414-295 Adelaide St
Waterfront Communities C1, Toronto, Ontario M5V 0L4
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 900–999sq ft
- Per sq ft
- $869at the range’s middle
- Tax a year
- $5,3052025 tax year
- Parking
- 11 none
- Days on market
- Members
The brief
About 414-295 Adelaide St
414-295 Adelaide St is a 2-bedroom, 2-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $825,000 (MLS® C13758596).
Priced to sell and offering exceptional value per square foot, with parking and a locker included, this spacious corner suite at Pinnacle on Adelaide puts you right in the heart of downtown Toronto. Featuring nearly 1,000 sq. ft. of thoughtfully designed interior space, this bright 2-bedroom, 2-bathroom suite on the 4th floor also includes a 114 sq. ft. balcony overlooking the building's landscaped rooftop and charming Pearl Street below. The open-concept layout creates an effortless flow for both everyday living and entertaining, complemented by a well-appointed kitchen and generous principal rooms. The primary bedroom includes a 3-piece ensuite, while the second bedroom and additional full bathroom provide flexibility for guests, a roommate, or a comfortable work-from-home setup. You're steps from the Financial District, top restaurants, shopping, theatres, the CN Tower, Rogers Centre, Royal Alexandra Theatre, and the Metro Toronto Convention Centre - essentially the kind of location where everything worth doing is just around the corner. Residents also enjoy a full suite of amenities including a rooftop terrace, fitness centre, sauna, indoor pool, party room, theatre room, and more.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall19/100−$2,071/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 287 condos with 2 bedrooms for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,305 / 2025
- MLS® number
- C13758596
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- 1 None, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 900-999 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc, 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, stove, dishwasher, microwave, washer/dryer, all electrical light fixtures all window coverings, parking & locker.
- Condo maint.
- $865
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 4.66 × 5.97 m | — | Main |
| Living | 4.66 × 5.97 m | — | Main |
| 2nd Br | 3.02 × 3.23 m | — | Main |
| Kitchen | 2.32 × 2.32 m | — | Main |
| Primary | 3.23 × 4.24 m | — | Main |
Listing history
Buy/sell history for 414-295 Adelaide St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $825,000 | N/A | For Sale | C13758596 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $165,000
- Total mortgage amount
- $660,000
- Total interest payment
- $469,200
- Total purchase cost
- $1,294,200
- Mortgage payment
- $3,764/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
64%Monthly carrying cost
$5,071- Rent $3,000
- Shortfall $2,071
Rental income opens at $3,000, the median asking rent of 287 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $12,975
- Toronto municipal land transfer tax
- $12,975
- Total land transfer tax
- $25,950
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $17,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $825,000
- $8,500
- Ontario total
- $12,975
Toronto’s municipal tax uses the same brackets at this price, so it adds another $12,975.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m147 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 152 building permits issued within 250 m in the last 2 years250 m
- 55 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 1.4 km1.4 km
- Mapped parcel: about 13,590 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 530 m530 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 390 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 1120-2024
- In the King-Spadina Heritage Conservation District, by-law 1111-2017
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
17 building permits cleared at this address in the City’s file.
Sign Building Permit RelatedClosed
1 wall sign**Burgers and Fries Forever**
Issued March 19, 2025
Sign Building Permit RelatedClosed
Proposal to erect and display two illuminated overhanging structure signs displaying static copy, located at the first storey of the northerly and easterly elevations. The proposed signs are to measure 7.21 m by 1.93 m at a height of 6.66 m. **FIGO**
Issued September 28, 2021
Other(PS)Permit Issued
Proposal to relocate the kitchen sink and dishwasher.
Issued November 5, 2019
Backflow Prevention Devices (Water only)Closed
Proposed back flow prevention system installation in existing apartment building/condo building.
Issued January 11, 2018
Interior AlterationsClosed
Interior alterations to existing restaurant on ground floor. Occupant load = 34. Unit 2. Tenant - "Su & Bu".
Issued August 24, 2016
Building Permit Related(PS)Closed
Plumbing - Interior alterations to existing restaurant on ground floor. Occupant load = 32. Unit 2. Tenant - "Su & Bu".
Issued August 24, 2016
Building Permit Related(MS)Closed
HVAC - (Includes Kitchen Exhaust) - Interior alterations to existing restaurant on ground floor. Occupant load = 32. Unit 2. Tenant - "Su & Bu".
Issued August 24, 2016
Building Permit Related(MS)Revision Issued
Revision 01 re; HVAC revision due to interior finish changes to new restaurant.HVAC - Proposal for interior alterations to existing commercial unit on the ground floor for new restaurant, greater than 30 seats. - Unit 4, "La Zona"
Issued July 23, 2015
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
86 JOHN STSite planUnder Review
INACTIVE Site Plan Application for a 10-storey mixed-use building with a restaurant at grade and 14 residential units above. The development does not include any vehicular parking, but includes 2 short-term and 13 long-term bicycle parking spaces. Associated variances were approved by the Committee of Adjustment (File No. A0715/18TEY).
60 m away322 KING ST WCondominiumUnder Review
*** Draft Plan of Condominium for 2038 units.
100 m away41 WIDMER STOfficial plan or zoning amendmentAppeal Received
Zoning By-law Amendment application to permit a mixed-use development including two buildings, 37 and 42 storeys in height (131.0 metres and 145.2 metres, respectively, including mechanical penthouses). Proposed uses include two levels of retail, seven levels of office space, a daycare, the replacement of the existing movie theatre, an on-site publicly accessible privately owned open space and 693 residential units. The total gross floor area proposed is 80,334m2, consisting of 49,983m2 of residential floor area, and 30,351m2 of non-residential floor area. Two levels of below grade parking are proposed with 231 vehicle and 829 bicycle parking spaces. (Enacted as by-law 949-2022. Third-party appeal received.)
100 m away41 WIDMER STPlan of subdivisionUnder Review
100 m away300 KING ST WCondominiumUnder Review
*** Draft Plan of Condominium for 2038 units.
110 m away126 JOHN STPlan of subdivisionUnder Review
120 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 631
- Median asking price
- $630K
- New in 7 days
- 72
- Price cuts
- 21%
Middle half: $539K to $837K
253 in 28 days
132 listings
This home is asking 31% above the median.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| St Andrew Station | TTC subway: Line 1 Yonge-University | 450 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 500 m |
| St Patrick Station | TTC subway: Line 1 Yonge-University | 800 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 900 m |
| King Station | TTC subway: Line 1 Yonge-University | 1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Ogden Junior Public SchoolToronto DSB | Public · grades JK–6 | 450 m | 72%Grade 6 average |
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 950 m | 84%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 1 km | 83%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.8 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 900 m | 8%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 1 km | — |
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.3 km | 96%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Waterfront Communities C1 are shown to signed-in members.