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MLS® C13603752For SaleCondominium

4804-311 Bay St

Bay Street Corridor, Toronto, Ontario M5H 4G5

Map

Asking$1,748,000

Bedrooms: 2
Bathrooms: 2
Size: 1,800–1,999sq ft
Per sq ft: $920at the range’s middle
Tax a year: $13,3702026 tax year
Parking: 11 attached
Days on market: Members

The brief

About 4804-311 Bay St

4804-311 Bay St is a 2-bedroom, 2-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $1,748,000 (MLS® C13603752).

Elegance And Opulence Awaits You At The St. Regis Residences. Welcome To Suite 4804, A Beautifully Appointed And Meticulously Maintained 2 Bedroom, 2 Full Bathroom Corner Suite. This Is The Highest Floor This Layout Is Offered - Coveted Corner Suite Is Perched High Above The Bustling Streets Of The Financial District - Spanning Just Shy Of 1,900 SF. Offering The Building's Highly Sought After South Exposure With Sweeping Lake & City Views. Recently Renovated With New Wide Plank Flooring & Fresh Paint Throughout. Open Concept Living & Dining Rooms Are An Entertainer's Dream - 10.5 Ft Coffered Ceilings, Wainscotting, & Designer Finishes. Generously Sized Primary Bedroom Retreat Offers Double Closets & Spa-Like 6pc. Ensuite With Large Free Standing Soaker Tub. All Light Fixtures & Window Coverings Included. Chefs Kitchen Offers B/I Miele Appliances, Downsview Cabinetry, & Eat In Breakfast Area. 1 Locker Included. Enjoy Daily Access To Five Star Hotel Amenities: 24Hr. Concierge, Spa, Indoor Salt Water Pool, Sauna, State Of The Art Fitness Centre, Valet & Visitor Parking, As Well As The Private Residential Sky Lobby & Terrace On 32nd Floor.

Insights

Condition Score
Good
71/100
1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall
5/100
−$9,625/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 105 condos with 2 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

$1,748,000

Estimated market value

Inquire about this listing

ToKassaundra Dobson, Broker of RecordVALERY REAL ESTATE INC.

Listed by PSR, Brokerage. Kassaundra is not the listing agent.

The home

Key facts

Tax: $13,370 / 2026
MLS® number: C13603752
Board: TRREB MLS®
Property Type: Condo Apt
Days on market
Size: 1800-1999 sqft
Listed on
Parking: 1 Attached, 1 Parking

Listing brokerage: PSRData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Property details

Property

Property Type: Condo Apt
Style: Apartment
Community: Bay Street Corridor
Municipality: Toronto

Building

Size: 1800-1999 sqft
Construction: Brick

Inside

Bedrooms: 2
Bathrooms: 2
Bathroom Details: 1 × 3pc Main, 1 × 6pc Main
Basement Type: None
Kitchens: 1

Parking

Garage Type: Attached
Garage: 1
Additional Parking: 0
Total Parking: 1

Utilities

Cooling: Central Air
Heating Type: Forced Air

Additional

Fireplace: Yes
Den: Yes
Family room: Yes
Extras: Light Fixtures & Window Coverings Included [Drapery & Sheers]. Integrated Miele Appliances: Fridge, Micro, Dishwasher, Stove/Cooktop, Range Hood. Stacked Washer, Dryer & Central Vac.
Condo maint.: $3,536

Rooms

Room	Size	Features	Level
Foyer	0.0 × 0.0 m	Large Closet, Marble Floor, Wainscoting	Main
Living	0.0 × 0.0 m	Coffered Ceiling, Fireplace, hardwood floor	Main
Dining	0.0 × 0.0 m	Combined W/Living, Large Window, hardwood floor	Main
Kitchen	0.0 × 0.0 m	B/I Appliances, Modern Kitchen, Stone Counter	Main
Breakfast	0.0 × 0.0 m	Breakfast Area, Marble Floor, Large Window	Main
Primary	0.0 × 0.0 m	6 Pc Ensuite, hardwood floor, His/Hers Closets	Main
2nd Br	0.0 × 0.0 m	hardwood floor, Large Closet, Large Window	Main
Utility	0.0 × 0.0 m	Stone Floor, Laundry Sink, Wainscoting	Main

Listing history

Buy/sell history for 4804-311 Bay St, Toronto, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date Start	Date End	List Price	Price	Event	Listing ID
Date StartN/A	N/A	$1,748,000	N/A	For Sale	C13603752

Members see the full history. Prices are hidden from signed-out visitors.

The numbers

Mortgage Calculator

Plan with the current asking price

Asking price Fixed

Interest rate

Mortgage term

Amortization

Down payment20% · $349,600

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment: $349,600
Total mortgage amount: $1,398,400
Total interest payment: $994,100
Total purchase cost: $2,742,100
Mortgage payment: $7,975/mo

Cash Flow Analysis

If you rented this home out at 20% down

Mortgage paymentProperty tax (monthly)Rental incomeMaintenance cost

Break-even down payment

—

Monthly carrying cost

$12,625

−$9,625per month

Rent $3,000
Shortfall $9,625

Rental income opens at $3,000, the median asking rent of 105 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.

Land transfer tax on this home

Ontario land transfer tax: $31,435
Toronto municipal land transfer tax: $31,435
Total land transfer tax: $62,870
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475): −$8,475
Total for first-time buyers: $54,395

See how this is worked out

0.5% on the first $55,000: $275
1.0% from $55,000 to $250,000: $1,950
1.5% from $250,000 to $400,000: $2,250
2.0% from $400,000 to $1,748,000: $26,960
Ontario total: $31,435

Toronto’s municipal tax uses the same brackets at this price, so it adds another $31,435.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

The land

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

16 records · 11 on fileRead 2026-11-04

On record Checked, none on record

Water and conservation3

Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
No mapped wetland within 120 m120 m
No water-supply well recorded within 250 m19 test or monitoring holes also recorded.250 m

Toronto and Region Conservation Authority · Province of Ontario open data

Planning and building activity4

Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
984 building permits issued within 250 m in the last 2 years250 m
3 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
Nearest airport: 2.0 km2 km

Province of Ontario open data · Municipal building permits · Municipal development applications

Around the home2

Nearest rail line: 530 m530 m
A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

No licensed pit or quarry within 2 km2 km
1 recorded oil, gas or salt well within 250 mFrom Ontario’s petroleum well records, which include old and plugged wells.250 m
2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Pearl Street Steam Plant, 470 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
2 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.

Heritage and ravine protection

Not found on the Heritage Register
Not in a mapped Heritage Conservation District
Not in the mapped ravine protection area

What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.

City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.

Zoning

Zone

CR 12.0 (c8.0; r11.7) SS1 (x2336)

By-law

569-2013

Municipality

Toronto

Commercial Residential zone (CR)

1 12.0
Density: total floor area is capped at 12.0 times the lot area.
2 c8.0
Commercial floor area is capped at 8.0 times the lot area.
3 r11.7
Residential floor area is capped at 11.7 times the lot area.
4 x2336
Site-specific exception 2336: this site has rules of its own, written in the by-law.
5 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
6 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(2336)
7 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.

City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.

Permit history

13 building permits cleared at this address in the City’s file.

Interior AlterationsPermit Issued
Proposal for interior alterations to the existing condo unit.
Issued July 11, 2022
Building Permit Related(FS)Closed
FS - Sprinkler Shop Drawing - Interior alterations to the 32nd floor - St. Regis residential lobby
Issued July 6, 2020
Building Permit Related(PS)Inspection
Plumbing - Interior Alterations unit 5403
Issued September 24, 2018
Building Permit Related(MS)Inspection
HVAC - Interior Alterations unit 5403
Issued September 24, 2018
Interior AlterationsInspection
Interior Alterations unit 5403
Issued September 11, 2018
Building Permit Related(MS)Closed
HVAC - Interior alterations to the 32nd floor - St. Regis residential lobby
Issued August 10, 2018
Building Permit Related(PS)Closed
Plumbing - Interior alterations to the 32nd floor - St. Regis residential lobby
Issued August 10, 2018
Interior AlterationsClosed
Interior alterations to the 32nd floor - St. Regis residential lobby
Issued July 27, 2018

City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.

Signals around this home

Changing nearby

Changing nearby. 6 open development applications within 800 m of this home.

25 KING ST WSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.

180 m away
199 BAY STSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.

200 m away
21 MELINDA STSite planUnder Review
Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.

250 m away
3 KING ST ESite planUnder Review
Site Plan Control application to permit converting the existing office uses in the 15-storey designated heritage building to residential uses on levels 2 to 15, infilling the southeast corner of the building and adding 6 storeys on top of the existing building. This would result in approximately 11,567 square metres of residential uses consisting of 127 dwelling units, and 1,362 square metres of retail and restaurant uses on the ground floor and basement level.

250 m away
69 YONGE STSite planUnder Review
Site Plan Control application to permit converting the existing office uses in the 15-storey designated heritage building to residential uses on levels 2 to 15, infilling the southeast corner of the building and adding 6 storeys on top of the existing building. This would result in approximately 11,567 square metres of residential uses consisting of 127 dwelling units, and 1,362 square metres of retail and restaurant uses on the ground floor and basement level.

260 m away
69 YONGE STSite planApplication Received

260 m away

City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.

The market

Condos for sale in Bay Street Corridor right now

For sale now: 178
Median asking price: $654K
New in 7 days: 22
Price cuts: 20%

This home is asking 167% above the median, higher than three quarters of them.

See all homes in Bay Street Corridor

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Market area · filters apply to the charts below

City

Community

Property type

The street

Map and tour

Open in maps

Transit nearby

Station	Lines	Distance
King Station	TTC subway: Line 1 Yonge-University	200 m
Queen Station	TTC subway: Line 1 Yonge-University	300 m
St Andrew Station	TTC subway: Line 1 Yonge-University	450 m
Union Station	TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train	500 m
Osgoode Station	TTC subway: Line 1 Yonge-University	550 m

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Schools nearby

Elementary	Type	Distance	EQAO average 2024–25
St Michael's Choir (Jr) SchoolToronto CDSB	Catholic · grades 1–8 · French Immersion	650 m	99%Grade 6 average
St Michael Catholic SchoolToronto CDSB	Catholic · grades JK–8	900 m	65%Grade 6 average
École élémentaire Gabrielle-RoyConseil scolaire Viamonde	French-language public · grades JK–6	1 km	96%Grade 6 average
Ogden Junior Public SchoolToronto DSB	Public · grades JK–6	1.2 km	72%Grade 6 average

Secondary	Type	Distance	Grade 9 math 2024–25
St Michael's Choir (Sr) SchoolToronto CDSB	Catholic · grades 9–12	600 m	96%Grade 9 math
Heydon Park Secondary SchoolToronto DSB	Public · grades 9–12	1.3 km	8%Grade 9 math
Subway Academy IIToronto DSB	Public · grades 9–12	1.4 km	—
Collège français secondaireConseil scolaire Viamonde	French-language public · grades 9–12	1.4 km	86%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

The verdict

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