409 St Clements Ave
Lawrence Park South, Toronto, Ontario M5N 1M2
- Bedrooms
- 3+1
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $1,017at the range’s middle
- Lot
- Under 0.50 acres
- Tax a year
- $9,1312026 tax year
- Built
- 51-99
- Parking
- 0other
- Days on market
- Members
The brief
About 409 St Clements Ave
409 St Clements Ave is a 3+1-bedroom, 2-bathroom detached house in Lawrence Park South, Toronto, listed for sale at an asking price of $1,780,000 (MLS® C13843422).
Welcome to this charming and lovingly maintained home, proudly cherished by the same family for the past 11 years, in the highly sought-after Allenby and North Toronto Collegiate school district. A wonderful opportunity to enjoy a welcoming neighborhood, outstanding educational options, and the convenience of one of Toronto's most established and connected communities. Has Classic North Toronto Features Of Stained Glass, new Laminate with sub-floor and Stair and A Wood Burning Fireplace. New wall mounted Air Condition on second floor 2021. New bathroom second floor 2015, New appliances from 2015 to 2025. Perfectly situated in one of Toronto's most desirable family-friendly neighborhoods, this home offers an exceptional blend of community charm and urban convenience. Just steps from the vibrant shops, restaurants, transit, and everyday amenities along Eglinton, Avenue Road, and Yonge Street, everything you need is right at your doorstep. Families will appreciate the excellent selection of highly regarded public schools nearby, including Allenby Public School, Glenview Senior Public School, North Toronto Collegiate Institute, and Lawrence Park Collegiate Institute. Children can walk safely to Allenby Public School without crossing a major intersection, offering added peace of mind for families. The location also provides convenient access to a number of respected private schools, including University of Toronto Schools (UCC), Havergal College, St. Clement's School, and Toronto French School (TFS).
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall26/100−$2,982/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 homes with 4 bedrooms for lease in Lawrence Park South right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $9,131 / 2026
- MLS® number
- C13843422
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 25 x 136.58 ft
- Listed on
- Parking
- Other, 0 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Lawrence Park South
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Lower, 1 × 4pc 2nd
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Driveway
- None
- Garage Type
- Other
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Water
- Municipal
- Cooling
- Wall Unit
- Heating Type
- Radiant
Land
- Sewer
- Sewers
- Frontage
- 25 ft
- Depth
- 136.58 ft
- Lot Size
- 25 x 136.58 ft
Additional
- Foundation
- Brick
- Roof
- Shingles
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Existing Electrical Light Fixtures & All Existing Window Coverings And All Existing Appliances: Fridge in Kitchen, Stove, Washer, Dryer, Window Air Condition (As Is).
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.43 × 6.02 m | Laminate, Fireplace, Bay Window | Main |
| Dining | 2.95 × 4.37 m | Laminate, W/O To Deck | Main |
| Kitchen | 2.41 × 6.73 m | Ceramic Floor, Granite Counter, Breakfast Area | Main |
| Primary | 3.1 × 5.51 m | Laminate, Picture Window, Track Lights | 2nd |
| 2nd Br | 2.64 × 4.14 m | Laminate, Closet | 2nd |
| 3rd Br | 2.72 × 2.92 m | Laminate, B/I Shelves | 2nd |
| Tandem | 2.95 × 3.33 m | Laminate, B/I Shelves | 2nd |
| Rec | 3.07 × 5.77 m | B/I Desk, Above Grade Window | Bsmt |
| Laundry | 2.08 × 3.25 m | — | Bsmt |
Listing history
Buy/sell history for 409 St Clements Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,780,000 | N/A | For Sale | C13843422 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $356,000
- Total mortgage amount
- $1,424,000
- Total interest payment
- $1,012,300
- Total purchase cost
- $2,792,300
- Mortgage payment
- $8,121/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
49%Monthly carrying cost
$8,882- Rent $5,900
- Shortfall $2,982
Rental income opens at $5,900, the median asking rent of 5 comparable homes for lease in Lawrence Park South. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $32,075
- Toronto municipal land transfer tax
- $32,075
- Total land transfer tax
- $64,150
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $55,675
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,780,000
- $27,600
- Ontario total
- $32,075
Toronto’s municipal tax uses the same brackets at this price, so it adds another $32,075.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,415 sq ft317 m²
- Street frontage
- 25 ft7.6 m
- Depth
- 136.58 ft41.6 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 58 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 4.0 km4 km
- Mapped parcel: about 3,410 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 110 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (110 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.110 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, Dotto One, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
RD (f7.5; d0.6) (x1406)By-law
569-2013Municipality
Toronto1 f7.5
Frontage: at least 7.5 m.
2 d0.6
Density: floor area is capped at 0.6 times the lot area.
3 x1406
Site-specific exception 1406: this site has rules of its own, written in the by-law.
4 Where this is written
Chapter 10, section 10.20 of By-law 569-2013 · Exception 900.3.10(1406)
5 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
444 EGLINTON AVE WOfficial plan or zoning amendmentAppeal Received
Proposal for a 19-storey mixed use building and 7 storey podium with 185 units. Proposed residentail gross floor area is 14,642.9 m2, and retail gross floor area is 419.9 m2.
620 m away450 EGLINTON AVE WOfficial plan or zoning amendmentAppeal Received
Proposal for a 19-storey mixed use building and 7 storey podium with 185 units. Proposed residentail gross floor area is 14,642.9 m2, and retail gross floor area is 419.9 m2.
620 m away456 EGLINTON AVE WOfficial plan or zoning amendmentAppeal Received
Proposal for a 19-storey mixed use building and 7 storey podium with 185 units. Proposed residentail gross floor area is 14,642.9 m2, and retail gross floor area is 419.9 m2.
620 m away458 EGLINTON AVE WOfficial plan or zoning amendmentAppeal Received
Proposal for a 19-storey mixed use building and 7 storey podium with 185 units. Proposed residentail gross floor area is 14,642.9 m2, and retail gross floor area is 419.9 m2.
630 m away466 EGLINTON AVE WOfficial plan or zoning amendmentAppeal Received
Proposal for a 19-storey mixed use building and 7 storey podium with 185 units. Proposed residentail gross floor area is 14,642.9 m2, and retail gross floor area is 419.9 m2.
630 m away462 EGLINTON AVE WOfficial plan or zoning amendmentAppeal Received
Proposal for a 19-storey mixed use building and 7 storey podium with 185 units. Proposed residentail gross floor area is 14,642.9 m2, and retail gross floor area is 419.9 m2.
630 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Lawrence Park South right now
- For sale now
- 49
- Median asking price
- $4M
- New in 7 days
- 3
- Price cuts
- 16%
Middle half: $2.45M to $6.29M
24 in 28 days
8 listings
This home is asking 56% below the median, lower than three quarters of them.
See all homes in Lawrence Park SouthAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Avenue Station | TTC light rail: Line 5 Eglinton | 650 m |
| Chaplin Station | TTC light rail: Line 5 Eglinton | 800 m |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 1.3 km |
| Forest Hill Station | TTC light rail: Line 5 Eglinton | 1.4 km |
| Davisville Station | TTC subway: Line 1 Yonge-University | 1.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Allenby Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 100 m | 88%Grade 6 average |
| North Preparatory Junior Public SchoolToronto DSB | Public · grades JK–6 | 650 m | 70%Grade 6 average |
| St Monica Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.3 km | 84%Grade 6 average |
| ÉÉC du Sacré-Coeur-TorontoConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 4.8 km | 60%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Marshall McLuhan Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 | 350 m | 59%Grade 9 math |
| Forest Hill Collegiate InstituteToronto DSB | Public · grades 9–12 | 950 m | 60%Grade 9 math |
| North Toronto Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.4 km | 80%Grade 9 math |
| École secondaire Étienne-BrûléConseil scolaire Viamonde | French-language public · grades 9–12 | 5.9 km | 77%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Lawrence Park South are shown to signed-in members.