45 Geneva Ave
Cabbagetown-South St. James Town, Toronto, Ontario M5A 2J9
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1,100–1,500sq ft
- Per sq ft
- $1,045at the range’s middle
- Lot
- 13.5 x 90 ft
- Tax a year
- $6,7752026 tax year
- Parking
- 0none
- Days on market
- Members
The brief
About 45 Geneva Ave
45 Geneva Ave is a 3-bedroom, 2-bathroom freehold townhouse in Cabbagetown-South St. James Town, Toronto, listed for sale at an asking price of $1,358,000 (MLS® C14126008).
Directly overlooking Riverdale Park West. This exceptional 1906 Cabbagetown row house enjoys unobstructed park views while seamlessly blending historic character with sophisticated modern living. Inside, original architectural details including a pressed tin ceiling, period crown mouldings, original hardwood floors, and a striking iron spiral staircase celebrate the home's history while thoughtful updates provide modern comfort throughout. The main floor offers bright and inviting living and dining spaces, the living room with a custom gas fireplace, a dedicated home office, and a charming kitchen with a gas range, a full appliance package, abundant storage, and seamless flow for everyday living and entertaining. Upstairs, the fully renovated second floor is centred around a spacious and welcoming foyer. The tranquil primary bedroom overlooks the park and features a custom built-in king bed, integrated side tables, built-in storage beneath the bed, stained glass details, skylights, and exceptional storage throughout. The additional bedroom and den provide flexibility for family, guests, or a home office the rear bedroom features built-in storage and double French doors opening onto a rare private rooftop terrace overlooking mature trees and gardens.The professionally redesigned lower level, created by a designer whose work has been featured in House & Home, serves as a true wellness retreat. A luxurious hammam-inspired spa with steam shower, built-in lounging bench, double rainfall shower heads, integrated hue lighting, and fully automated bidet toilet. A custom entertainer's wet bar complements the versatile entertainment room. Outside, a beautifully landscaped two-level backyard creates a private urban oasis. Steps to Parliament Street's shops, cafes, restaurants, grocery stores, schools, and transit. Few homes in the city offer the opportunity to live surrounded by nature while remaining steps from downtown Toronto.Plenty of parking available at this moment.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall30/100−$2,036/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 3 bedrooms for lease in Cabbagetown-South St. James Town right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $6,775 / 2026
- MLS® number
- C14126008
- Board
- TRREB MLS®
- Property Type
- Att/Row/Twnhouse
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 13.5 x 90 ft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Att/Row/Twnhouse
- Style
- 2-Storey
- Community
- Cabbagetown-South St. James Town
- Municipality
- Toronto
Building
- Size
- 1100-1500 sqft
- Construction
- Wood
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 4pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- None
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 13.5 ft
- Depth
- 90 ft
- Lot Size
- 13.5 x 90 ft
Additional
- Foundation
- Poured Concrete, Block
- Roof
- Flat, Asphalt Shingle, Other
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- All existing electrical light fixtures and window coverings. Stainless steel appliances: Fridge, gas stove, dishwasher, B/I microwave, two (2) wine fridges in basement. Washer and dryer. Concrete bedframe in primary bedroom
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 4.1 × 4.04 m | hardwood floor, Combined W/Living, Window | Main |
| Living | 3.02 × 8.46 m | hardwood floor, Combined W/Dining, Gas Fireplace | Main |
| Kitchen | 2.88 × 3.23 m | hardwood floor, Stainless Steel Appl, Window | Main |
| Primary | 4.16 × 3.33 m | B/I Closet, Window, Pot Lights | 2nd |
| Den | 1.94 × 3.12 m | B/I Bookcase, Pot Lights | 2nd |
| Br | 3.04 × 3.82 m | W/O To Deck, French Doors, B/I Closet | 2nd |
| Rec | 3.38 × 4.88 m | Open Concept, 4 Pc Ensuite, Bidet | Bsmt |
| Kitchen | 2.84 × 7.45 m | B/I Bar, Bar Sink, W/O To Patio | Bsmt |
Listing history
Buy/sell history for 45 Geneva Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,358,000 | N/A | Sc | C14126008 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $271,600
- Total mortgage amount
- $1,086,400
- Total interest payment
- $772,400
- Total purchase cost
- $2,130,400
- Mortgage payment
- $6,196/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
46%Monthly carrying cost
$6,761- Rent $4,725
- Shortfall $2,036
Rental income opens at $4,725, the median asking rent of 6 comparable homes for lease in Cabbagetown-South St. James Town. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $23,635
- Toronto municipal land transfer tax
- $23,635
- Total land transfer tax
- $47,270
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $38,795
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,358,000
- $19,160
- Ontario total
- $23,635
Toronto’s municipal tax uses the same brackets at this price, so it adds another $23,635.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,215 sq ft113 m²
- Street frontage
- 13.5 ft4.1 m
- Depth
- 90 ft27.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m4 test or monitoring holes also recorded.250 m
- Groundwater recorded about 4.9 m below ground nearbyThe middle water level in the well records within 500 m (126 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 29 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 4.3 km4.3 km
- Mapped parcel: about 1,090 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 280 m280 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is City of Toronto — Eastern And Booth Blocks, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 887-2005
- In the Cabbagetown South Heritage Conservation District, by-law 887-2005
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x851)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x851
Site-specific exception 851: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(851)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
1 building permit cleared at this address in the City’s file.
Party Wall Admin PermitsClosed
Party wall admin permit related to permit # 23 212740 BLD 00 SR for address 47 Geneva Ave
Issued December 21, 2023
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
125 RIVER STCondominiumUnder Review
*** Draft plan of condominium for 430 units.
520 m away563-565 GERRARD ST ESite planUnder Review
Site Plan Application to redevelop the lands municipally known as 563 Gerrard Street East and 238 Hamilton Street with a 13-unit mixed-use project comprised of 2 corner commercial buildings with residential atop, 10 new freehold residential townhouse dwellings and one detached residential dwelling with an accessory 3 car parking structure.
520 m away123 RIVER STCondominiumUnder Review
*** Draft plan of condominium for 430 units.
530 m away325 GERRARD ST EOfficial plan or zoning amendmentOMB Appeal
Zoning By-law Amendment application for Phases 4 & 5 of the Regent Park redevelopment. The Phases 4 & 5 lands are generally bounded by Gerrard Street to the north, River Street to the east, Oak Street to the south, and Dreamers Way to the west. The proposal consists of a total gross floor area (GFA) of 320,064 m2 comprised of approximately 303,616 m2 of residential GFA and approximately 16,452 m2 of non-residential GFA across 13 buildings (including a new Toronto Public Library branch relocated from Parliament Street). The proposal includes approximately 3,246 residential units, of which 1,976 will be market units and 1,270 will be TCHC-owned rental units.
530 m away749 DUNDAS ST EOfficial plan or zoning amendmentUnder Review
Official Plan and Zoning By-law Amendment application for a mixed-use development comprised of two 48-storey towers containing approximately 1,197 residential units and 1,300 square metres of non-residential GFA. The proposal includes a 729 square metre park and 245 square metre natural heritage open space.
530 m away121 RIVER STCondominiumUnder Review
*** Draft plan of condominium for 430 units.
530 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Townhouses for sale in Cabbagetown-South St. James Town right now
- For sale now
- 10
- Median asking price
- $1.6M
- New in 7 days
- 0
- Price cuts
- 20%
Middle half: $1.45M to $1.74M
5 in 28 days
2 listings
This home is asking 15% below the median, lower than three quarters of them.
See all homes in Cabbagetown-South St. James TownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Castle Frank Station | TTC subway: Line 2 Bloor-Danforth | 1.2 km |
| Broadview Station | TTC subway: Line 2 Bloor-Danforth | 1.3 km |
| Sherbourne Station | TTC subway: Line 2 Bloor-Danforth | 1.5 km |
| Chester Station | TTC subway: Line 2 Bloor-Danforth | 1.6 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sprucecourt Junior Public SchoolToronto DSB | Public · grades JK–8 | 250 m | 58%Grade 6 average |
| Lord Dufferin Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 750 m | 62%Grade 6 average |
| St Paul Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.1 km | 72%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.3 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Martin Catholic School (St.Martin)Toronto CDSB | Catholic · grades 9–12 | 400 m | — |
| Eastdale Collegiate InstituteToronto DSB | Public · grades 9–12 | 1 km | — |
| Rosedale Heights School of the ArtsToronto DSB | Public · grades 9–12 | 1.1 km | 66%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.4 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Cabbagetown-South St. James Town are shown to signed-in members.