax uses the same brackets at this price, so it adds another $25,475.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,425 sq ft318 m²
- Street frontage
- 25 ft7.6 m
- Depth
- 137 ft41.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m12 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.2 m below ground nearbyThe middle water level in the well records within 500 m (126 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 82 building permits issued within 250 m in the last 2 years250 m
- 1 open development application within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 3.4 km3.4 km
- Mapped parcel: about 3,510 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Mondelez Canada Inc — Gladstone, 630 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d0.6) (x735)By-law
569-2013Municipality
Toronto1 d0.6
Density: floor area is capped at 0.6 times the lot area.
2 x735
Site-specific exception 735: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(735)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
3 building permits cleared at this address in the City’s file.
Other(SR)Closed
Admin permit for work in conjunction with 30 concord avenue
Issued July 13, 2012
DeckClosed
Construct proposed balcony at second floor at front of house.
Issued January 15, 2009
PorchClosed
Recosntruct front porch with cold cellar. No roof.
Issued December 3, 2008
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 5 open development applications within 800 m of this home.
833 COLLEGE STSite planUnder Review
INACTIVE Proposed development consists of a six (6) storey mixed-use building including 58.4 square metres of commercial space at grade and 5 residential dwelling units above totaling 982.48 square metres. Proposed pedestrian access to the commercial unit is proposed from College Street and proposed pedestrian and vehicular access to the Residential Lobby is from Ossington Avenue. Four (4) surface parking spaces are proposed including one (1) Low Emitting Vehicle (LEV) Parking Spaces and one (1) Electric Vehicle Supply Equipment (EVSE) Parking Spaces.
180 m away108 HARRISON STSite planUnder Review
Site Plan Approval for renovations to the existing building at 108 Harrison Street to serve as a municipal shelter.
490 m away1117-1125 DUNDAS ST WSite planUnder Review
Site Plan Approval for a 10 storey residential building with 74 dwelling units, 23 of which will be affordable housing and a one-storey ancillary building at the rear of the site.
730 m away1113 DUNDAS ST WSite planUnder Review
Site Plan Approval for a 10 storey residential building with 74 dwelling units, 23 of which will be affordable housing and a one-storey ancillary building at the rear of the site.
760 m away1117 DUNDAS ST WSite planUnder Review
Site Plan Approval for a 10 storey residential building with 74 dwelling units, 23 of which will be affordable housing and a one-storey ancillary building at the rear of the site.
770 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Market area · filters apply to the charts below
The street
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ossington Station | TTC subway: Line 2 Bloor-Danforth | 800 m |
| Dufferin Station | TTC subway: Line 2 Bloor-Danforth | 1 km |
| Christie Station | TTC subway: Line 2 Bloor-Danforth | 1.1 km |
| Bloor GO | GO Transit train: KitchenerUP Express train | 2.1 km |
| Oakwood Station | TTC light rail: Line 5 Eglinton | 4.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Dewson Street Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 100 m | 78%Grade 6 average |
| Ossington/Old Orchard Junior Public SchoolToronto DSB | Public · grades JK–6 | 300 m | 92%Grade 6 average |
| Pope Francis Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 500 m | 60%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 900 m | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Central Toronto AcademyToronto DSB | Public · grades 9–12 | 350 m | 47%Grade 9 math |
| St Mary Catholic AcademyToronto CDSB | Catholic · grades 9–12 | 650 m | 45%Grade 9 math |
| Msgr Fraser College (Southwest)Toronto CDSB | Catholic · grades 9–12 | 1.1 km | — |
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 1.3 km | 69%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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