- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 800–899sq ft
- Per sq ft
- $823at the range’s middle
- Tax a year
- $3,5992026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 322-400 Adelaide St
322-400 Adelaide St is a 2-bedroom, 2-bathroom condo in Moss Park, Toronto, listed for sale at an asking price of $699,000 (MLS® C13833398).
Welcome to Ivory on Adelaide, ideally located in the heart of downtown Toronto. This bright and spacious 862 sq. ft. 2-bedroom, 2-bathroom suite features a highly functional split-bedroom layout offering excellent privacy and comfortable everyday living. The open-concept kitchen, dining and living area is perfect for both relaxing and entertaining, featuring stainless steel appliances and ample workspace. Floor-to-ceiling windows fill the suite with natural light, while two walkouts lead to a private balcony extending the living space outdoors. Residents enjoy a full selection of building amenities, including 24-hour concierge, a modern fitness centre, party room, guest suites, rooftop terrace and garden with BBQs, and visitor parking. Nestled in the St. Lawrence neighbourhood, you're just steps from George Brown College, St. Lawrence Market, the Distillery District, King Street transit and the Financial District, with convenient access to the DVP and Gardiner. An excellent downtown home offering space, functionality and convenience for professionals, couples or small families.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall23/100−$1,553/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 84 condos with 2 bedrooms for lease in Moss Park right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,599 / 2026
- MLS® number
- C13833398
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Moss Park
- Municipality
- Toronto
Building
- Size
- 800-899 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc, 1 × 3pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- S/S Appliances: Fridge, Stove, Dishwasher, Microwave, Washer/Dryer; All Electrical Light Fixtures And Window Coverings.
- Condo maint.
- $714
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 3.86 × 2.03 m | hardwood floor, Closet | Main |
| Dining | 3.86 × 4.88 m | hardwood floor, Open Concept, Combined W/Kitchen | Main |
| Kitchen | 3.86 × 4.88 m | hardwood floor, Stainless Steel Appl, Corian Counter | Main |
| Living | 3.78 × 3.05 m | hardwood floor, South View, W/O To Balcony | Main |
| Br | 3.0 × 3.66 m | hardwood floor, South View | Lower |
| Bathroom | 1.52 × 1.83 m | Tile Floor, 3 Pc Bath, Quartz Counter | Main |
| Primary | 3.61 × 3.99 m | hardwood floor, Closet, 4 Pc Ensuite | Main |
| Bathroom | 1.57 × 1.78 m | Tile Floor, 4 Pc Bath, Soaker | Main |
Listing history
Buy/sell history for 322-400 Adelaide St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,000 | N/A | Pc | C13833398 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,800
- Total mortgage amount
- $559,200
- Total interest payment
- $397,500
- Total purchase cost
- $1,096,500
- Mortgage payment
- $3,189/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
59%Monthly carrying cost
$4,203- Rent $2,650
- Shortfall $1,553
Rental income opens at $2,650, the median asking rent of 84 comparable homes for lease in Moss Park. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $10,455
- Toronto municipal land transfer tax
- $10,455
- Total land transfer tax
- $20,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $12,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,000
- $5,980
- Ontario total
- $10,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $10,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m99 test or monitoring holes also recorded.250 m
- Groundwater recorded about 1.5 m below ground nearbyThe middle water level in the well records within 500 m (482 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 87 building permits issued within 250 m in the last 2 years250 m
- 11 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.6 km2.6 km
- Mapped parcel: about 62,880 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home2
- Nearest rail line: 570 m570 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Redpath Sugar Ltd — Toronto Refinery, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 1 federal contaminated site within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
CR SS1 (x339)By-law
569-2013Municipality
Toronto1 x339
Site-specific exception 339: this site has rules of its own, written in the by-law.
2 SS1
Standards set 1: the setback, height and coverage rules the by-law applies to this zone.
3 Where this is written
Chapter 40, section 40.10 of By-law 569-2013 · Exception 900.11.10(339)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
187 KING ST ESite planUnder Review
Site Plan Approval for a 17-storey, 16-unit building at 65 George Street. The first floor of the existing heritage building will be incorporated into the new building. The 4-storey Part IV designated building at 187 King Street East is to be conserved and will continue to be used as commercial space.
150 m away187 KING ST EOfficial plan or zoning amendmentAppeal Received
Zoning By-law Amendment application for a 17-storey, 16-unit building at 65 George Street. The first floor of the existing heritage building will be incorporated into the new building. The 4-storey Part IV designated building at 187 King Street East is to be conserved and will continue to be used as commercial space.
150 m away65 GEORGE STSite planUnder Review
Site Plan Approval for a 17-storey, 16-unit building at 65 George Street. The first floor of the existing heritage building will be incorporated into the new building. The 4-storey Part IV designated building at 187 King Street East is to be conserved and will continue to be used as commercial space.
170 m away65 GEORGE STOfficial plan or zoning amendmentAppeal Received
Zoning By-law Amendment application for a 17-storey, 16-unit building at 65 George Street. The first floor of the existing heritage building will be incorporated into the new building. The 4-storey Part IV designated building at 187 King Street East is to be conserved and will continue to be used as commercial space.
170 m away120 SHERBOURNE STSite planAppeal Received
Proposed 38-storey mixed-use building containing 355 dwelling units and 455 square metres of retail space.
230 m away122 SHERBOURNE STSite planAppeal Received
Proposed 38-storey mixed-use building containing 355 dwelling units and 455 square metres of retail space.
230 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Moss Park right now
- For sale now
- 150
- Median asking price
- $550K
- New in 7 days
- 13
- Price cuts
- 13%
Middle half: $454K to $797K
50 in 28 days
19 listings
This home is asking 27% above the median.
See all homes in Moss ParkAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| King Station | TTC subway: Line 1 Yonge-University | 700 m |
| Queen Station | TTC subway: Line 1 Yonge-University | 800 m |
| TMU Station | TTC subway: Line 1 Yonge-University | 1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 1.1 km |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 1.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 450 m | 65%Grade 6 average |
| Market Lane Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 500 m | 78%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 550 m | 96%Grade 6 average |
| St Michael's Choir (Jr) SchoolToronto CDSB | Catholic · grades 1–8 · French Immersion | 750 m | 99%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 750 m | 96%Grade 9 math |
| Inglenook Community SchoolToronto DSB | Public · grades 9–12 | 900 m | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.3 km | 86%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 1.5 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Moss Park are shown to signed-in members.