44 Russell St
University, Toronto, Ontario M5S 1B7
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,500–2,000sq ft
- Per sq ft
- $971at the range’s middle
- Lot
- 17.08 x 114 ft
- Tax a year
- $8,2792026 tax year
- Parking
- 2none
- Days on market
- Members
The brief
About 44 Russell St
44 Russell St is a 3-bedroom, 2-bathroom semi-detached house in University, Toronto, listed for sale at an asking price of $1,699,000 (MLS® C14082704).
Beautifully renovated and architecturally reimagined, this Harbord Village Victorian seamlessly blends historic character with striking contemporary design. The restored façade opens to thoughtfully curated interiors, where high ceilings and warm hardwood floors create a timeless backdrop. At the heart of the home, a magazine-worthy Bulthaup kitchen features high end European appliances, an induction cooktop, a generous centre island, heated floors, and expansive floor-to-ceiling custom cabinetry. A dramatic wall of glass frames the private garden retreat, while a main floor powder room adds everyday convenience. Upstairs, the bright primary bedroom features plenty of closet space, while two additional bedrooms offer flexibility for family, guests or a home office. A newly renovated bathroom completes the upper level, while private two-car parking off the lane offers a welcome urban luxury. Set on a quiet, tree-lined street, the home is just moments from Harbord Village's beloved cafés, restaurants, independent shops and galleries. Kensington Market, Yorkville, the University of Toronto, Queen's Park, major hospitals, transit and excellent schools, including Lord Lansdowne French Immersion, are all close at hand. An exceptional opportunity to own a distinctive Victorian in one of Toronto's most cherished neighbourhoods.
Insights
Condition Score
Good78/1002 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall5/100−$5,042/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 semi-detached homes with 3 bedrooms for lease in University right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,279 / 2026
- MLS® number
- C14082704
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 17.08 x 114 ft
- Listed on
- Parking
- None, 2 Parking
Property details
Property
- Property Type
- Semi-Detached
- Style
- 2-Storey
- Community
- University
- Municipality
- Toronto
Building
- Size
- 1500-2000 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Lane
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Heat Pump
Land
- Sewer
- Sewers
- Frontage
- 17.08 ft
- Depth
- 114 ft
- Lot Size
- 17.08 x 114 ft
Additional
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Bosch Glass Door Fridge, Miele Panelled Dishwasher, Bosch Induction Top Range W/Convection Oven, Miele Vent Hood, Miele Washer & Dryer, Bar Fridge, Window Coverings, Light Fixtures (other than exclusion), Central Vac.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.7 × 1.4 m | Hardwood Floor | Main |
| Living | 4.7 × 3.0 m | Bay Window, Crown Moulding, hardwood floor | Main |
| Dining | 4.4 × 3.2 m | Window, hardwood floor, Open Concept | Main |
| Kitchen | 4.1 × 3.7 m | Centre Island, Heated Floor, W/O To Garden | Main |
| Primary | 4.0 × 4.6 m | hardwood floor, Closet, Window | 2nd |
| 2nd Br | 3.9 × 2.9 m | hardwood floor, Closet, Window | 2nd |
| Office | 3.3 × 2.1 m | hardwood floor, Skylight, Window | 2nd |
| Other | 9.2 × 4.6 m | — | Bsmt |
| Laundry | 4.74 × 3.3 m | — | Bsmt |
Listing history
Buy/sell history for 44 Russell St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,699,000 | N/A | Pc | C14082704 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $339,800
- Total mortgage amount
- $1,359,200
- Total interest payment
- $966,400
- Total purchase cost
- $2,665,400
- Mortgage payment
- $7,752/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
72%Monthly carrying cost
$8,442- Rent $3,400
- Shortfall $5,042
Rental income opens at $3,400, the median asking rent of 7 comparable homes for lease in University. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $30,455
- Toronto municipal land transfer tax
- $30,455
- Total land transfer tax
- $60,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $52,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,699,000
- $25,980
- Ontario total
- $30,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $30,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,947 sq ft181 m²
- Street frontage
- 17.08 ft5.2 m
- Depth
- 114 ft34.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m11 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 85 building permits issued within 250 m in the last 2 years250 m
- 2 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 2.9 km2.9 km
- Mapped parcel: about 2,150 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is The Governing Council of the University of Toronto — St George Campus, 530 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 28-2011
- In the Harbord Village | Phase II Heritage Conservation District, by-law 28-2011
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x848)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x848
Site-specific exception 848: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(848)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
508 SPADINA AVESite planUnder Review
Proposed nine-storey mixed-use building with a residential gross floor area of 8,213 square metres, including 109 affordable rental units, and a non-residential gross floor area of 3,185 square metres.
140 m away502 SPADINA AVESite planUnder Review
Proposed nine-storey mixed-use building with a residential gross floor area of 8,213 square metres, including 109 affordable rental units, and a non-residential gross floor area of 3,185 square metres.
150 m away309 AUGUSTA AVEOfficial plan or zoning amendmentUnder Review
Proposed six storey hotel with restaurant components containing 2194sqm of non-residential gross floor area. No parking is proposed.
310 m away199 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
580 m away197 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
590 m away195 COLLEGE STSite planUnder Review
Related App 22 150580 STE 11 OZSite Plan application for proposal for a 31-storey mixed-use building containing 492 purpose-built rental units. The proposed non-residential gross floor area is 1,379 square metres, and the proposed residential gross floor area is 19,924 square metres.
600 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Semi-detached homes for sale in University right now
- For sale now
- 9
- Median asking price
- $1.6M
- New in 7 days
- 2
- Price cuts
- 11%
Middle half: $1.48M to $1.93M
8 in 28 days
1 listing
This home is asking 6% above the median.
See all homes in UniversityAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Spadina Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 850 m |
| Queen's Park Station | TTC subway: Line 1 Yonge-University | 950 m |
| Bathurst Station | TTC subway: Line 2 Bloor-Danforth | 1.1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.4 km |
| Forest Hill Station | TTC light rail: Line 5 Eglinton | 5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| da Vinci SchoolToronto DSB | Public · grades JK–6 | 50 m | 67%Grade 3 average |
| Lord Lansdowne Junior Public SchoolToronto DSB | Public · grades JK–6 · French Immersion | 50 m | 88%Grade 6 average |
| St Francis of Assisi Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 80%Grade 6 average |
| École élémentaire Pierre-Elliott-TrudeauConseil scolaire Viamonde | French-language public · grades JK–6 | 1.3 km | 94%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Central Technical SchoolToronto DSB | Public · grades 9–12 | 600 m | 34%Grade 9 math |
| Subway Academy IIToronto DSB | Public · grades 9–12 | 650 m | — |
| Loretto College SchoolToronto CDSB | Catholic · grades 9–12 | 900 m | 40%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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